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tahun lepas ke bandung dapat tourist guide rm100/3d2n...dah la tu ikut je kitorang nak pergi mana2... |
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Vedder9 posted on 7-9-2014 11:03 AM 
Dia based kat Siem Reap...
Ni FB dia..Safy Angkor Wat...dia ambik USD20/day
ok.. thanks vedder...
dieya masih memikirkan mcm mna ni...
nak ikut tour dari sini terus or ambik ground je kat sana...
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midori888 posted on 7-9-2014 10:56 AM
Dulu masa gi siam reap, i sewa taxi tuk bawa jln2...rate diorg dlm 30usd per day...hotel kat sana ...
kira x la mahal sgt...
tp dieya ingt nak ronda2 phnom pehn dulu
pastu baru nak g siem reap..
serabut otak nak pikir trip kali ni
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nadieya posted on 7-9-2014 06:38 PM
kira x la mahal sgt...
tp dieya ingt nak ronda2 phnom pehn dulu
pastu baru nak g siem reap..
yup...sana tak mahal.....PP is like KL in the early 80's gitu.... |
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ok, Insyallah balik nanti lips share la kos/details ek |
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midori888 posted on 8-9-2014 07:41 AM
yup...sana tak mahal.....PP is like KL in the early 80's gitu....
oowhhh...ok2
thanks midori for the info...
dieya suka pergi tmpt2 mcm tu...
x suka tmpt yg terlampau moden sgt
sbb im the type that explore place not shopaholic person
so, mmg x kisah ttg pembangunan... hik3
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nadieya posted on 8-9-2014 07:42 PM
oowhhh...ok2
thanks midori for the info...
dieya suka pergi tmpt2 mcm tu...
Pergi lah melawat genocide museum kat phnom penh... |
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lipsofanangel posted on 8-9-2014 03:10 PM
ok, Insyallah balik nanti lips share la kos/details ek
pergi mana sis..
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gdah posted on 2-9-2014 01:23 PM
nape murahnya tix flight? Rm1000 / 2 pax return?? mana nak cekau hrga camni lagii
Aku pernah dapat tiket AA return utk 3 orang dewasa ke Busan dlm rm 1034 Okt tahun lepas. Harga ini lebeh rendah dr harga hari pelancaran AA ke busan. Aku duduk Elezee hotel dekat segala benda jimat gila. Travel dgn bas Busan city tour tket dewasa 30k korean won.Shoping jalan kaki dan guna subway. Memang puas hati
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akusukaq posted on 9-9-2014 01:16 PM
Aku pernah dapat tiket AA return utk 3 orang dewasa ke Busan dlm rm 1034 Okt tahun lepas. Harga in ...
sgt murah loooo
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cari_cahaya posted on 9-9-2014 12:59 PM
pergi mana sis..
europe <-> scandi
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lipsofanangel posted on 12-9-2014 01:04 PM
europe scandi
wah.....bestnyer......ada gi Norway tak? there's a village kat sana yg iols teringin nak pergi......nama dia Reine.....cantik sgt taktau lah bila ada rezeki bole pergi.....
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Sebagai peringatan utk kita semua......
KUALA LUMPUR, Sept 15 — As the cost of living continues to rise and salaries struggle to catch up, Malaysia’s middle class may be shrinking with some hanging on by a thread and others even falling off into poverty.                                                           
        Although there has been a steady but painfully small incremental rise in household income in Malaysia, economists and academics say the term “middle class” does not have the same meaning it had more than 10 years ago.        With salaries unable to match inflation, being middle class no longer means as comfortable a living as compared to 20 years ago.        While disposable income or savings is a good indicator of how many people “live comfortably” or fall within the middle class category, both Bank Negara and the Statistics Department said they do not keep track of such data.        Salaries and household income        Out of almost 7.8 million working Malaysians, the median salary for 2012 and 2011 was stagnant at RM1,500. In 2010, it was slightly less at RM1,480.                                            
                           
        The median household income was RM3,626.        In comparison, median household income for the top 20 per cent is at RM9,796, the middle 40 per cent RM4,372 and the bottom 40 per cent is at RM1,852.         
Over the weekend, Minister in the Prime Minister’s Department Datuk Seri Abdul Wahid Omar was quoted by state news agency Bernama as saying the preliminary report on the latest Household Income Survey showed the median stood at RM4,258, this year.                    
Who are the middle class?        Institute for Democracy and Economic Affairs chief executive officer Wan Saiful Wan Jan said the middle class should consist of the middle 40 per cent with monthly incomes of at least RM3,000 all the way up to the top 20 per cent of incomes, which has a median of about RM9,800 for 2012. Based on the household income data for 2012, less than 51.8 per cent of Malaysian households belong in that category.        But does a household income of RM3,000 a month really put a family of four among the middle class?        
Universiti Sains Malaysia (USM) associate professor in economics Dr Lean Hooi Hooi said the middle class should be defined as individuals or households with RM4,000 to RM20,000 of disposable income every month.        
“I think over the past five years, the inflation rate has been very high even though officially it was only at two to three per cent. We all feel the pain.        “Just go to the hawkers… for noodles or rice, prices go up 10 per cent every year,” she said in a phone interview recently.        
Sunway University Economics and Management Department head Dr Wong Koi Nyen, on the other hand, defined the middle class as semi-professionals and young professionals, based on their earning range per month of about RM5,000 and RM10,000 for families.        According to figures from the Statistics Department, RM5,000 is actually more than three times the median salary, and the household income of RM10,000 is almost three times the median household income.
        The 9.7 per cent of households in the highest income bracket of RM10,000 per month and above made up 31.5 per cent of overall household income recorded in the country.        In comparison, 17.6 per cent of household incomes, earning between RM1,000 and RM1,999, contributed to only 5.4 per cent of total household income, even though they formed the single largest group.        
For the semi-professionals and young professionals, Wong said their main source of income is solely from their salaries as most do not have assets.        “Due to the lifestyle of KL, I don’t think they can make ends meet because the main bulk of their expenses go to car installments.        
“I believe they have more than one credit card, which are liabilities, and if they have a family then they have to commit to their children’s education, health insurance and if they can afford, maybe an apartment,” he said.        
He added that even earning within that range, they may be considered middle class but they will still struggle financially, with no savings at the end of the month.        He pointed out that based on statistics from Bank Negara, household debt grew close to 13 per cent annually from 2003 to 2013 but Malaysians’ income only grew about five per cent on average.        
“So you can see that the growth in income cannot catch up to the growth of household debt,” he said adding that the four main liabilities for most Malaysians are home loans, car loans, credit card debts and personal loans.        Earning RM10,000        USM’s Lean said RM10,000 in an urban setting such as the Klang Valley and Penang would only provide a “standard living”, and not a luxurious one.        
She said an example of a typical family with four children’s expenses include: -      
House loan: RM3,000     
Car loan: RM1,000        
Four children: RM2,000 (RM500 each)      
Utilities: RM500-RM1,000        
Insurance: RM1,000        
Transportation: RM1,000      
Food: RM1,500-RM2,000        
Total = RM10,000 to RM11,000      
“Your RM10,000 is not enough to cover, definitely not entertainment, or even holidays in Malaysia.        
“Gone are the days when anyone earning RM10,000 was considered rich,” she said. Middle class group in the past  Dr Lim Teck Ghee, Centre for Policy Initiatives CEO, said rising incomes and relatively low cost of living enabled the middle class to grow in the past.        
This is no longer the general rule with urban housing especially out of reach for many on lower incomes, he added.        
Wong echoed the same sentiments and said the middle class group were much better off 10 years ago and beyond that.      
  Back then, most unmarried individuals stayed with their parents, saving on rent at a time when the cost of living was lower, he said.        
“Due to the high cost of living, being middle class today doesn’t mean anything.
“It meant something 10 years ago, 20 years ago especially after the economy has been transformed from Third World to developing, we can tell because there were fewer people living in poverty in the 70s, 80s.        
“But now it doesn’t mean anything,” he said. Keep up or risk falling into poverty Lim said the prospects of upward mobility “look dismal” for many in the middle class especially those self employed or in the informal sector.
“As the government’s record on both affordable housing and quality education has been abysmal and unlikely to improve, the middle class has to gear up for harder times ahead especially when the subsidies on essential goods, petrol, electricity and other items of everyday consumption are reduced or withdrawn,” he warned. |
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lipsofanangel posted on 17-9-2014 12:46 PM
mmg pi Norway tapi Reine, Lofoten tak dan nak pi... next time la.. kena la duduk berbulan2 gitu :l ...
oh....looking forward for your story.....hehe |
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Siapa yg pernah travel to Europe during summer, boleh share brape price for return ticket yg korg dpt?
Mmg standard price rm3500++ ke utk return ticket waktu summer? So far, yg I survey harga mcm tu. Or boleh dpt lg murah? |
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Kiyoka posted on 18-9-2014 01:08 PM
Siapa yg pernah travel to Europe during summer, boleh share brape price for return ticket yg korg dp ...
Bila ko beli tu tkt?? Agak mahal. Mgkn itu bukan harga promo. Aku chk tiket during promo return ticket to Franfkurt by MAS RM2800. Itu utk winter Feb 2015. Anyway, harga ni very subjective. Kena rajin2 chk promo. |
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biasa summer lagi mahal kan... |
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Kiyoka posted on 18-9-2014 01:08 PM
Siapa yg pernah travel to Europe during summer, boleh share brape price for return ticket yg korg dp ...
mahal gak tuh. Last week masa time promo MATTA fair, aku beli online MAS KUL- LHR, AMS - KUL on April 2015 dapat RM2152. Kena tunggu MAS promo lg kot. Or kalau x kisah transit leh tgk emirates dlm oktober ni kot. Last year diorg ada promo masa oktober.
Tapi sekarang ni kalau pakai Vietnam Airline, leh dapat CDG (RM2061) and frankfurt (RM2339) return. Flight bulan Jun 2015.
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Peterpan17 posted on 18-9-2014 01:45 PM
Bila ko beli tu tkt?? Agak mahal. Mgkn itu bukan harga promo. Aku chk tiket during promo return ti ...
Waktu autumn/winter, mmg murah boleh dpt. Last year I dpt rm1900 je utk return ticket ke Paris in December. Next year I plan nak travel in summer pulak.
Since summer is considered as a peak season in Europe, tu yg I nak survey brape harga ticket boleh dpt. And kalau promo sekali pun, berapa usually boleh dapat? Ada x yg dpt around rm2100 utk travel in summer? Senang I nak mark the price. Hehe
Anyway Ariel Peterpan, selamat berholiday ke NZ next month..ekekeke! |
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Post time 7-9-2014 02:48 PM
Author
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