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Author: cmf_blingblings

Perbelanjaan Keperluan Isirumah Yang Semakin Bertambah - Cara Nak Berjimat?

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Post time 21-5-2011 11:11 PM | Show all posts
..hallooooo kak min.......i like...suke...kak min bg tips berjimat cara kak min....kita ...
tenteramsuci Post at 21-5-2011 23:02


hallo n salam ten...lama tol kita tak borak kan.  tu lah i will share my experiences lah.  btw akak smpi skang nie takder astro kat umah.  kami ada internet so we really gunakan to the maximum lah.  baru berbaloi2!
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Post time 21-5-2011 11:15 PM | Show all posts
Reply  minahsaudi


    eat more vege & less fish cuz fish expensive... ni masa kat england ke k ...
cn7 Post at 21-5-2011 23:08


yup nie masa kat england lah.  ikan mahal lah kan even kat sini n msia pun ikan mahal compared to chicken.  tak tau supermarket or hypermarket yg murah sbb masa kat england dulu kami g little india or supermarket jer.  nak gi hypermarket jauh dari umah n we all takder kereta so tak tau mana yg murah!

bila hidup dah senang banyak baru lah shopping kat waitrose!  hambek nko balas dendam terus
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 Author| Post time 21-5-2011 11:17 PM | Show all posts
Post Last Edit by cmf_blingblings at 21-5-2011 23:19
Reply  minahsaudi


    eat more vege & less fish cuz fish expensive... ni masa kat england ke k ...
cn7 Post at 21-5-2011 23:08
kat Europe ni standardlah ikan mahal, dia org banyak makan fillet jek, kalau dtg M'sia letak seekor jenahak gedabak tiga rasa kat depan dia org boleh terus belah, ngok kan? takut tengok mata ikan yg terjojol pastu tak reti makan pasal ada tulang ....ada le seorg kat umah aku tu, pernah dia buat gitu depan arwah pak mentua dia:@ ..pak mentua pulak hantu kari kepala ikan
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Post time 21-5-2011 11:18 PM | Show all posts
Reply 362# cn7

btw akak nie suami kan org india so akak selalu masak dhal n sabzi kat umah.  chicken tu boleh dikatakan hari2 lah n zaman dulu2 beras basmathi yg hancur tu kami beli.  pastu beli atta to make capati.  akak rasa kat little india barang lebih murah compared to chinatown hah!
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 Author| Post time 21-5-2011 11:22 PM | Show all posts
Reply  cn7

btw akak nie suami kan org india so akak selalu masak dhal n sabzi kat umah.  chicken ...
minahsaudi Post at 21-5-2011 23:18
eh! I tak tahupun husband kak Min Indian, Indian Malaysian or UK?
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Post time 21-5-2011 11:24 PM | Show all posts
h! I tak tahupun husband kak Min Indian, Indian Malaysian or UK?
Reply 367# cmf_blingblings


   lorrr kak bling... i yang newbie ni pun tau, kak bling terlepas pandang kot

tak silap i pure indian, not from Malaysia or UK right?

from India betul2 kan kak min?

ke i silap?
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Post time 21-5-2011 11:25 PM | Show all posts
kat Europe ni standardlah ikan mahal, dia org banyak makan fillet jek, kalau dtg M'sia letak seekor  ...
cmf_blingblings Post at 21-5-2011 23:17


erm ikan2 kat england nie pun chek tak berkenan.  cket2 cod, trout, salmon, haddock etc2.  tak lalu lah nak makan but i love salmon head, selalu masak kari n murah giler!

org putih tak pandai makan kepala ikan tau n dia org tak tau nak buang tulang.  sumer makan fillet jer!
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Post time 21-5-2011 11:27 PM | Show all posts
Reply 366# minahsaudi

do they still give free milk tak kak min?
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Post time 21-5-2011 11:27 PM | Show all posts
Reply 367# cmf_blingblings


oooo...tak tau ker?  my hubby pure indian from INDIA lorr   hindustan mari
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Post time 21-5-2011 11:29 PM | Show all posts
Reply  cmf_blingblings


   lorrr kak bling... i yang newbie ni pun tau, kak bling terlepas pand ...
cn7 Post at 21-5-2011 23:24


u are correct dear. hubby kakmin memang pure indian from INDIA!
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 Author| Post time 21-5-2011 11:29 PM | Show all posts
erm ikan2 kat england nie pun chek tak berkenan.  cket2 cod, trout, salmon, haddock etc2.  tak l ...
minahsaudi Post at 21-5-2011 23:25
tau tak pa, gaduh tak habis-habis pasal kepala ikan, itupun bertahan sampai 14 tahun
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 Author| Post time 21-5-2011 11:31 PM | Show all posts
Reply  cmf_blingblings


oooo...tak tau ker?  my hubby pure indian from INDIA lorr   hindustan ...
minahsaudi Post at 21-5-2011 23:27
convert atau mmg muslim? sibuk aku sampai terkeluar topik
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Post time 21-5-2011 11:32 PM | Show all posts
Reply  minahsaudi

do they still give free milk tak kak min?
cn7 Post at 21-5-2011 23:27


erk...erk...erk....ada ker free milk?  maybe kalo ada baby kot yg bawah 2yrs!  dari dulu n selamanya akak dok uk tak pernah dpt free milk.  but i loves milk in england.  sedap giler n mmg akak got it delivered daily at home.  fresh n organic tau.

huhuhu...i miss all that now
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Post time 21-5-2011 11:32 PM | Show all posts
erm ikan2 kat england nie pun chek tak berkenan.  cket2 cod, trout, salmon, haddock etc2.  tak lalu lah nak makan but i love salmon head, selalu masak kari n murah giler!

org putih tak pandai makan kepala ikan tau n dia org tak tau nak buang tulang.  sumer makan fillet jer!
Reply 369# minahsaudi


    i'm not a fish person (more of a chicken person), but when i first tasted cod fish hari tu, sedap ya amatttt...terus craving ...

my relative told me once, orang UK tak makan kepala ikan, bila jual kat pasar, they usually throw the fish head's so my auntie ni dah tau style depa macam tu, pesan kat orang2 pasar tu untuk reserve the fish head. she said she get the fish head FOC.. cuma lately since diorang dah tau, they charge tapi tak mahal... a few pence jer. sapa peminat fish head, good way to save la kan
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 Author| Post time 21-5-2011 11:37 PM | Show all posts
Reply  minahsaudi


    i'm not a fish person (more of a chicken person), but when i first taste ...
cn7 Post at 21-5-2011 23:32
cod fish mahal, tapi lovely taste...aku shuke sesgt, just grilled mkn dengan potatoes...alamak ni dah masuk riak...tak aku tak bayar, hotel hosted  The Danna dan Four Seasons...kalau kn bayar mmg kopak
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Post time 21-5-2011 11:38 PM | Show all posts
tau tak pa, gaduh tak habis-habis pasal kepala ikan, itupun bertahan sampai 14 tahun
cmf_blingblings Post at 21-5-2011 23:29


bling....hubby kakmin yg bukan org putis tu pun tak makan kepala ikan hatta ikan yg difillet sekali pun   akak kalo nak makan ikan kena tunggu dia takder lah!  anak pun tak reti makan ikan, she is into chicken n vegs jer!  meat nie sumer mmg tak suka!

kat umah nie kami hantu fruits n vegs jer.  rice pun kurang we prefer bread or pitta jer. normally akak buat my own dips such as salsa, houmous, bruschetta n macam2 lah. senang kan buat bekal for baraka's packed lunch for school!

save n healthy!
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Post time 21-5-2011 11:40 PM | Show all posts
convert atau mmg muslim? sibuk aku sampai terkeluar topik
cmf_blingblings Post at 21-5-2011 23:31


he is muslim by birth
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Post time 21-5-2011 11:42 PM | Show all posts
The Danna dan Four Seasons...kalau kn bayar mmg kopak
Reply 377# cmf_blingblings


    kak, ada ker the danna kat langkawi?

you mean The Datai kan?
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Post time 21-5-2011 11:46 PM | Show all posts
Reply  minahsaudi


    i'm not a fish person (more of a chicken person), but when i first taste ...
cn7 Post at 21-5-2011 23:32


cod ni actually taste really nice n they are 1 of the cheapest fish.  unlike this part of the world where cod is so pricey (they called snowfish) kat england sana, eish tak koser lah nak beli.

masak kicap, baked (cooked with milk, pastu flake it n then seasoned with salt n freshly milled black pepper) makan dgn tatters memang sedap. akak tak gemor ler cod ni sebab asyik cod..cod...cod...mcm takder ikan lain ler pulak!

but code nie kalo lightly cook then u just add kicap, bawang, halia, garlic n loads of spring onions n tomatoes all lightly fried with canola oil lebih cket, pour over the cod, mmg sedap giler.  just seasoned with salt n pepper jer pun dah sedap.

kat sini mahal ler pulak cod nie
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Post time 21-5-2011 11:47 PM | Show all posts
Ok... den nak sambung balik.... pasal financial planning nie...

pasal tax structure.... sila kaji betul-betul bab pelepasan cukai .... ini yang ramai tak terperasan...

insuran... terutamanya.... ramai yang tak beli... walaupun .... tak wajib.. tapi ada pelepasan.... dan itu adalah keuntungan untuk kita juga.... untuk masa depan....

Tambah lak macam den nie... kuat isap rokok....kalo masuk hospital... belanja banyak tu.... so .... beli insuran dengan kadar maksimum atau lebih lagi.... kalo mampu la....

Ini 1 contoh.... ada banyak lagi....  case to case basis....

So... I banyak buat investment masa I muda dulu la.... masa baru-baru kawen... dan anak-anak maseh kecil.... main saham, beli properties and invest in 2-3 businesses....

Masa tu kena tahan nafsu la.... pakai kete buruk .... lori amik kawan punya ....sambung bayar ... cuma van jea baru... itu pun harga yang paling murah....

Kawan lak ada yang dah pakai mata belalang... tapi investment... tak dea...

I pon ajar my wife... no such thing as beli barang guna kredit ( hutang )... if you want to buy... buy cash... tak de duit diam-diam... ha--ha..ha.... actually boleh beli barang tu... sengaja aje I suruh dia simpan duit... lepas tu I top up 50 %

So... dari mula kawen... I dah ajar my wife.... how to save money.... ntah sekarang ... berapa banyak duit dia pon I tak tau.... sebab she know's how to save money ( I love my wife la... ).... and the best part is... masa anak-anak  I umo 1 tahun... I dah ajar dia masukkan duit dalam tabung ( duit syiling ) ... so .... whenever my children nampak duit aje... dia terus masuk tabung....

Now... after more than 15 years....  ape yang kita tanam... akan membuahkan hasilnya...

Kalo nak ikut sekarang nie.... keadaan sekarang nie la.... ekonomi semakin mengecil....

Rasa-rasa macam tak mampu nak beli rumah ( di Lembah Kelang ).... ngeri tengok harganya.... nasib baik I invest masa muda dulu.... so.... la nie ... senang sikit...ewahhhh....

Tu yang nak tambah periok.... ehem... ehem... Bengkak jea minah-minah dengo stetement I nie kan....

Actually dulu I belajo kira duit... last sekali buat Islamic Financial Planner... boleh la goreng dan kelentong...sikit-sikit jea....

Nak tanya dalam-dalam sikit... tanya bakal no 2... dia lagi terer pasal duit nie....

Kawen ada makna tu... apa orang kata sambil menyelam... minum air....  
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