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View: 22753|Reply: 28
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PERSONAL LOAN-INTERST TERENDAH & PAY OUT TERTINGGI
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salam.. Saya plan nk buat personal loan rm50 000 utk beli seunit lot banglo yg berharga rm35 000 & selebih nya saya nk saving kat asb.So,saya nk mintak pendapat otai2 kat sini,interest bank mana yg paling rendah & pay out paling tinggi.saya terpaksa mintak tolong otai2 bagi pendapat cos saya x ada masa yg cukup utk pegi bank utk wat surveyyy...
tq.. |
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seunit lot banglo tuh...tanah yekkk...bkn banglo.takot ada yg silap paham.. |
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ish...... ingatkan banglo rega RM50k......  |
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terkezut iols baca..murah beno banglonyer...rupenyer rege tanah... |
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 haku beli tanah jek dulu.nak wat banglo blm mampoo lagikk. |
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aku de tgk PL kuwait finance,profit rate 4.99% & pay out penuh..mean kalo pinjam 50 ribu,dpt penuh la kt tgn.. |
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cuma aku nk tgn interest rate bank2 lain & pay out yg kita dpt... |
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1st time haku nkwat PL nih...blm ada pengalaman lagikk |
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kalau keje gov, syarikat GLC, syarikat yg ade dlm bursa saham, snng la dpt loan interest yg rendah. Gaji plak brape? kalo basic+elaun tetap lbih dr rm2500 pun bole jgk dpt loan yg interest rendah. Nk intererst rate rndh, Selalunye orng apply kt bank rakyat atau BSN.. |
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aku ni gov tp gaji msh lagi ciput... |
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ada beza ke dari segi interst bank kalo kita keje gov @ private nk wat PL? |
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kalo kat bank rakyat/bsn...pay out nya dpt penuh ke tak? |
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ade beza, orng yg keje gov. ni kirenye dlm golongan berisiko rndah sbb jarang orng keje gov. kena pecat & xdpt gaji, dr segi bayaran penuh atau x tu, asenye ade tolak sket sbg. byaran proses& insuran, kalo ko guna agen, lg bnyak kna tolak, dlm80% je dpt. |
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so skrg ni bank mn yg rate interest paling rendah ek? |
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saya dh wt loan pn rm50 000...bank rakyat & tanah tuh dh bli pn.plan awal thn dpn baru nk wt rmh.interest PL bank rakyat...4.99%....payout yg saya dpt rm47500.tp baru2 ni (bln lps kot...lupa!)saya ada tgk interest kt bsn lbh rendah dr bank rakyat.try la awk g jenguk2... |
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sbl wt loan BR,saya de survey loan kt public bank...kt PB nehh byran ansuran yg tertera kt jadual pembayaran rupanya blm lagi ditambah kos perkhidmatan angkasa 2% & kos simpanan koop sebyk rm30 setiap bln.cth,byran bulanan utk loan yg kita buat adl rm 500 + 2%(angkasa) + 30 simpanan koop.klu BR plak,byaran yg tertera kt jadual pembyran tuh adl byran sbnr setlh dicampur dgn kos 2%angkasa & x ditolak utk simpanan koop. Last edited by hyldia on 14-11-2012 11:32 AM
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mulanya,saya dh isi borang utk loan PB tp bila staff terbabit x g tau saya ttg kos 2% & rm30 yg patut dibyr tuh...saya trus x jd wt loan kt PB cos bg saya itu adl hidden cost & staff tuh x brapa nk jujur cos x g tau pelanggan dgn jelas.trus saya cancel loan kt PB & wt kt bank rakyat.masa tuh saya nk cepat cos tuan tanah yg dok desak2 nk cepat duit tuh.so,lps wt kt BR,br saya perasan rupanya interest kt bsn rendah skit dr BR.sekian,harap dpt membantu. |
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sekarang ni bsn ke bank rakyat yg lg bagus untuk buat personal loan eh????? |
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kenapa tak survey bank persatuan? int 3.95% |
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hijaudaunkelapa posted on 15-11-2012 12:45 AM 
sekarang ni bsn ke bank rakyat yg lg bagus untuk buat personal loan eh?????
rasanya skrg neh bsn yg terendah kot...tp try u survey bank2 lain dulu... |
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Category: Belia & Informasi
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Post time 15-8-2011 12:28 PM
变色卡
Author
