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HSBC CC settlemet

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Post time 27-5-2013 04:19 PM | Show all posts |Read mode
Salam & selamat sejahtera rakan2 Cari,

Sy nak buat CC full settlemet dgn HSBC.
-Call HSBC bhg collection. Diorg ckp nak settle RM5800
-Request reduce amount tu. Diorg bg no Bill Collector Company (BCC)
-Call BCC dpt reduce RM5300
-Official letter dr HSBC di keluarkan tp sent melalui BCC (letter tanpa signature sbb computer generated)
-Dihantar melalui email oleh BCC Officer tp letterhead mmg HSBC
-BCC ckp kena bayar thru ATM HSBC pastu call diorg
-Ada email pd HSBC ttg nak confirm adakah surat tu genuine tp haram diorg tak balas.

Isunya, sah ke surat tu sbb takut bila dah byr tup2 kata da balance lg...sbb surat rasmi biasanya ada rujukan...ni xde

Harap boleh bg pandangan.

Thanks in advance

Last edited by OrangKita on 27-5-2013 04:25 PM

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Post time 28-5-2013 07:26 AM | Show all posts
aku masih tak paham sebenarnya....nak buat settlement utk outstanding Credit card atau apa???

boleh plak Bank reduce amount tu??

cer bg pencerahan...
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 Author| Post time 28-5-2013 08:27 AM | Show all posts
mcm ni medang,
sy utang card credit..lama gak tak byr & dah kena potong..
jd sy skrg nak wat full settlement byr habis..

masa call HQ HSBC total semua 5800 pastu bile nak mintak reduce dia suruh call bill collector (mcm diorg lbh power dr HSBC??)

bill call bill collector dia bg reduce sbb tolak lawyer,interest dll dpt 5300

cuma skrg takut surat yg dia bg melalui email (letterhead HSBC tp xde ref no,nama officer sbb comp generated) tak valid.
bill collector suruh byr kat ATM jgn kat kaunter sbb takut kaunter tak tau.

Sy takut bila sy byr nnti 5300 pastu balance HSBC kejor pulak..
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Post time 28-5-2013 10:40 AM | Show all posts
OrangKita posted on 28-5-2013 08:27 AM
mcm ni medang,
sy utang card credit..lama gak tak byr & dah kena potong..
jd sy skrg nak wat full  ...

Ooooooooo...ingatkan current outstanding .....kalau udah lama tertunggak x bayar biasanya Bank suh deal ngan bill collector dept tu....

so camni....kene check dulu akaun number tu...adakah valid akaun no own by HSBC atau individu??kendian any settlement kalau current outstanding biasanya akan tertera dalam statement....kalau camni tak apa sbb statement tu sendiri adalah blck and white document....tp kalau without statement...Bill colelctor kene kuarkan surat pengesahan settlement....WAJIB....kang tak pasal timbul masalah kendian hari...dengan surat tu jugak kita boleh clear kan nama kita samada diCTOS atau CCRIS...

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Post time 28-5-2013 10:41 AM | Show all posts
OrangKita posted on 28-5-2013 08:27 AM
mcm ni medang,
sy utang card credit..lama gak tak byr & dah kena potong..
jd sy skrg nak wat full  ...

btw next time sila quote reply post saya ..kalau x tak tahu samada you ada ajukan soklan atau sebagainya...kalau u quote post...nanti akan ada notices bgtahu...senang nak jejak semual
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 Author| Post time 28-5-2013 12:09 PM | Show all posts
medangmru posted on 28-5-2013 10:41 AM
btw next time sila quote reply post saya ..kalau x tak tahu samada you ada ajukan soklan atau seba ...

Bereh bro...
Anyway thank 4 ur advice...
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 Author| Post time 28-5-2013 12:11 PM | Show all posts
medangmru posted on 28-5-2013 10:40 AM
Ooooooooo...ingatkan current outstanding .....kalau udah lama tertunggak x bayar biasanya Bank suh ...

Mmg sy akan bank in kat akaun credit card sy sdri...

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Post time 28-5-2013 12:13 PM | Show all posts
OrangKita posted on 28-5-2013 12:11 PM
Mmg sy akan bank in kat akaun credit card sy sdri...

itu adalah yg sebaik2nya...
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Post time 29-5-2013 08:27 AM | Show all posts
medangmru posted on 28-5-2013 07:26 AM
aku masih tak paham sebenarnya....nak buat settlement utk outstanding Credit card atau apa???

bol ...

mmg boley reduce amount med... tapi dari interest yg accumulate.... bukan principle...
kalo dia mentioned bill collector mmg kes outstanding....

so.. TT kena email... dan masa yg sama call juga utk pengesahan... dapatkan maklumat pegawai yg memberikan pengesahan catitkan juga tarikh & masa panggilan dibuat... setiap panggilan pelanggan akan dirakam, jika ada seberang masalah, mereka boleh rujuk semula panggilan yg dibuat....
semoga berjaya...

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Post time 29-5-2013 08:48 AM | Show all posts
wahh ni perbincangan org2 kaiyaaaa
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Post time 29-5-2013 01:10 PM | Show all posts
ryo_takahashi1 posted on 29-5-2013 08:27 AM
mmg boley reduce amount med... tapi dari interest yg accumulate.... bukan principle...
kalo dia  ...

sbb amount sebenarnya aku rs lagi kurang dr amount yg sepatutnya jkene bayar sbb dah masuk interest kan Ryo.....
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Post time 29-5-2013 01:11 PM | Show all posts
genchi posted on 29-5-2013 08:48 AM
wahh ni perbincangan org2 kaiyaaaa

Caittttttttttttttttt......ini bincang pasal org tak bayo utang .....org kaya mendenyer Gen oiiiiiiiiiii
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Post time 29-5-2013 01:14 PM | Show all posts
medangmru posted on 29-5-2013 01:11 PM
Caittttttttttttttttt......ini bincang pasal org tak bayo utang .....org kaya mendenyer Gen oiiiiii ...

org kaiya laa.. pki CC tuuu.. teda kaya cemana mau pki CC platinum gold silver..
utang mmg la utang.. atee dah konsepnyaa CC tu utang beli dulu byar kendian.. kikikikikikikiii..
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Post time 29-5-2013 01:19 PM | Show all posts
genchi posted on 29-5-2013 01:14 PM
org kaiya laa.. pki CC tuuu.. teda kaya cemana mau pki CC platinum gold silver..  
utang mm ...

saper urang2 kaya itu yg pakai Platinum kad...saperrrrrrrrrrrrr,,,,saperrrrrrrrrrrrrrrrrr,,,,cakap.....

camni kalu...konsep SEKALI SEKALA mmg takleh digunapakai Hokay....saperrrrrrrrrrrrrr yg pakai platinum kad tu...
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Post time 29-5-2013 01:24 PM | Show all posts
medangmru posted on 29-5-2013 01:19 PM
saper urang2 kaya itu yg pakai Platinum kad...saperrrrrrrrrrrrr,,,,saperrrrrrrrrrrrrrrrrr,,,,cakap ...

aaaaaaaaa.... gen ase kan.. kan kan kan.. bung royo kottt...

mod med pki CC apa?? gold ehh?? konsep SEKALI SEKALA mmg tak boleh guna pakai.. kene SELALU SELALU blanjer gen
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Post time 29-5-2013 01:30 PM | Show all posts
genchi posted on 29-5-2013 01:24 PM
aaaaaaaaa.... gen ase kan.. kan kan kan.. bung royo kottt...  

mod med pki CC apa?? gold  ...

Alaaaaaaaaaaaaaa.......pakai debit kad udah....
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Post time 29-5-2013 01:32 PM | Show all posts
medangmru posted on 29-5-2013 01:30 PM
Alaaaaaaaaaaaaaa.......pakai debit kad udah....

debit kad la sangattttttttttttttttttttttt....

pdhal cc berderet2 dlm wallet
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Post time 29-5-2013 04:03 PM | Show all posts
asalamualaikum..
saya pun nak tumpang bertanya kat sini
berkaitan CC arwah suami..

arwah suami ada CC Ambank..
waktu arwah sakit dia mmg nak buat full settlemet rm3500..
aritu ada call HQ AMbank KL beritahu yg arwah dah meninggal..pegawai tu cakap  'kalau gitu tak perlu bayar n dia suruh faxkan sijil kematian suami sebagai bukti..'

tup2 beberapa hari yg lepas..ada sorang minahci nama Dewi call saya..dia cakap dia dari Bill Collector Company
dan tanya saya .'awak rasa awak nak bayar ke balance CC suami awak.''   saya mcm
sape pulak minachi ni..aritu pegawai AMbank ckp tak perlu bayar cuma kasi sijil kematian suami je.
minachi Dewi ni pun nak kan sijil kematian suami tapi saya tak layan pun..saya cuma jawab apa jaminan yg minachi ni boleh beri pada saya yg sijil kematian suami saya tidak akan disalah guna..lagipun dia bukan dari AMbank pun..dia cuma BCC

terus minachi dewi tu jawap..' tak apa puan...nanti saya bincang dgn boss besar saya'..terus dia letak telefon

Tak faham la saya macam mana nak deal dgn derang ni..
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 Author| Post time 29-5-2013 05:40 PM | Show all posts
ryo_takahashi1 posted on 29-5-2013 08:27 AM
mmg boley reduce amount med... tapi dari interest yg accumulate.... bukan principle...
kalo dia  ...

Tq Ryo...
pandai pakai..liat nak bayo..
nak cari kayu..nak cari kayu....
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Post time 30-5-2013 08:26 AM | Show all posts
carold posted on 29-5-2013 04:03 PM
asalamualaikum..
saya pun nak tumpang bertanya kat sini
berkaitan CC arwah suami..

takziah utk puan... arwah baru meninggal ya awal bulan hari tu..

bill collector ni sering kali tidak dikemaskini data... mereka tetap akan tuntut utang tu selagi tidak terima arahan selanjutnya dari bank...
dapatkan surat pengesahan dari pihak bank menyatakan akaun tersebut sudah tutup dan bebas dari sebarang baki hutang, dan jika dihubungi pihak bill collector minta utk berhubung terus dgn pihak bank tanpa anda perlu menyusahkan diri....

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