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[MERGED]Medical Card/Insurance Kesihatan...... What U should know...
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for us.. bank negara limitkan setakat 5.5% je utk quotation projection
taktau le kampeni lain.. tu pasal yg bila nak serender nanti pakat2 ngamuk.. yela.. dah tertipu dengan harapan palsu menggunung.. lebih baik dapat projection yg bleh achieve.. tul tak ibm? |
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Betul tu...
Di PruBSN sebab dia invesment link jadi bank negara approve 9% utk projection return...
hari ni sebok kat luar ...
Originally posted by PrinceOfNorth at 12-8-2008 01:38 PM 
for us.. bank negara limitkan setakat 5.5% je utk quotation projection
taktau le kampeni lain.. tu pasal yg bila nak serender nanti pakat2 ngamuk.. yela.. dah tertipu dengan harapan palsu menggu ... |
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Originally posted by kieu at 7-8-2008 04:12 PM 
what your opinion on the Great Eastern & AIA....?
I dengar GE, dia punya Projected Investment Return...too high up to 12%! betul boleh dapat this rate?
how about PruBSN Takaful invesment re ...
hi kieu
AIA lowest 2% minimum high 9% selepas tolak tax bersih 6.75%.kalau return lebih aia akan bayar lebih contoh dana yang dilaburkan di china japan india last year return 33%. .selalunya mana 2 company insurans sekarang ni maximum 9% mungkin
great eastern dia bagi anggaran sahaja mengikut prestasi yg lama. |
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at etiqa takaful..we can guarantee that we`ll give more when we untung more.. kita pakai konsep mudharabah.. sistem ni takda kat konvensional.. |
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mmmm.... Betul tu Mudharabah tu penting .... lagi bagus kalau Etiqa ada Takaful Invesment link ...
Sebab dlm Invesment link ... Setiap pelaburan bukan saja mendapat keuntungan dari kenaikan Unit tahun malah disertakan juga dengan Mudharabah .... |
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Sekarang ni AIA dah ada product takaful AITB AIA internasional takaful berhad
Aia company yg pertama dimalaysia launch takaful international plan yg ada
masa ini investmentlinked baru je launch belum dapat detail lagi. tapi memang menarik ada investment diluar negara. |
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Tahniah utk AIA sbab dah ada Takaful walaupun terpaksa ambik dari obersea... |
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terima kasih buat pengetahuan semua AIA adalah local company pelaburan kita
didalam dan luar negara terpulang atas kehendak pelanggan.
kita tak ambil daripada oversea salah faham tu. |
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Originally posted by alynnAIG at 13-8-2008 08:49 PM 
terima kasih buat pengetahuan semua AIA adalah local company pelaburan kita
didalam dan luar negara terpulang atas kehendak pelanggan.
kita tak ambil daripada oversea salah faham tu.
Bukan pelaburan maksud saya...... tapi lesen takaful... |
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Originally posted by ibm632 at 13-8-2008 10:17 AM
mmmm.... Betul tu Mudharabah tu penting .... lagi bagus kalau Etiqa ada Takaful Invesment link ...
Sebab dlm Invesment link ... Setiap pelaburan bukan saja mendapat keuntungan dari kenaikan Un ...
dah nak kuar dah.. |
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CLAIM PRUBSN:
Operation Mata: BIL RM4,500
Warded Elaun: RM400 (masuk poket)
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Sawadee Krab... perkataan yg biasa di pakai kat Chiangmai |
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Selamat menyambut Bulan Ramadhan kepada semua umat Islam semua |
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Nak tahu.......
betul ker medical card tak boleh guna kat gomen hospital????
Since keja ni co. tpt keja bayarkan kalu masuk spital or operation. Tapi bila dah pencen nanti kalu sakit memangla pilihan aku spital gomen. Yelah bila dah pencen nanti nak masuk hospital swasta everything costly!!!! kalu x bole guna kat gomen x best arghh... sebab plan nak amik insurans ni pun utk hari tua. Almaklumla pekerja swasta mana ada benefit free coverage hospitalisation bila dah penceh...... |
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Pastu kalu amik Takaful PRU BSN yg rm100 tu leh guna kat oversea tak?????
agen2 bijak pandai sila jawab soklan2 saya.... |
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Reply #615 lilyflower's post
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cover reimbursement basis utk 3 bulan yg pertama |
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Originally posted by lilyflower at 31-8-2008 12:23 AM
Nak tahu.......
betul ker medical card tak boleh guna kat gomen hospital????
Since keja ni co. tpt keja bayarkan kalu masuk spital or operation.Tapi bila dah pencen nanti kalu sakit memangla pilihan aku spitalgomen. Yelah bila dah pencen nanti nak masuk hospital swastaeverything costly!!!! kalu x bole guna kat gomen x best arghh... sebabplan nak amik insurans ni pun utk hari tua. Almaklumla pekerja swastamana ada benefit free coverage hospitalisation bila dah penceh......
Kalau dah ada medical kad, buat apa nak masuk hospital kerajaan..
Habiskan je duit insuran co. utk cover bil pvt. hospital.. |
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Reply #617 jenglut's post
memang ler skrg ni kalu sakit or hospitalised perabihkan duit insurans co utk cover bil pvt spital....
org citer bila dah pencen nanti.... kalu sakit time pencen nanti mana nak cari duit kalu hospitalised??? yelah skrg ni masuk gomen hospital pun kena bayar tau...... insyallah bila dah pencen setakat nak bayar bilik dok hospital bole lah cover kot tapi kalu buat major operation mau beriban mana nak cari duit??? hah lagi satu gomen spital kalu major operation pun kena bayau alah nak senang kata takdelah free.....mcm my mun ari tu buat operation jantung kat hukm pun bil dah almost rm10k. Nasib baik adik beradik ramai bole ler cover bil tu!!!!huh, itu baru kat hukm belum masuk spital swasta lagi!!!!!
tu ler skrg aku plan nak amik medical card utk hari tua. memang mana2 innsurans medical card tak bole diterima kat spital gomen yeh??? |
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Pastu kalu sahih medical card takleh terima kat gomen spital nampaknyer memanglah ku kena plan amik plan yg mahal sikit yg bole cover utk masa depan. Yelah maksudku private spital punya bil lagilah 2 kali ganda dari gomen spital!!!!! Kot2 manalah tahu bila dah pencen buatnyer aku jatuh sakit pastu medical card ku x cover banyak so aku kena tambah dgn duitku sendiri!!!! huhuhuhu, kena lah sediakan payung sebelum hujan alkisahnyer...... |
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Originally posted by lilyflower at 31-8-2008 01:09 AM
tu ler skrg aku plan nak amik medical card utk hari tua. memang mana2innsurans medical card tak bole diterima kat spital gomen yeh???
Kalau awak dah ada medical coverage drp employee..memang hanya cover selagi kita bekerja (or hingga pencen) di sana saja..
Tp kalau awak ada medical card sendiri, medical coverage lebih panjang sehingga antara 70-80thn..
Nanti after 55yo, even dah ada medical card sendiri, U boleh buat pilihan masuk govt. hospital..cuma bezanya u byr kos tu dulu, then claim later.. |
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Post time 12-8-2008 01:38 PM
