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Author: baby_pingu

Plan Kewangan 2014

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Post time 10-1-2014 12:02 PM | Show all posts
err sorry 52 weeks challenge tu pemende?
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Post time 10-1-2014 05:24 PM | Show all posts
plan kewangan 2014

1. buat akaun TH dan amanah saham (taktau akaun apa....) untuk anak ada sorang umur setahun,selamani tumpang akaun mama dia je.
2. nak kumpul rm5 dan rm 1 untuk bajet duit raya tak payah pikir nak tukar di bank lagi pasni.
3. duit bonus untuk dana kecemasan.
4. nak keluar duit kwsp untuk cover duit rumah selama 6 bulan,ni tahun ke 2 buat.
5. bajet petrol dah jimat banyak,sebab dah pasang NGV sebulan 10x isi baru lebih kurang rm100. tapi pasangnya dah kuarkan modal rm2500 selepuk.
6. sejak hantar anak rumah pengasuh hari2 masak,jimat jugakla walaupun sikit untuk makan malam.


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Post time 11-1-2014 11:01 AM | Show all posts
Taun 2015 anak aku yg plaing kecik mula belajar tadika.

Mula menabung taun ni sehari 5posen.

Belanja tadika lg mahal dr budak sekolah rendah....

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Post time 11-1-2014 10:51 PM | Show all posts
damiqula posted on 10-1-2014 12:02 PM
err sorry 52 weeks challenge tu pemende?

yg tuh senang jerk nak men... minggu ni hang simpan singgit..next week 2 hinggit pastu cont laa sampai 52 minggu..1+2+3+4+....52hinggit = kira sendrik..
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Post time 11-1-2014 10:53 PM | Show all posts
mujer_in_espejo posted on 9-1-2014 04:36 PM
hebatla perancangan kewangan korg thn ni..

-aku baru nk start ptg gaji RM200 msuk trus kat asb ...

kalau nak beli emas tuk disimpan..bek hang beli emas dinar ker syiling ker..sebab kalau emas perhiasan tuh dier ada cost buat emas tuh ketuk ketuk jadi  cincin/rantai/gelang... option ko leh beli kat public gold / alrajh / uob / maybank..
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Post time 11-1-2014 11:38 PM | Show all posts
blazzard posted on 11-1-2014 10:53 PM
kalau nak beli emas tuk disimpan..bek hang beli emas dinar ker syiling ker..sebab kalau emas perhi ...

sy x reti benda2 tu suma.. yg sy tau nk berhias ngn emas je...

xde org nk bt cnth
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Post time 11-1-2014 11:39 PM | Show all posts
mujer_in_espejo posted on 11-1-2014 11:38 PM
sy x reti benda2 tu suma.. yg sy tau nk berhias ngn emas je...

xde org nk bt c ...

sekejap kata nak simpan sekejap kata nak berhias..ni mana satu ni
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Post time 11-1-2014 11:40 PM | Show all posts
blazzard posted on 11-1-2014 11:39 PM
sekejap kata nak simpan sekejap kata nak berhias..ni mana satu ni

tu x kira menyimpan ke?

jgn lahar sy..
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Post time 11-1-2014 11:43 PM | Show all posts
mujer_in_espejo posted on 11-1-2014 11:40 PM
tu x kira menyimpan ke?  

jgn lahar sy..

x sama..kalau pakai tuk berhias tak kena zakat..kalau simpan kena zakat
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Post time 12-1-2014 12:01 AM | Show all posts
blazzard posted on 11-1-2014 11:43 PM
x sama..kalau pakai tuk berhias tak kena zakat..kalau simpan kena zakat

ok. dah phm... sy x terdedah pn dgn emas2 yg beli kat puclic gold.. etc..etc.. so x phm. ble explen?
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Post time 12-1-2014 12:04 AM | Show all posts
mujer_in_espejo posted on 12-1-2014 12:01 AM
ok. dah phm... sy x terdedah pn dgn emas2 yg beli kat puclic gold.. etc..etc.. so x phm. ble exple ...

esoklaaa..hari dah lewat malam
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Post time 12-1-2014 12:11 AM | Show all posts
blazzard posted on 12-1-2014 12:04 AM
esoklaaa..hari dah lewat malam

mlm msh mudaaa... haha. xpa bos. tq.
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 Author| Post time 13-1-2014 02:37 PM | Show all posts
blazzard posted on 11-1-2014 10:53 PM
kalau nak beli emas tuk disimpan..bek hang beli emas dinar ker syiling ker..sebab kalau emas perhi ...

emas dinar / syiling/ bar tuh kat kedai emas pun ada..
kalo lebih 20gram teda kos upah..kalo kurang rasa mcm ada

kalo kat poh kong, gold bar dia ada bunga raya lagik
pastu ada syiling yg dragon..utk thn baru cina tahun bila entah..suka benor aku tgk..
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Post time 13-1-2014 08:20 PM | Show all posts
1. Mula bayar hutang PTPTN
2. Banyak kan pelaburan emas
3. Banyak kan duit ASB
4. Try apply lagi utk tambah share Bank Rakyat

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Post time 13-1-2014 08:21 PM | Show all posts
dhafir posted on 10-1-2014 05:24 PM
plan kewangan 2014

1. buat akaun TH dan amanah saham (taktau akaun apa....) untuk anak ada sorang ...

Buka je Amanah Saham Didik tak pun Amanah Hartanah Bumiputera. Average dividen sama. Tapi AHB ptg Zakat terus.
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Post time 13-1-2014 08:23 PM | Show all posts
Abg_Naz posted on 3-1-2014 10:53 AM
Kat atas ni aku copy paste dari plan keewangan 2013.
Utk tahun ni.....

Terbaik wei
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Post time 13-1-2014 08:27 PM | Show all posts
Copy dari tahun lepas punya.

1. Plan nak simpan ASB RM50/setiap bulan.
2. Tambah Saham Bank Rakyat kalau dapat offer.
3. Cukupkan saving RM10,000


1. Saving ke ASB tidak konsisten tapi so tak cukup RM600
2. Tak berjaya utk tambah Saham Bank Rakyat
3. Tak cukup 10K sebab beli iPhone

Tapi cuba utk maintain kan balik semua.
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Post time 13-1-2014 08:27 PM | Show all posts
Dan bagi sesiapa boleh beli harga emas yg masih tgh murah ni. Beli je dekat KFH/Maybank tu.
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 Author| Post time 13-1-2014 08:29 PM | Show all posts
ahmadhati posted on 13-1-2014 08:27 PM
Dan bagi sesiapa boleh beli harga emas yg masih tgh murah ni. Beli je dekat KFH/Maybank tu.

harini KFH 135.97...tak la murah sgt...huhuh..
tunggu kot2 dia turun balik ke 131 or less
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Post time 13-1-2014 08:34 PM | Show all posts
baby_pingu posted on 13-1-2014 08:29 PM
harini KFH 135.97...tak la murah sgt...huhuh..
tunggu kot2 dia turun balik ke 131 or less

Sebab saya beli november hari tu rm133/g. Yg saya beli Maybank punya Gold pun rugi sebab saya beli average semua dalam RM152/g
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