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Orang Muda Pendapatan RM3,000 Nak Simpan RM100 Pun Susah
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Tadi aku gi supermarket beli 3 barang jenis minuman
Ahmad tea bag 12.20
Sunquick cordial 15.69
Milo 1kg 19.99
Jumlah 47.90
Inilah nilai RM50 sekarang |
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Nanti ada pakar kewangan FB kata setakat nak minum untuk hidup, minum air kosong dah lah. Apa segala yang kau nak tu kehendak, bukan keperluan.
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tadi try minum americano 7-11 - RM2.90, rasanya sama ngan starbuck yang hak RM9.90 gitu..
jom le berjimat dan turunkan perbelanjaan yang tak perlu..
baru le boleh survive hatta gaji RM1500 sebulan gitu...
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meh I share kehidupan berdasarkan gaji yg pernah diterima.
masa mula2 kerja gaji I hanya RM500, tiap bulan boleh menyimpan RM100. Beza dgn kawan I. gaji sama tapi komplen x pernah cukup. harap je penyokong PAS tapi x reti bersyukur. dah la pergi kerja naik motor I. minyak pun x pernah nak share. sbb apa dia x cukup? sbb dia sedang bercinta....duit kena ada simpan utk dating. dasar x sedar sama2 miskin.
masa gaji I, RM1800. kawan2 sekeliling beli Vios. tiap bulan bayar RM900. I beli Wira je. sebulan baru je Rm600. kawan2 I baru gaji RM1600. sbb habiskan duit nak tunjuk mewah, katanya mana ada pompuan/laki nak pandang klu bawa kereta Proton. Jenis x sedar beginilah yg tiap bulan merungut x cukup duit utk menyimpan. sbb abis pada kereta dah untuk dating.
masa gaji I dah RM3000++. I setia dgn Wira. kerana setia dgn Wira buruk nie, I mampu beli rumah teres dua tingkat berharga RM300K. boleh menyimpan duit lagi. kawan2 I sanggup beli Honda Accord demi minat dan kepuasan hati. tiap bulan merungut tak de duit. gaji baru je dalam 2500++ akhirnya terpaksalah beli rumah kos rendah yg kecil demi menjaga Honda.
kesimpulannya, gaji apa pun boleh menyimpan. klu duduk lembah kelang dgn gaji RM3K skrg nie busuk2 boleh RM100-150/bulan. tengok lah padi habit ke mana duit pergi. mostly I percaya habis pada kereta, handphone, pakaian dan starbuck life style. |
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Kalau orang yang betul2 nak berjimat, RM2.90 pun boleh dikira merugikan. Kalau dah terbiasa atau ketagih, 4 kali seminggu dah rm12. Sebulan dah rm48. Setahun rm576.
Untuk sesiapa yang kerap minum kopi/teh carilah insulated mug. Aiols dulu selalu dapat insulated mugs as doorgift, lucky draw, atau free gift. Bancuh kopi/teh sendiri kat rumah. Bawak pi mana2. Kawan2 omputih aiols siap buat satu thermos, pastu bawak pi mana2. Jimat banyak.
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Lepas setahun keje sambil bawak kereta satria cabok yg dah pakai dari zaman study, baru lah berani sikit beli kereta baru. Itu pun sebab abang dengan mak dah bising, satria tu takde signal dan lepas satu-satu problem timbul, ye la satria pun satria model 1st keluar tahun 1995 haha.
Takat berani beli saga paling stended, bulan2 bayar bawah rm400. Menggigil wo tangan nak sign borang loan tu, pastu tiap bulan set aside duit untuk roadtax+insurans dan duit untuk service kete.
Budak sekarang 3 bulan keje dah beli H, katanya tak minat kereta local. Local = low class. Tapi tiap bulan dengar minjam duit sana sini. Eloklah tu. Seremmmm chuolls. |
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totokreturn. replied at 23-6-2023 07:43 PM
untung la sapa yg boleh simpan 400k dalam asb1 dan 2
Asb dividen 3% je. Baik simpan dalam bank or fixed deposit.
Announce 4% lebih. Walhal 1% lebih sebenarnya bonus untuk simpanan lebih 10 tahun dalam asb dan limit 30k je. |
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3%
lepas tolak zakat 2.5%
dapat la 0.5%
syabas madani
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gaji dh la sikit lpstu buat part time jadi rider kena sembur plak dgn rider full time..keras btol hidup zmn skrg..nk senang jd ahli politik jer..gaji makan bersih..benda2 lain semua gomen tanggung.. |
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Post time 24-6-2023 10:29 PM
