USAHAWAN UNIT TRUST PUBLIC MUTUAL

edypublicmutual

2699# kirawang

congrats tauke... duduk umah sampai bila2 la ye..

edypublicmutual

2679# kirawang

saya rasa tak perlu la nak tampal nama saya dlm forum ni sbb forum ni dibaca oleh semua org.. lagipun semua org dlm forum ni tak tahu hujung pangkal cerita dan saya rasa boss pun tak tahu..

amirul_nazri

2699# kirawang

fuhhhh..ganazz betul forummer tauke skang

cmf_LAT

to share..

Here is one of the greatest questions you will ever ask and answer: "What one skill, if I developed and did it in an excellent fashion, would have the greatest positive impact on my career?"
  ~Brian Tracy

cmf_LAT

2699# kirawang

fuhhhh..ganazz betul forummer tauke skang
amirul_nazri Post at 28-7-2009 11:59

tauke tu meme ganazh selalu.. larikkkkk..

edypublicmutual

2705# cmf_LAT


ada jugak yg ganas tapi senyap je... sbb dia pemalu he he..

whomyd

power la tauke... unbeatable...

amirul_nazri

2705# cmf_LAT


ada jugak yg ganas tapi senyap je... sbb dia pemalu he he..
edypublicmutual Post at 28-7-2009 14:27

mana hilangnya forummer frapa..lama betul tak baca update dia..

mana hilangnya forummer jelita..takkan jadi "indon" kat korea kot.. hehe

tauke

biase je tu.........apa pon Terima Kasih Semua yer............



Ni nak sharing info pasal PCIF

Public China Ittikal Fund


Asset Allocation by Country for Shariah-compliant Equities & Islamic Derivatives
as at 30 June 2009.

1. China              48.69%
2. Taiwan            28.00%
3. Malaysia         15.77%
4. Hong Kong       7.54%


Top 5 Holdings as at 30 June 2009

1. China Mobile Limited                                          9.12%
2. Taiwan Semiconductor Manufacturing                4.88%
3. Hon Hai Precision Industry                                 3.79%
4. China National Building Material                         3.72%
5. PetroChina Company Limited                             3.71%


Asset Allocation as at 30 June 2009

1. 9.42%   - Islamic Money Market Instruments & Others
2. 90.58% - Shariah-compliant Equities & Islamic Derivaties


TQ

Amran Public Mutual
012- 3666 906

kirawang

biase je tu.........apa pon Terima Kasih Semua yer............



Ni nak sharing info pasal PCIF

Public China Ittikal Fund


Asset Allocation by Country for Shariah-compliant Equities & Isla ...
tauke Post at 29-7-2009 03:25

aik.....tak tidur ke......

kirawang

nak share jap....keajaiban Tuhan..



5 hari je..dah meninggal dah..

kirawang

mana hilangnya forummer frapa..lama betul tak baca update dia..

mana hilangnya forummer jelita..takkan jadi "indon" kat korea kot.. hehe
amirul_nazri Post at 28-7-2009 16:22

kak frapa busy dan retire for a few months....

jel tengah demam, tapi belom disahkan sebagai H1n1, baru  balik dr seoul..

kirawang

Malaysia market set to test 1,200-point level
By YVONNE TAN


FBM KLCI rises for fifth day to finish at one-year high

PETALING JAYA: The current liquidity run may push the benchmark index beyond the 1,200-point level “soon” but concerns are mounting that the market may have become too expensive.

“It (the index testing 1,200) could be as early as August.

“There’s a lot of money out there in search of returns in the current low-interest rate environment,” said Pong Teng Siew, head of research at Jupiter Securities.

The FTSE Bursa Malaysia KL Composite Index (FBM KLCI) raced on for the fifth day yesterday to finish at a fresh one-year high, up 15.95 points to 1,172.38.

Nineteen stocks in the 30-stock index ended higher. Around 1.1 billion shares changed hands in trades valued at RM1.63bil.

At current levels, the market was priced at 17 times price-earnings to 2009 earnings, which was the level reached during the bull run in 2007. “Valuations are looking a bit too rich,” Pong said.

Since the start of July, the index has risen some 9%, extending the rally which started in April. Year-to-date, it has surged more than 30%.

Chris Eng, head of research at OSK Research, has advised traders to “sell into strength”.

“It (the index reaching 1,200) could be sooner than we earlier expected,” said AmResearch managing director and regional head of equity research Benny Chew.

He said the current rally could also be fuelled by high hopes that corporate earnings would be positive in August.

AmResearch has said the FBM KLCI would achieve 1,190 points by the first quarter of next year. Corporate earnings were expected to post a 17% growth next year from a contraction of 8% this year, the house said.

“I think the liquidity run will carry into the next month or so; (and) any correction should be ‘gentle’,” Pong said.

At Bursa Malaysia, major gainers yesterday were mainly blue chips which make up the index. Among the gainers were Sime Darby Bhd which added 25 sen to RM8.15, British American Tobacco Bhd which ended up 25 sen to RM45.25 and IOI Corp Bhd which finished 22 sen higher at RM5.

Major losers included PPB Group Bhd and Petronas Gas Bhd, which lost 20 sen and 10 sen to RM14.30 and RM10.20 respectively.

Among the more actively traded stocks were KNM Group Bhd, TA Enterprise Bhd and Lion Corp Bhd.

Stock markets across the globe have rallied in recent weeks bolstered by strong gains on Wall Street which were fuelled by better-than-expected corporate earnings.

Regionally, markets were mainly up yesterday. Singapore’s Straits Times Index and Hong Kong’s Hang Seng Index finished up 1.84% each.

Separately, at a function yesterday, Bursa Malaysia Bhd chief executive officer Datuk Yusli Mohamed Yusoff said the merger of the main and second boards was on track for the launch on Aug 3.

“We’ve tested it, all systems are ready,” he said.

He said he hoped the new structure would be more facilitative of new listings.

“We would like to see some of the small and medium companies merge. Based on feedback, we believe foreign investors would like to see much bigger companies in the market,” he said.

kirawang

kirawang

wooowwww....Shanghai composit drop sampai lebam....
5 percent.........................Change:  171.94 (5.00% )

Stocks Fall on Valuation Concerns; Shanghai Index Slumps

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By Patrick Rial

July 29 (Bloomberg) -- Asian stocks dropped for the first time in 12 days as lower commodity prices and disappointing profit reports raised concern the rally had made equities expensive relative to earnings prospects.

China’s Shanghai Composite Index, valued at its priciest in 17 months, slumped 5 percent. Jiangxi Copper Co. slumped 9 percent in Shanghai as it forecast a drop in profit and prices of the metal slumped. China Petroleum & Chemical Corp. sank 5 percent in Hong Kong as the Chinese government cut gasoline prices. Weaker earnings dragged Shimano Inc., Japan’s No. 1 maker of bicycle components, and DeNA Co., which operates auction Web sites, lower in Tokyo down by more than 4 percent.

The MSCI Asia Pacific Index lost 1.1 percent to 109.35 as of 7:32 p.m. in Tokyo, with two stocks falling for each one that rose. The gauge had climbed 13 percent in the past 11 days, the longest winning streak since January 2004. The rally took average company valuations to the highest since March 30

kirawang

waktu untuk berfikir jap ttg miracle jap..sebelom tengok market movement..

Peruntuh masjid peluk Islam

Susunan SITI AINIZA KAMSARI

BERAPA ramai di antara kita masih mengingati tragedi ummah yang berlaku pada tahun 1992? Iaitu pada tarikh 6 Disember tahun itu, Masjid Babri di Ayodhya, India tidak dapat dipertahankan dan diselamatkan apabila institusi suci umat Islam itu dimusnahkan oleh puak pelampau Hindu.

Seramai 150,000 pejuang nasionalis Hindu yang tidak dapat dihalang memusnahkan masjid itu dalam konflik berpanjangan perebutan antara Hindu dan Muslim di India.

Salah seorang pelampau Hindu atau lebih tepat, dalang untuk meruntuh dan memusnahkan Masjid itu merupakan seorang pemuda yang bernama Shive Prasad berasal dari Faisabad, iaitu daerah di mana terletaknya masjid itu.

Prasad ialah ketua sebuah parti politik Bajrang Dal yang diberi kepercayaan dan tanggungjawab 'suci' untuk mengetuai hampir 4,000 penduduk kampungnya, Kar Sevak bagi memastikan masjid itu akhirnya runtuh.

Tindakan melampau untuk meruntuhkan masjid purba itu telah dirancang dengan baik oleh Prasad. Beliau memberi arahan dan latihan yang secukupnya kepada para pengikutnya seramai 4,000 orang itu bagi memastikan rancangan itu berjaya.

Satu tindakan yang melanggar undang-undang apatah lagi menghormati perasaan penduduk Islam yang lain.

Sedangkan masjid itu merupakan salah sebuah masjid terbesar di negeri Uttar Preadesh, utara India dengan bilangan umat Islamnya seramai 31 juta orang.

Pada hari kejadian itu, Prasad tidak sahaja menceroboh masuk malah berjaya memanjat kubah besar masjid dan bersama pengikut-pengikut yang lain mereka berjaya menawan masjid itu. Kemudian bersorak gembira apabila mereka akhirnya berjaya meruntuhkan kubah dan keseluruhan masjid tersebut.

Mereka melaung-laungkan perkataan "Ram! Ram!" sebagai tanda kemenangan kononnya masjid itu akhirnya berjaya jatuh ke tangan pelampau Hindu.

Prasad puas hati kerana berjaya mengembalikan hak penganut Hindu yang kononnya masjid Babri itu dibina atas tapak kuil, yang dibina bagi memperingati tempat kelahiran tuhan mereka yang bernama Rama.

Namun tujuh tahun selepas kejadian itu, pada tarikh yang sama kejadian runtuhan Masjid Babri itu, Prasad akhirnya sujud memohon ampun kepada Allah atas 'kejahatan' beliau terhadap Masjid Babri itu. Malah beliau berpuasa dan menyesali sehingga mengalir air mata memohon Allah mengampuninya yang tergamak meruntuhkan rumah ibadat itu.

Kuasa Allah

Ya, pada tarikh 6 Disember 1999 itu, dengan kuasa Allah, Prasad memeluk Islam dan menukar namanya kepada Mohammed Mustafa.

Berita pengislaman pemuda itu disiarkan oleh Malayalam News keesokan harinya iaitu pada 7 Disember 1999 yang kemudiannya dipetik oleh Arab News Publications di Arab Saudi.

Berita itu amat mengejutkan apabila melihat sendiri latar belakang Prasad, terutama bapanya, Trigal Ramanathan merupakan Ketua Puak Sangh Parivar di mana seluruh puak itu terbabit secara aktif dalam usaha meruntuhkan Masjid Babri.

Menurut pemuda ini, sejak kejadian runtuhan masjid itu, Prasad dihantui perasaan bersalah sehingga begitu menekan jiwanya. Walaupun pada tangannya masjid itu akhirnya runtuh, namun ia tidak menjanjikan kedamaian berikutan beliau merasakan telah melakukan satu dosa yang amat besar.

Mungkin dengan keluar dari India, Prasad mengharap beliau tidak lagi diburu oleh perasaan bersalah itu. Lalu beliau mencari pekerjaan di Sharjah salah sebuah negara anggota Emiriah Arab Bersatu (UAE).

Namun fikirannya masih tidak tenang walaupun beliau menyibukkan diri dengan pekerjaan dan suasana yang baru di negara itu.

Sehinggalah pada 4 Disember tahun 1998, pada hari itu beliau berjalan seorang diri di sebatang jalan di bandar Sharjah. Secara tiba-tiba beliau terdengar suara khatib dari sebuah masjid berhampiran. Menariknya, khutbah itu disampaikan dalam bahasa Urdu dan beliau dapat mengikuti khutbah itu dengan jelas.

Prasad berhenti untuk mendengar khutbah itu dan alangkah terkejutnya pemuda ini apabila sang khatib menyebutkan bahawa Allah Yang Maha Berkuasa atas segala sesuatu, mampu mengubahkan hati-hati yang tidak mempercayai kewujudan-Nya selama ini.

Sejurus mendengar khutbah itu sehingga akhir, semacam satu perasaan yang tenang menyelinap masuk ke hatinya. Malah seolah-olah telah tercabut satu beban besar yang selama ini menyebabkan fikirannya menjadi begitu serabut.

Segala puji-pujian terhadap Allah yang akhirnya telah memberi hidayah dan membukakan hatinya walaupun dirinya telah melakukan kesalahan yang lazimnya sukar untuk diterima apatah lagi dapat dimaafkan.

Namun berita Prasad memeluk Islam itu tidak sahaja menimbulkan kemarahan keluarga. Malah akibat tidak dapat menanggung malu, Prasad akhirnya dibuang oleh keluarganya sendiri. Beliau tidak dibenarkan pulang semula ke India, kalaupun dia pulang juga maka nyawanya akan terancam.

Berita pengislaman Prasad itu juga menyebabkan parti-parti politik dan pelbagai pertubuhan Hindu yang menyokong tindakan beliau beliau meruntuhkan Masjid Babri turut marah dan mengancam untuk membunuhnya tanpa mengira masa dan tempat.

Namun apa pun ancamannya Prasad tetap teguhkan imannya terhadap Islam. Islam menjadikan beliau seorang manusia 'baru' yang dahagakan kebenaran sehinggakan dalam tempoh yang masih baru mengenal Islam beliau berjaya menghabiskan bacaan dan mempelajari 17 surah dalam al-Quran. Malah beliau bersungguh-sungguh untuk khatam kitab suci itu.

Cita-citanya kini adalah untuk berkongsi kebenaran mengenai Islam dengan orang lain termasuk ahli-ahli keluarganya sendiri.

"Kalau itu diizinkan Allah, bukan soal dosa saya akhirnya tertebus sudah.

"Tetapi sekurang-kurangnya itulah sumbangan saya terhadap Islam di samping perbuatan saya itu juga telah melukakan hati jutaan umat Islam dan saya mahukan mereka juga memaafkan saya dengan sekurang-kurangnya saya membina semula apa yang telah saya runtuhkan," ujarnya sayu.

kirawang

Tips for retail investors to stop losing money in stock market

IN the stock market, there are two main types of investors – smart investors and retail investors. While smart investors have been able to make money from the stock market, the majority of retail investors suffer losses most of the time.

As the market saying goes, only one out of 10 investors can make money from the stock market. The rest always incur losses in the stock market.

Some retail investors believe they can make quick money from the stock market. They believe that investing in the stock market is one of the best ways to accumulate wealth in a short period of time.

However, due to lack of proper financial training, investing knowledge and intelligence, they always find themselves at the losing end. When they are excited about investing, the stock market may be nearing to the peak.


On the other hand, when they are suffering losses, losing patience about investing and intending to cut their losses in the stock market, the market may be touching the bottom, and that, in fact, is supposed to be the best time to invest.

A majority of retail investors seldom pay attention to the stock market. They will only start doing so when newspapers or TV news headlines show that the market is touching a new high.

Driven by greed and the thought of making fast money, they will follow their friends or tips from their brokers to invest without paying much attention to the fundamentals of the stocks.

Due to lack of discipline to cut losses, more often than not, they find themselves holding on to a lot of poor quality stocks when the market collapses to a very low level.

We believe that the majority of retail investors do buy a mixture of good and poor quality stocks. However, they tend to hold on to poor quality stocks and sell the good ones when the stock market collapses.

This is because when the stock market crashes, poor quality stocks will drop much faster than good fundamental stocks.

Most retail investors find it difficult to sell poor quality stocks as the stocks may drop far lower their buying prices within a short period of time.

As retail investors refuse to admit their mistakes, they will hold on to these stocks, hoping to break even again in the future.

Unfortunately, they overlook one important market saying, which is: What goes up may come down, what goes down may never go up.

We may have emotional feelings about stocks but we should not refer to our purchase prices to determine whether we can cut our losses.

Our purchase prices are only important to us; they mean nothing to the overall market.

As our purchase prices may be much higher than those of other investors, even though we may not be able to sell the stocks, other investors, especially the company owners, can still liquidate their stocks.

We need to be careful when trading in speculative stocks especially those with prices that are much higher than the book values of the companies. The book value of a company reflects the owners’ costs in the company.

Hence, even though the stock prices tumble to a very low level, as long as the prices are still higher than the book values, a lot of company owners can still liquidate the stocks as their market prices are still higher than the cost invested.

For example, assuming the stock of a company is at the book value of only 30 sen and the stock price before the rally is 50 sen.

Due to the bullish sentiment and speculative play, the stock price may be pushed up to RM3. If our purchase price in the company is RM2, selling lower than RM2 means cutting a loss.

However, unfortunately, a lot of retail investors, instead of cutting losses continue to average down their purchase prices.

They may start averaging down their purchase prices at RM1.50, RM1, 80 sen and 50 sen.

If the company has poor fundamentals and has been incurring huge losses over a long period of time, averaging down our purchase prices this way means we will be incurring more losses.

While we are doing this, the owner of company can still sell the stock at 50 sen as his investment cost is only 30 sen!

kirawang

Unit trust industry expected to grow 25% to 30%
By DALJIT DHESI


PETALING JAYA: The net asset value (NAV) of the unit trust industry is expected to chart 25% to 30% growth this year underpinned by growing investor confidence from improving global capital markets, according to Federation of Investment Managers Malaysia (FIMM) president Tunku Ya’acob Tunku Abdullah.

He said the 25% to 30% improvement in NAV for the year was a reasonable expectation, given the country’s strong economic fundamentals.

As at end-June, the NAV of the industry was RM164bil, an increase of about 22% against RM134bil at end-2008. NAV refers to the value of the underlying assets held by a fund, minus liabilities.

Tunku Ya’acob said the recent stabilisation and gradual improvement in the world capital markets would bring about better investor sentiment.

Once confidence was restored, investors would be more comfortable taking on higher risk levels, he added. He said to date, there had been no major redemptions or panic selling of unit trust funds by investors in Malaysia compared with other markets worldwide.

“According to Bank Negara’s statistics as at April, there was more than RM300bil in savings and fixed deposit accounts. In view of the current low interest rate environment, some of these funds will eventually find their way into unit trust funds which offer better growth potential,” he said in an email reply.

MAAKL Mutual Bhd CEO Wong Boon Choy said the company expected to see continued improvement in investor confidence in the second half of this year.

The Government’s stimulus packages and their related multiplier effects would help cushion the impact of the sharp external downturn and set the stage for economic recovery in the second half year, he added.

Public Mutual Bhd CEO Yeoh Kim Hong said with risk aversion receding, investors were now selectively repositioning their portfolios to participate in the market uptrend.

This had helped the industry pick up in terms of NAV and sales of equity funds, she said, adding that the company expected the industry to remain resilient in the second half year.

However, HwangDBS Investment Management Bhd head of equities Gan Eng Peng felt that the investment appetite of investors had been affected in the last few months as only a small number was focused on making money, opting instead to preserve wealth and “bullet proof” their finances and businesses.

On fund performance, Tunku Ya’acob said judging from the six-month data, local conventional and Islamic equity funds had been doing relatively well.

“Over the six-month period, the conventional or non-Islamic equity fund sector gave an average return of about 17%. Over the same period, the local Islamic equity fund sector recorded an average return of about 16%,” he noted.

Yeoh said on a year-to-date basis, funds invested in regional markets had outperformed those invested solely in the local market as regional markets had broadly outperformed the domestic market.

Selected sector funds such as real estate funds had outperformed other funds as the regional property markets had stabilised, she added.

Gan said the new stock exchange barometer, the FTSE Bursa Malaysia KL Composite Index (FBM KLCI), was expected to further lift the industry in terms of institutional investor participation.

Institutional investors would not confine their investment portfolio to the 30 counters but also tap the larger opportunities available in the market, he said, referring to the 30 index-linked stocks that make up the FBM KLCI.

According to Wong, the soon-to-be-launched online electronic system, known as E-Pilihan Pelaburan Ahli (E-PPA) for the withdrawal of EPF savings for members to invest in unit trusts, will also help improve the industry’s growth.

The new system is expected to cut the current withdrawal process time from one to two weeks currently to three to five days.

Tunku Ya’acob said investor education was essential to push the industry to a higher level as it was vital for investors to understand the merits of investing early and for the long term.

To better communicate the risk profile of each fund to investors, FIMM has introduced the Fund Volatility Factor (FVF) disclosure for unit trust funds of at least three years.

The FVF is a measure of the rise and fall of a fund’s returns over a period of time relative to its average returns.

kirawang

Bursa near-term outlook remains bullish: Analysts
Published: 2009/07/30
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CIMB Research maintains an 'overweight' call on Malaysian equities with a year-end index target of 1,220  


ANALYSTS remain bullish on the near-term outlook of the local stock market but said it is in overbought territory now, which is why the benchmark index snapped five straight days of gains yesterday.

The FTSE Bursa Malaysia KL Composite Index (FBM KLCI) fell by 7.9 points, or 0.7 per cent, to 1,164.48 points on profit-taking activities after hitting a fresh one-year high on Tuesday.

"It is, once again, a test of buyers' conviction and optimism on the market. Meanwhile, we maintain our bullish view towards the near-term market," technical analyst Shin Kao Jack said in a report yesterday.

CIMB Research yesterday maintained an "overweight" call on Malaysian equities with a year-end index target of 1,220.
It kept an "outperform" rating on top picks AMMB, AirAsia, Gamuda and WCT.

CIMB noted, in a report, that foreign funds stayed net buyers in Malaysia for a third straight month in June, but the amount of net inflows (US$25.6 million) was smaller than that in April and May.

whomyd

takpeee... jatuh la dulu sikit... pasni zoom la balik...