|
|
Originally posted by Juju at 15-7-2005 06:14 PM:
even tak dengar lagi desas desus but mmg boleh predict...in future mmg tak de lagi loan utk pendidikan...semua sendiri...tu yg ambik insurance sikit utk anak2 & belikan rumah utk anak2 so ...
Whoa anak2 you ni mmg bertuah betul. Dah la dapat education fund, pastu dapat rumah sorang satu. Hehe. I was lucky to secure a scholarship to further my study in a private university. |
|
|
|
|
|
|
|
|
|
ourself This user has been deleted
|
Originally posted by Juju at 15-7-2005 18:14:
even tak dengar lagi desas desus but mmg boleh predict...in future mmg tak de lagi loan utk pendidikan...semua sendiri...tu yg ambik insurance sikit utk anak2 & belikan rumah utk anak2 so ...
satu pelan yg baik..tapi kurang setuju la juju kenapa perlu beli rumah utk anak anak?...boleh bg reason tak?...mana tahu boleh follow cara u....
kalau saya,better beli rumah utk disewakan...satu pelaburan. |
|
|
|
|
|
|
|
|
|
ourself This user has been deleted
|
|
|
|
|
|
|
|
|
|
|
|
Originally posted by MACD at 15-7-2005 06:34 PM:
Whoa anak2 you ni mmg bertuah betul. Dah la dapat education fund, pastu dapat rumah sorang satu. Hehe. I was lucky to secure a scholarship to further my study in a private university.
mmg bertuah anak kak juju :pompom::pompom: |
|
|
|
|
|
|
|
|
|
ourself This user has been deleted
|
Originally posted by lonely_surina at 16-7-2005 13:44:
mmg bertuah anak kak juju :pompom::pompom:
anak anak kita pun harap harap mcm tu kan lonely..:bgrin::bodek: |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by ourself at 16-7-2005 03:47 PM:
anak anak kita pun harap harap mcm tu kan lonely..:bgrin::bodek:
betul tu our, harap harap mcm tu laaa:pray::pray::pray: our kena keje dgn lebih rajin dan tekun :bgrin::bgrin: |
|
|
|
|
|
|
|
|
|
|
|
aik, kat sini pon korang ade. ish, korang ni, asal ade can kat memana pon jadi.  |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by ourself at 16-7-2005 03:47 PM:
anak anak kita pun harap harap mcm tu kan lonely..:bgrin::bodek:
amboi amboi amboi.......
kan main lagik eh...
menanam tebu di petang2 nih...
oatutlah manis je mulut tuh... :lol :lol |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by BeanDiesel at 16-7-2005 04:50 PM:
aik, kat sini pon korang ade. ish, korang ni, asal ade can kat memana pon jadi.
:bgrin::bgrin: meh laa nak join sama :hug::hug: boh laa ur financial planning, leh share :pompom::pompom: |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by lonely_surina at 16-7-2005 02:40 AM:
:bgrin::bgrin: meh laa nak join sama :hug::hug: boh laa ur financial planning, leh share :pompom::pompom:
 hmm, my financial plan right now is to get a good job and support my mom. |
|
|
|
|
|
|
|
|
|
|
|
bila nak mulakan SAVING? jawapannnya Immediately! lagi lambat saving lagi banyak la kita rugi in term of compounded interest/dividen. maka lagi lewat pencapaian ke arah financial freedom. Kat bawah ni my calculation utk investment dlm ASB & Bank Rakyat. Tengok after 10 years investment (with rm100k). tengok figure ni barulah kita faham apa itu financial freedom.
ASB
Bank Rakyat
so macammana nak dpt 100k? jawapannya mestilah start saving dari sekarang! let say income kita rm60k setahun, kalau kita sungguh2 NEKAD kita boleh simpan rm30 setahun. meaning kalau income rm5000 sebulan kita kena ubah gaya hidup ikut cara income rm2500 sebulan. bersusah2 dahulu bersenang2 kemudian. |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by shahgti at 17-7-2005 01:39 PM:
bila nak mulakan SAVING? jawapannnya Immediately! lagi lambat saving lagi banyak la kita rugi in term of compounded interest/dividen. maka lagi lewat pencapaian ke arah financial freedom. Kat bawah ...
tQ shah :tq::tq: tak smp pun rm60k setahun tp apa apa akan ku usahakan untuk menyimpan :pompom::pompom: semoga Allah swt merestui ku :pray::pray::pray: |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by lonely_surina at 2005-7-17 02:47 PM:
tQ shah :tq::tq: tak smp pun rm60k setahun tp apa apa akan ku usahakan untuk menyimpan :pompom::pompom: semoga Allah swt merestui ku :pray::pray::pray:
AMIN. |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by ourself at 2005-7-16 11:31 AM:
satu pelan yg baik..tapi kurang setuju la juju kenapa perlu beli rumah utk anak anak?...boleh bg reason tak?...mana tahu boleh follow cara u....
kalau saya,better beli rumah utk disewakan... ...
ourself,
lain org lain caranya....like myself...mmg dah niat belikan anak rumah sorg satu...in future diorg tak le susah payah nak cari rumah....harga rumah makin lama makin naik & tak nak diorg susah payah nak cari duit buat downpayment & etc...kalau nak betul2 buat investment juju prefer beli tanah rather than rumah....juju rasa juju lebih terpengaruh my dad style....masa muda2 mmg dia suka kumpul harta...in other words beli tanah, pastu buat rumah & sewakan....so he manage to sell 3/4 ekar tanah at RM1 billion...duit hasil jualan nie...setiap org dapat around RM50K & juju ada 7 adik beradik....& my first house pun down payment hasil dari pemberian my dad.....on top of that dia hanya tinggalkan seekar tanah untuk cucu2 menikmati hasil buah2an.......tanah2 lain telah diwakafkan untuk pembinaan masjid, kubur & pembinaan sekolah agama...
so balance duit dia...dia simpan kat tabung haji & bank rakyat .....sekarang dia just terima bonus bulan2 dari tabung haji & bank rakyat....
tapi juju kaya dgn hutang le  |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by Juju at 18-7-2005 07:51 AM:
so he manage to sell 3/4 ekar tanah at RM1 billion
Your dad was a billionaire? |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by MACD at 2005-7-18 08:37 AM:
Your dad was a billionaire?
MACD,
silap tu...tak sampai tahap tu lagi...millionaire je kot
[ Last edited by Juju on 18-7-2005 at 12:53 PM ] |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by Juju at 18-7-2005 08:43 AM:
MACD,
silap tu...tak sampai tahap tu lagi...millionaire je kot
[ Last edited by Juju on 18-7-2005 at 12:53 PM ]
juju...
millionaire je KOT???
KOT??
mak ai...
aku nih, bukan je millionaire, vimala nair pun belom lagik...
ahaks |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by shahgti at 17-7-2005 01:39 PM:
bila nak mulakan SAVING? jawapannnya Immediately! lagi lambat saving lagi banyak la kita rugi in term of compounded interest/dividen. maka lagi lewat pencapaian ke arah financial freedom. Kat bawah ...
Hello Shah,
Your compunded interest calculation is interesting and well-understood. However,since I am not a member of Bank Rakyat I have a question to ask. My understanding of this investment account is that its capital is limited to a maximum of RM100k only. In other words, your 15% dividend will be calculated based on RM100k only and not the residues. Thus, a maximum one can get from it yearly, ceteris paribus, is RM15k in dividend. The rest you have to take it out or else you wont be earning any extra dividends.
Please enlighten us on this. TQ. |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by MACD at 2005-7-18 06:10 PM:
Hello Shah,
Your compunded interest calculation is interesting and well-understood. However,since I am not a member of Bank Rakyat I have a question to ask. My understanding of this investment ...
what normally people do is open many account under wife's name or close relatives. same goes to asb, since 200k is the limit. |
|
|
|
|
|
|
|
|
|
| |
Category: Belia & Informasi
|
Post time 15-7-2005 06:34 PM
:
Author
