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bagi harga rumah di area Klang/Shah Alam/Puncak Alam, berapakah kadar kenaikan setahun? 10% ? |
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Oleh itu simpan lah emas, jgn simpan duit
jenglut Post at 12-3-2012 09:14
Ini mmg betul buat masa ni. Sbb emas skg ialah Political Money. It is truly depend on government involvement. Klu depa kata boleh guna, maka berguna la gold tu. Klu depa kata x bole guna, macam2 depa boleh boleh buat termasuk confiscation.
Buat masa ni gold mmg sesuai utk dijadikan simpanan jer, lindungi harta/gaji/dividen/untung/profit drp inflasi. Klu nak buat investment, rasanya lebih baik berniaga. Even bukak kedai burger pun boleh dpt profit berganda2 drp invest kt gold. Gold investment baru 20-25% per annum profit, meniaga lagi bagus.
Lagipun gold ni sangat mahal berbanding pendapatan perkapita rakyat marhean. Klu sbulan gaji pun 2-3k jer, celah mana nak beli gold? 10g jer dh dekat 2k. So, inflasi ni mmg lah perompak invisible, memamah harta/keringat/usaha kita dari dulu sampai sekarang. Bg yg dh nampak/faham/masak dengan kesan inflasi ni, "live below your mean" bukanlah perkara yg susah pun. Tukar jer cara hidup drp berhutang (kereta/rumah/crdt card) besar2 melebihi keperluan, hidup secara sederhana. Cukup makan pakai, selesa pengangkutan, asal nampak x ketingalan zaman or kedekut. kereta 2nd hand dan sewa rumah adalah antara langkah2 yg boleh dipraktikan rakyat marhean mcm kita.
Di Greece, mmg sedih tgok pekerja swasta yg dh service company more than 10years suddenly have no job sbb company d tutup/migrate/merge. Ramai yg kene halau dari rumah sbb x mampu bayar ansuran/installment. Yg x best bila harga rumah yg kita duduk skg ni, 1 hari nnt akan turun nilai. Menanggung hutang lebih drp nilai ahrga rumah semasa. Maklumlah, rega rumah skg lebih kpd speculation drp demand. Perghhh, mau menangis...
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Senang je nak kira inflation nie.. ko check je lah Consuper Price Index kat Department of Statistic |
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Consumer Price Index Malaysia March 2012 (Updated: 20/4/2012)
The Consumer Price Index (CPI) for the period January to March 2012 increased by 2.3 per cent to 104.5 compared with that of 102.2 in the same period last year. Compared with the same month in 2011, the CPI for March 2012 registered an increase of 2.1 per cent from 102.4 to 104.5 and when compared with the previous month, the CPI remained unchanged at 104.5. |
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Ini info pasal rege kenaikan umah plakk
Ada kah seiringan dgn kenaikan gaji kita skrang? |
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Ada kah seiringan dgn kenaikan gaji kita skrang?
jenglut Post at 19-5-2012 16:11
tak pernah siring pun.....
harga apa pun turun...... gaji mana ada turun....... |
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Post Last Edit by jenglut at 22-5-2012 13:02
Yg sy tau..gaji naik..tax pun ikut naik..gomen jg untung..huhuh
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Reply 27# jenglut
org tua selalu kata.. we must learn from our mistake..
yg lagi tua pulak kata... bagus lagi kalau we can learn from other people mistakes...
Evading taxes is almost a national pastime in European nations such as Greece, Spain and Italy, and for years their governments largely looked the other way.
bila problem, dorang salahkan govt... tukar baru..
yg baru nak introduce austerity drive... terus yg baru pun jadi tak bagus...
apa salah nya gomen untung...
contoh gomen yg tak untung banyak depan mata... are they better then us?
let us learn from other people mistakes.... |
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Reply 28# aarie
Tak salah gomen untung..but implementation of distribution kene la adil
......................
Anyway, berkenaan kaitan with this thread INFLATION
Jika gaji anda hari ini rm5k
Dan based on calculation rate of inflation 4% per annum
15 years akan dtg, gaji yg rm5k (thn 2012) tu hanya equal tu rm2k pd thn 2027
So b4 reaching 2027, untuk enjoy gaji rm5k spt hari ini..actually u need as much increment
Sbb after calculate inflation rate, gaji rm9k pd thn 2027 (15thn akan dtg) = gaji rm5k (thn 2012) |
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Daripada pengiraan di atas, dapat disimpulkan bahawa pendapatan kita mesti naik 100% untuk setiap 10 tahun. |
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Inflasi bkn dikira dgn harga/price tagnya
tp nilai pemilikannya...juga tahap susut nilai kepenggunaan.
i.e. Jika, pengeluaran kereta menimbun - kt jln pn menimbun
- kestabilan ekonomi memerlukan pembaikan infra dan trafik $$$
Hyperinflation dikaburkan dgn 'harga'
- ekonomi rancak dan pendapatan ↑
- mampu milik 2-3 biji wlpn harga ↑
- mampu upgrade infra dan trafik (tax ↑)
- mampus telan asap pencemaran dlm kesesakan...(mendapat depression↓↓↓)
Jgn pisahkan hyperinflasi dgn depressi...
p/s: Nk turun harga kereta ke? |
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alfredfx posted on 18-2-2012 07:59 PM
Reply 1# tobby
betul because our government has been issuing debt to fund the public spending an ...
gaji kekal rendah pasal kalu org tempatan takmo kerja....... ramai indon, bangla, myanmar sanggup.....
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Category: Belia & Informasi
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