Kertas rancangan perniagaan (RP) / Proposal Perniagaan [MERGE]

wira2149

Business Plan Content
Business plans are decision-making tools. There is no fixed contentfor a business plan. Rather the content and format of the business planis determined by the goals and audience. A business plan should containwhatever information is needed to decide whether or not to pursue agoal.
For example, a business plan for a non-profit might discuss the fit between the business plan and the organization抯 mission. Banks are quite concerned about defaults, so a business plan for a bank loan will build a convincing case for the organization抯 ability to repay the loan. Venture capitalists are primarily concerned about initial investment, feasibility, and exit valuation. A business plan for a project requiring equity financing will need to explain why current resources, upcoming growth opportunities, and sustainable competitive advantage will lead to a high exit valuation.
Preparing a business plan draws on a wide range of knowledge from many different business disciplines: finance, human resource management, intellectual property management, supply chain management, operations management, and marketing, among others.[6]. It can be helpful to view the business plan as a collection of sub-plans, one for each of the main business disciplines.[7]

wira2149

Competitor analysis
                                                                       
                                                Competitor analysis in marketing and strategic management is an assessment of the strengths and weaknesses of current and potential competitors.This analysis provides both an offensive and defensive strategiccontext through which to identify opportunities and threats. Competitorprofiling coalesces all of the relevant sources of competitor analysisinto one framework in the support of efficient and effective strategyformulation, implementation, monitoring and adjustment.[1]
Given that competitor analysis is an essential component ofcorporate strategy, Porter (1980, 1998) argued that most firms do notconduct this type of analysis systematically enough. Instead, manyenterprises operate on what he calls “informal impressions,conjectures, and intuition gained through the tidbits of informationabout competitors every manager continually receives.” As a result,traditional environmental scanning places many firms at risk ofdangerous competitive blindspots due to a lack of robust competitoranalysis [2].


maklumat lanjut

wira2149

ok bos..

wira2149

What Should Your Business Plan Include?

• Background & History
• Business & Product
• A description of your product(s), pictures / samples
• Directors & Management Profile
• Organisation Chart, Track Record
• Business Cycle
• Your buyers and sellers
• The terms of your business dealings
• Production Process
• The processes involved in producing your Product(s), Production
• Capacity, Volume, etc.

wira2149

The 5Cs of Credit

1. Character
2. Capital
3. Capacity
4. Conditions
5. Collateral

wira2149

Background & History

• Business & Product
• A description of your product(s), pictures / samples
• Directors & Management Profile
• Organisation Chart, Track Record
• Business Cycle
• Your buyers and sellers
• The terms of your business dealings
• Production Process
• The processes involved in producing your Product(s), Production
• Capacity, Volume, etc.

bubpallo

awak da kawen ke belom............................

wira2149

Originally posted by bubpallo at 26-7-2008 07:15 PM
awak da kawen ke belom............................

udah...

bubpallo

Originally posted by wira2149 at 28-7-2008 02:12 PM


udah...

tak jadi beli lah dulu kalu mcm tu.................

wira2149

Originally posted by bubpallo at 28-7-2008 02:36 PM



tak jadi beli lah dulu kalu mcm tu.................

kalau semua customer camni payah gak erk..

wira2149

What Should Your Business Plan Include?

Background & History

• Business & Product
• A description of your product(s), pictures / samples
• Directors & Management Profile
• Organisation Chart, Track Record
• Business Cycle
• Your buyers and sellers
• The terms of your business dealings
• Production Process
• The processes involved in producing your Product(s), Production
• Capacity, Volume, etc.

wira2149

file:///C:/DOCUME%7E1/USER/LOCALS%7E1/Temp/moz-screenshot.jpgfile:///C:/DOCUME%7E1/USER/LOCALS%7E1/Temp/moz-screenshot-1.jpg
WHAT YOUR BUSINESS PLAN SHOULD HAVE

3. Industry, Competitors & Business Strategy

industry Overview
Describe the industry you operate in and how your business fits in this industry

Who Your Competitors Are
The Factors That Will Ensure Your Success

What Is Your Business Strategy
Briefly describe your unique value proposition. For example, lower cost hence
better value for money, your focus on niche markets allows your expertise to
flourish, etc.
Sales & Marketing Strategies

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What Should Your Business Plan Include?

4. Financials – Past, Present & Future

• 3 Years’ Historical Audited Accounts
• Latest Management Accounts
• Future Projections – At Least 1 Year
• Bank Statements & Loan Statements
• Repayment Record
• Cashflow Managemen

wira2149

Products & Solutions

5. Other Supporting Documents

• Memorandum & Articles (M&A) or Business
• Registration (Form A & D), Business License &
• Partnership Agreement
• Registrar of Companies (ROC) Forms
• Creditors’ & Debtors’ Details & Ageing
• Completed Contracts, Contracts In Hand
• The Collateral Offered

wira2149

Writing the Business Plan: Section 8                The Cash Flow Projection                               


                The Cash Flow Projection shows how cash is expected toflow in and out of your business. For you, it's an important tool forcash flow management, letting you know when your expenditures are toohigh or when you might want to arrange short term investments to dealwith a cash flow surplus. As part of your business plan, a Cash FlowProjection will give you a much better idea of how much capitalinvestment your business idea needs.
For a bank loans officer, the Cash Flow Projection offers evidencethat your business is a good credit risk and that there will be enoughcash on hand to make your business a good candidate for a line ofcredit or short term loan.
Do not confuse a Cash Flow Projection with a Cash Flow Statement.The Cash Flow Statement shows how cash has flowed in and out of yourbusiness. In other words, it describes the cash flow that has occurredin the past. The Cash Flow Projection shows the cash that isanticipated to be generated or expended over a chosen period of time inthe future.
While both types of Cash Flow reports are important businessdecision-making tools for businesses, we're only concerned with theCash Flow Projection in the business plan. You will want to show CashFlow Projections for each month over a one year period as part of theFinancial Plan portion of your business plan.
There are three parts to the Cash Flow Projection. The first partdetails your Cash Revenues. Enter your estimated sales figures for eachmonth. Remember that these are Cash Revenues; you will only enter thesales that are collectible in cash during the specific month you aredealing with.
The second part is your Cash Disbursements. Take the various expensecategories from your ledger and list the cash expenditures you actuallyexpect to pay that month for each month.
The third part of the Cash Flow Projection is the Reconciliation ofCash Revenues to Cash Disbursements. As the word "reconciliation"suggests, this section starts with an opening balance which is thecarryover from the previous month's operations. The current month'sRevenues are added to this balance; the current month's Disbursementsare subtracted, and the adjusted cash flow balance is carried over tothe next month.

kkaoru

e-book ni BM ke English?.......kalau beli ni, boleh dapat dua2 version x?

wira2149

Originally posted by kkaoru at 10-8-2008 04:58 PM
e-book ni BM ke English?.......kalau beli ni, boleh dapat dua2 version x?

95% dalam bm..:victory:

wira2149

Sedang berfikir untuk menceburi bidang perniagaan …. Sila baca ini dahulu!
by PUNB

Artikel 'semua yang anda ingin tahu' ini merupakan satu editorial yang berfaedah yang  memberi  satu senarai 'sebelum anda bermula' yang baik. Senarai ini berguna untuk mereka yang serius untuk memulakan perniagaan sendiri.

Memula dan mengurus perniagaan memerlukan motivasi, keinginan dan bakat.  Ia juga memerlukan kajian dan perancangan yang rapi.Seperti permainan catur, kejayaan di dalam perniagaan bermula dengan langkah yang tegas dan tepat. Walaupun kesalahan  yang dilakukan di peringkat permulaan berniagan tidak begitu menjejaskan perniagaan, tetapi ia memerlukan kemahiran, disiplin dan usaha  gigih untuk mendapatkan  semula peluang tersebut.

Untuk berjaya, cari dan nilai matlamat perniagaan dan  juga diri anda.Gunakan maklumat ini untuk merangka pelan perniagaan secara menyeluruh yang dapat membantu anda mencapai matlamat tersebut.

Proses untuk merancang pelan perniagaan akan membantu anda untuk berfikir mengenai isu-isu penting yang belum anda pertimbangkan. Perancangan anda akan menjadi alat dan buku panduan yang berharga untuk anda berusaha mencari sumber pembiayaan.Ia juga berfungsi sebagai pengukur kejayaan perniagaan anda.

1. Baru Bermula
Sebelum bermula, senaraikan sebab-sebab anda mahu memulakan perniagaan. Sebahagian daripadanya ialah :
· Anda ingin menjadi seorang majikan
· Anda inginkan kebebesan kewangan
· Anda inginkan kebebasan kreativiti
· Anda ingin menggunakan sepenuhnya kemahiran dan pengetahuan yang ada

2. Menentukan perniagaan yang 'sesuai untuk anda'. Tanya diri anda :
· Apa yang saya buat di masa lapang?
· Apakah kemahiran teknikal yang telah saya pelajari atau perolehi?
· Apa pendapat orang lain tentang kebolehan saya?
· Bolehkah saya mendapat sokongan dari keluarga ?
· Berapa banyak masa yang saya ada untuk mengusahakan perniagaan saya?
· Adakah saya mempunyai hobi atau minat yang boleh dipasarkan?

3. Kenalpasti 'niche' perniagaan anda.  Jalankan kajian yang perlu untuk menjawab soalan-soalan ini:
· Apakah jenis perniagaan yang saya minati?
· Apakah khidmat atau produk yang saya akan pasarkan?
· Adakah idea saya praktikal dan bolehkah ia menepati kehendak/ keperluan?
· Siapakah persaing saya?
· Apakah kelebihan perniagaan saya berbanding dengan perniagaan sedia ada?
· Bolehkah saya memberikan khidmat yang berkualiti tinggi?
· Bolehkah saya mengwujudkan permintaan terhadap perniagaan saya?

4. Buat senarai 'pra-perniagaan'.Anda perlu menjawab soalan-soalan ini:
· Apakah kemahiran dan pengalaman yang boleh saya sumbangkan kepada perniagaan ini?
· Bagaimana kedudukan saya di sisi undang-undang?
· Bagaimana rekod perniagaan akan dikendalikan?
· Apakah jenis perlindungan insuran yang diperlukan?
· Apakah peralatan atau bekalan yang diperlukan?
· Apakah imbuhan untuk diri saya?
· Apakah sumber yang saya perlukan?
· Di manakah premis perniagaan saya?
· Apakah nama perniagaan saya?

Jawapan ini akan membantu anda untuk membuat rancangan perniagaan lebih fokus dan menyeluruh  yang boleh berfungsi sebagai 'blueprint'. Ia akan memberi butiran terperinci bagaimana peniagaan akan dijalankan dan diuruskan.

Rancangan perniagaan merupakan asas penting untuk memulakan perniagaan. Setelah anda menyiapkan rancangan tersebut, semak dengan kawan dan rakan perniagaan.  Apabila anda berpuas hati dengan isi dan strukturnya, buatlah temujanji dengan pegawai bank untuk semakan dan perbincangan lanjut. Rancangan perniagaan adalah dokumen fleksibel dan perlu berubah apabila perniagaan anda berkembang.

wira2149

Tip Untuk Memohon- Panduan Untuk Menyediakan Pelan Perniagaan

Sebagai panduan untuk menyediakan pelan perniagaan untuk memohon pakej keusahawanan PKS, rangkakan dokumen anda dengan menunjukkan bahagian untuk Ringkasan Eksekutif, Peluang Perniagaan, Strategi Perniagaan & Petunjuk Pencapaian, Pelan Pemasaran, Pelan Operasi Pengurusan dan Kakitangan Utama dan Unjuran Kewangan.

    * Ringkasan Eksekutif - Membincangkan peluang perniagaan, teknologi, produk, pasaran dan pengurusan; cadangan jumlah kewangan dan kegunaan untuk menjalankan perniagaan, ringkasan penyata pendapatan 5 tahun dan modal yang diperlukan.
    * Peluang Perniagaan -  Memberi gambaran tentang produk dan teknologi yang digunakan, mengapa pelanggan mahukannya dan bagaimana ia dapat memenuhi kehendak pelanggan.
    * Strategi Perniagaan dan Petunjuk Pencapaian -Menyenaraikan strategi perniagaan termasuklah kewangan, teknologi dan pembangunan produk
    * Pelan Pemasaran - Perlu merujuk kepada keperluan pelanggan,  segmen pasaran, saluran pengagihan, strategi dan pelan jualan, saingan dan kedudukan pasaran.
    * Pelan Operasi - Perlu menunjukkan Pelan Kejuruteraan dan pembuatan, pelan pentadbiran dan kemudahan pengeluaran.
    * Pengurusan dan Kakitangan Utama - Biodata lengkap setiap kakitangan utama, organisasi, pelan perjawatan dan jumlah unjuran pekerja, dan program insentif dan ganti rugi sekiranya ada.
    * Unjuran Kewangan - Unjuran proforma 5 tahun termasuk untung dan rugi, imbangan duga, penyata aliran tunai  bersama andaian-andaian.

kpli2009

cth nih complete ker tak? kalau tak complete malas aku nak beli..dulu pernah beli kat ada orang jual kat lelong..ada ker bagi format jer..