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Author: baby_pingu

Plan Kewangan 2015

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Post time 21-3-2015 06:28 AM From the mobile phone | Show all posts
baby_pingu replied at 30-12-2014 09:31 AM
next year nak simpan duit utk pindah umah plak..
saving 2014 abes byr dp umah n transfer title umah ...

eh wujud lg rupanye ahb ni ye.. hihi
aku dah surrender after 1yr invest.
Its not as wat I hav expected.. Asb2 lg better than dis...
Lg satu, since hanpa pun dah ade anak (tahniah!)  jomla! bukak sspn..
This year punye e-filing ade exception utk sspn woo.. sampai 6k tu..
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Post time 21-3-2015 07:08 AM From the mobile phone | Show all posts
midori888 replied at 3-1-2015 05:35 AM
2015 akan kuarkan savings around rm100k for tuition fees, cost of living, flight tickets, barang2 ke ...

belanja ticket flight memang mahal beb.. tak dinafikan.
wife aku tingal berjauhan di bintulu almost 5 yrs. Setiap kali cuti sklh bru dpt jumpe, memang menangis nak dikenang balik perbelanjaan flight selama ni.
Time cuti public memang harga naik kaw kaw giler beb..
Kekadang aku beli flight bersimpang siur hahaha.. Bintulu-miri-kl
Nakkan penjimatan la katakan.. Sbb kekadang tu direct Bin-KL mahal woo..
Tp yg kesian bini aku ler.. Terpaksa TOGA diruang udara dahulu baru leh approached.. huhu..
Nak wat cemano.. expences flight adalah perlu wpun harganye melangit.. kalau tak.. gigit bantal la jwbnye..
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Post time 21-3-2015 11:41 AM | Show all posts
yup mahal....flight skali balik koman2 RM3k....balik setahun skali jer dibenarkan.....haha....3k tu bole cover sebulan pocket money dia kat sana....accommodation semua mmg akan byr siap2 utk setahun...

tapi nanti aku plak nak gi sana slalu....kurang2 setahun 2x....sekrg setahun skali jer...harap2 adalah rezeki kitorg nanti...
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Post time 21-3-2015 09:54 PM From the mobile phone | Show all posts
midori888 replied at 21-3-2015 11:41 AM
yup mahal....flight skali balik koman2 RM3k....balik setahun skali jer dibenarkan.....haha....3k tu  ...

hangpa punye wife pun duk 'oversea' gak ker..
nak buek cemano kan..
demi tugas utk agama bangsa dan negara..

cewahh ayattt... hahahaha
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 Author| Post time 23-3-2015 10:00 AM | Show all posts
system_failure replied at 21-3-2015 06:28 AM
eh wujud lg rupanye ahb ni ye.. hihi
aku dah surrender after 1yr invest.
Its not as wat I hav e ...

aku suka payment term ahb ni dia byr 2 kali setahun...haha..lgpun bln 4 n 9 tuh mmg bulan yg jarang2 dpt bonus


sspn dgrnya nak keluarkan nanti macam leceh..so plan nak bukak gak, tapi bkn fully his education fund kat situ..
saja buat cukup syarat utk ada akaun sspn n letak sikit2 every year nak claim tax mak dia tgk ler kalo this year leh bukak kan..maknya dah mrajuk ngan gomen sbb thn ni filing dpt ciput adja

major education fund dia nanti dr akaun tabung haji dia..hopefully monthly contribution dr weols + dividen2nya nanti cukup la utk zaman tu punya yuran kolej  

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 Author| Post time 23-3-2015 10:01 AM | Show all posts
system_failure replied at 21-3-2015 06:07 AM
hei Encik Pingu.. awat resigned?
tarik telinga kang...

bizi ngan laki n anak
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Post time 3-4-2015 05:33 PM | Show all posts
Edited by midori888 at 4-4-2015 02:27 PM

Alhamdulillah rezeki......aku ingatkan bila dpt bonus nie bole lah kot simpan 25k....skali bole simpan lebih 40k...syukur sgt.....rezeki adik nie...
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Post time 7-4-2015 10:36 AM | Show all posts
tahun ni segala plan jln2 makan angin punah...gara2 GST..huhu
then aku tukar jadik segala expanses utk berjln ke saving...
20K...saving ke ASB anak
10K..saving ke belian tanah, yg mana aku beli tanah emak aku 1/2 ekar...
selamat 30K dari dikorbankkan utk jln2...

Tahun depan la..aku pi jln2..bagi clear dulu segala isu GST utk travel nanti..
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Post time 7-4-2015 05:34 PM | Show all posts
midori888 replied at 3-4-2015 05:33 PM
Alhamdulillah rezeki......aku ingatkan bila dpt bonus nie bole lah kot simpan 25k....skali bole simp ...

fuuuh..byknyer gaji.

tahniah
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Post time 30-4-2015 04:23 PM | Show all posts
Plan? Takde plan pun.... malas nak rancang nanti pening..

cuma target je nak tutup 2 cc bulan julai ni. pastu nak travel sampai muntahh...


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Post time 1-5-2015 04:12 AM | Show all posts
target seterusnya......... nak upgrade rumah sewa...... kadar sewa semasa RM600........... nak lenjan minima RM1000....

tolak loan bank, ada lagi dlm RM600  
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Post time 27-5-2015 12:54 PM | Show all posts

alhamdullilah rezeki....semlm check total savings from Jan to now, ada 60k...nie psl dpt some extra money from here and there...
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Post time 28-5-2015 05:05 PM | Show all posts
midori888 replied at 27-5-2015 12:54 PM
alhamdullilah rezeki....semlm check total savings from Jan to now, ada 60k...nie psl dpt some extr ...

Bisnes apa tu, kak? 6 bulan = 60k.
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Post time 28-5-2015 08:43 PM From the mobile phone | Show all posts
insulin replied at 28-5-2015 05:05 PM
Bisnes apa tu, kak? 6 bulan = 60k.

Bukan bisnes....kerja mkn gaji jer pun...dpt duit extra dr company tahun ni....
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Post time 28-5-2015 09:28 PM | Show all posts
mudah2an segala yang dirancangkan mendapat rahmat dan berkat...
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Post time 29-5-2015 08:08 AM | Show all posts
midori888 replied at 28-5-2015 08:43 PM
Bukan bisnes....kerja mkn gaji jer pun...dpt duit extra dr company tahun ni....

Bestnye company tempat akak bekerja ni.
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Post time 2-6-2015 03:59 PM | Show all posts
jom diversify simpanan...

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