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[MERGED]Medical Card/Insurance Kesihatan...... What U should know...
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CLAIM: HOSPITAL ELAUN RM150 per day
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more claim:
CUTI SAKIT pun dpt DUIT ELAUN
tgn tersepit di pintu kete..claim clinic..
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help me guys..
a'kum sumer..
nak tanyer kat korang.. insurans mane yg bagus utk aku... aku ni xtau menahu pasal insurans2 ni hheeehe
skrg ni tgh considering Takaful Ikhlas dan Prudential BSN.. mane satu yek?
Aku baru jer kawin.. anak tahun depan baru ada.. igt nak amik yg cover famili.. ade ke? |
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Originally posted by manchurr at 16-7-2008 04:27 PM 
a'kum sumer..
nak tanyer kat korang.. insurans mane yg bagus utk aku... aku ni xtau menahu pasal insurans2 ni hheeehe
skrg ni tgh considering Takaful Ikhlas dan Prudential BSN.. mane satu y ...
No problem..aku boleh explain kat ko percuma..after explaination, no obligation..kalau ko rasa plan PruBSN bagus, ko bole sign-up..
apa2 hal, PM your no.  |
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Reply #583 manchurr's post
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Betul tu better jumpa ejen dulu , minta dia detail kan semua then baru boleh pikir Takaful manak yg sesuai... |
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Konvension utk ejen Prudential BSN di Penang selama 4 hari ....
lebih 5 ribu ejen yg qualified akan berada di Georgetown .... hotel mesti penuh nyer...
Jumpa di sana ---- |
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Baru balik dari Penang dan excited nak jumpa client sebab banyak produk baru dilancarkan termasuk lah Takaful Puteri yg menyamai Prulady... dan juga Medical Kad limit akan di tambah menjadi RM 1,500,000 seumur hidup. |
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Setakat ni Takafulink boleh di bayar melalui pemotongan semua jenis credit kad, autodebit utk bank Maybank, CIMB, RHB dan BSN. Maybank2u pun boleh ........ dan kalau goment potong gaji pun boleh .... last option ialah melalui cek atau cash... |
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Kalau Medical Insuran better ambik masa muda sebab coz premium nyer jauh lebih rendah .... |
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Disebabkan kos pengankutan sudah meningkat maka kos ubat pun secara langsung meningkat juga .... jadi tak hairan lah kalau kos prubatan pun meningkat. |
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Hari ni ada seorang client kawan saya .... permohonan claim nyer ditolak disebabkan client tu tak declare yg anak dia pernah admit disebabkan bronkitis....
sebab tu dlm insuran ni kita kalau boleh nak cari orang yg belum pernah admit dlm mana wad... |
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Originally posted by aliey at 2-7-2008 12:16 PM 
kalo cam sy..ade medical card..3 mnggu lps dh wat operate telinga(myringotomy).syukur la insurans cover..then pastu telinga xok jg...then pakar refer to sentosa medical centre utk buat CT SCAN(sc ...
biasanya.. admit la.. baru senang nak claim.. tul tak en ibm?  |
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Client saya .... kena sawan ... tapi sebab nak periksa detail jadi dia nak buat CT scan ...makan saya minta dia buat kat Pakar senang nak claim dan ... cuma kena admit 1 hari ... |
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BUKAN semuanya FREE OF CHARGE...
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Itu belum kira caj equipment lagi ... |
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Reply #595 ibm632's post
to confirm...
if i dah claim semua coverage for disability...means i dah tak boleh claim utk death? |
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Reply #595 ibm632's post
i more thing if sekarang ni..masa muda lg...
bukan ke sepatutnya kita limit kan pengguanan medical kad.....(just guna company punya insuran)
so...medical card ni digunakan masa dah retire nanti.....
takut bila guna masa muda...dah tua2 nanti (sakit lg byk)...
max. limit dah lebih...tak leh guna dah...
mana nak cari duit masa tu....
betul tak andaian saya ni Ibm...? |
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Originally posted by kieu at 7-8-2008 03:48 PM 
i more thing if sekarang ni..masa muda lg...
bukan ke sepatutnya kita limit kan pengguanan medical kad.....(just guna company punya insuran)
so...medical card ni digunakan masa dah retire nan ...
Sebab tu setiap Insuran Company akan menyelaraskan setiap produk mereka mengikut keperluan semasa ... |
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Reply #595 ibm632's post
what your opinion on the Great Eastern & AIA....?
I dengar GE, dia punya Projected Investment Return...too high up to 12%! betul boleh dapat this rate?
how about PruBSN Takaful invesment return (saving)...?
is the projection approved by Bank Negara? |
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Originally posted by kieu at 7-8-2008 04:12 PM
what your opinion on the Great Eastern & AIA....?
I dengar GE, dia punya Projected Investment Return...too high up to 12%! betul boleh dapat this rate?
how about PruBSN Takaful invesment re ...
Tak pernah dengar pulak Bank Negara pernah approve 12% utk quotation projection .. lain lah kalau dia orang buat software sendiri .... |
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Post time 15-7-2008 04:05 PM
