UNIT TRUST PUBLIC MUTUAL; MACAMANA NAK UNTUNG CEPAT DAN BANYAK?

chenta_dewi

ape syarat amek duit kwsp tu ye????

umur berape?

Madura1

ape syarat amek duit kwsp tu ye????

umur berape?
chenta_dewi Post at 19-5-2011 11:27

    syarat nk amek duit kwsp n digunakan  utk melabur ekk

Jumlah Simpanan Asas Dalam Akaun 1



Contoh Pengiraan Kelayakan:

Bandingkan umur kita di dalam jadual.. katakanlah umur kita 28 tahun, so syarat simpanan asas kena ada sekurang-kurangnye RM14,000 di dalam akaun-1..

Tolakkan jumlah sebenar di dalam akaun-1 dengan Jumlah Simpanan Asas. Hanya 20% daripada hasil tolakan ini yang boleh dikeluarkan utk dilaburkan.. itupun jika nilai itu lebih daripada atau sekurang-kurangnye RM1000.

Katakanlah, dlm akaun-1 kita tu ada RM30,000.
RM30,000 - RM14,000 = RM16,000
RM16000 X 20% = RM3200 (nilai ini mesti lebih atau sama dgn RM1000)

edry_faizi

Public islamic sector select fund tu dah re-open for investment ke belom ?

hatafya

yahoo ... dah settle UT CIMB....
dapat rm14400 dari 15K... 4 tahun beb.... untung tarak...rugi ada..
dah settle kt "simpanan " kredit kad....

zuraida8177

Reply 964# hatafya


    Nasib baik tak berapa banyak ruginya.Tapi kira rugilah juga sbb dlm empat thn invest tak pulang modal.Rugi masa juga.Nak buat mcm manakan...Untung sabut timbul kata org.So lepas ni labur ke mana pulak.Cuma jangan labur dlm satu instrumen je la.Kata org putih jangan letak semua telur dlm satu bakul.

aizril.ilham

skang ekonomi x brp bagus lah.ejen dah ckp camtu so aku pun dah abik balik invest dalam public mutual.belik gold jer skang huhu

zuraida8177

skang ekonomi x brp bagus lah.ejen dah ckp camtu so aku pun dah abik balik invest dalam public mutua ...
aizril.ilham Post at 1-6-2011 16:02

    So masa keluarkan duit dr PM ada dpt untung tak?Hari ni dlm paper mengatakan Ittikal PM bagi keuntungan 20% utk tempoh sethn.
   Tp kenapa BOD ni nampak mcm suram je sekarng ni?

Madura1

Reply 963# edry_faizi


belum lagi

aizril.ilham

Reply 967# zuraida8177


    masa raya tahun lepas je dapat untung skit pastu tahun ni xde langsung so kuit jela
   rasanya utk long term ivest oklah nak cepat untung x dptla

sue_aina2

salam...kiter ade melabur dalam ..PCIF ..kalau jual skrang ok tak??? cam ne nak jual???

Madura1

Reply 970# sue_aina2

call ur consultant, suruh dia jualkan,

or u boleh pergi sendiri, any Public mutual opiss..

amirul_nazri

China’s coming collapse

China's $463 billion bail-out of local governments last week gave a good indication of how big its coming financial crisis will be — about 1.5 times bigger than America's.
By Nick Ferguson | 8 June 2011
Keywords: dylan grice | societe generale | nassim taleb | black swan

It became clear last week that China has probably not dodged the financial crisis at all, after Beijing quietly bailed out local government to the tune of $463 billion.

Adjusted for the size of its economy, that rescue package is one-and-a-half times bigger than the Tarp bailout. That is particularly worrying, according to Dylan Grice, a global strategist at Societe Generale. “If we calibrate the magnitude of the economic crisis with the size of the bail-out, one-and-a-half Tarps implies a financial crisis one-and-a-half times the order of magnitude of 2008.”

The bail-out is aimed at cleaning up the vast pile bad loans made to local government financing vehicles, which were responsible for stimulus spending on infrastructure and development programmes. Grice expects the government will deal with them in the same way it recapitalised its banking industry after 1998, which has led some to assume the problem has been solved.

That might be wishful thinking. To understand the possible effects of China’s actions, Grice draws on an article by Black Swan author Nassim Taleb and Mark Blythe in the recent issue of Foreign Affairs, in which the two authors draw comparisons between the global financial crisis and the uprisings in North Africa and the Middle East.

“The critical issue in both cases is the artificial suppression of volatility — the ups and downs of life — in the name of stability,” they wrote. “What the world is witnessing in Tunisia, Egypt, and Libya is simply what happens when highly constrained systems explode.”

The same goes for China’s bailouts, argues Grice. It has succeeded in stalling its own crisis for so long only because it is more effective than almost any other country at exerting control over its economy. China can keep dancing for a while longer, but at some point the music has to stop.
This is nothing new, of course. Grice argues that monetary policy committees worldwide played a huge role in the crisis by setting interest rates at artificially low rates instead of seeking to match the “natural” rate of interest — which is roughly the same level as economic growth, whereby the supply of risk capital matches demand.

A look at historic rates shows clearly that all of the countries worst-affected by the crisis maintained interest rates far below the natural rate for years. In Ireland, rates were more than 10% below the equilibrium point in the early part of the last decade, while in the US they bottomed out at about 3% below the natural rate in around 2005.


"Surely enough, their economies boomed as the demand for risk capital rose. Why would it do otherwise?” asked Grice in the report, titled China’s Great Suppression. “But since the price of capital was suppressed by these wise committees, rates weren’t allowed to rise to their natural levels, so there was no increase in the supply of capital. Who would supply the searing demand for risk capital these wise central bankers were unleashing? Why, the wizards in the financial system!”

We all know how that worked out. Governments did a good job of suppressing asset-price inflation by letting the banks create a massive round of credit inflation. None of them, however, did as good a job as China. By Grice’s reckoning, China’s natural rate of interest is roughly 11.6% higher than its actual rate today.
Suppressing rates is politically expedient in western economies, where governments tend to be judged on extremely short-term measures, but China has no such worries. Indeed, one of its great advantages has been its ability to pursue necessary but unpopular policies without having to worry about the next election cycle. But China is juggling knives.

It might not be accountable in the western, democratic sense, but China’s leaders know that an unhappy population will take to the streets and could even topple the government. The trick to avoiding that is to make sure the people are happy, which means rich. But China could be paying a huge cost for the sake of suppressing inflation.

“It has upped the ante,” said Grice. “While we can’t predict where complex systems will go, we know that the longer their volatility is artificially suppressed, the more emphatic will be its release when it does come. It is more likely that China has one-and-a-half times (and counting) the 2008 financial crisis ahead of it.”

Swift

bila agaknya the next recession?
i nak jual balik sumer account i sebelum tu..then peram...then beli balik waktu recession nanti..
:cf:

Swift

aku nyer UTC dah lama tak kontek aku..dah lupa kot dia kat aku..
ingat aku nak jual jek sumer fund aku...padan muka dia..
ehh..kalau aku jual, ada apa2 efek ke kat UTC aku tu? cam dia hilang some income ker...hehe..seriously aku tak tau how this works...

Madura1

Fair value for FBMKLCI cut to 1,650
Published: 2011/06/17



AmResearch Sdn Bhd cut its end-2011 fair value for Malaysia’s benchmark stock index to 1,650 from 1,700 to reflect a slowdown in earnings momentum, according to a report in Kuala Lumpur today.


“Early warning signs of an economic slowdown has resurfaced,” AmResearch said.

The research house cut its gross domestic product forecast to 5 per cent from 5.5 per cent for 2011, it said. -- Bloomberg

Read more:  Fair value for FBMKLCI cut to 1,650 http://www.btimes.com.my/Current_News/BTIMES/articles/20110617091514/Article/index_html#ixzz1PUhGIdqR

Swift

so, another recession expected in 1 to 2 years time ke...
better switch to bond?

kirawang

aku nyer UTC dah lama tak kontek aku..dah lupa kot dia kat aku..
ingat aku nak jual jek sumer fund  ...
Swift Post at 16-6-2011 17:28

   tak de apa...

kirawang

Ramai yang contact me nak jadi Unit Trust Public Mutual..sori, saya jarang bukak cari.com apa2 pon boleh message me kat facebook - shaari anuar

TQ

Swift

salam...

nak minta pandangan..
Ni excerpt from one earlier posting..tak ingat sapa punya posting..i copy paste ..

----
There are several misconceptions that a unit trust investor needs to be aware of. Read on to discover the true story behind seven common myths of unit trust investment.

1.
The best time to invest is just before the dividends or bonus distributions are declared.
Not true. If your unit trusts agent advises you to invest in unit trusts funds due to its upcoming bonus or dividends payments and that you will make profit quickly, think again. You need to know what is involved in unit trust bonuses and dividend distributions. Bonuses will increase the number of units of the fund. For example, your investment in a fund cost RM1 per unit and you invested RM1,000 for 1,000 units. The fund then gives a bonus of one unit for every unit you have (a one-for-one bonus). Subsequently, you have 2,000 units. But the additional units do not increase the value of your investment to RM2,000. It will remain at RM1,000 because the additional units actually reduce your unit value from RM1 to RM0.50 (RM1,000 divided by 2,000 units). Similarly if your fund declares a 5% or RM0.05 dividend, you unit value will be reduced from RM1 to RM0.95 after the dividend is distributed. The dividend will not increase your unit value to RM1.05. So, investing prior to dividend or bonus declarations is not a quick way to make profits. Always think long term when investing in unit trust.
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Soalan sy...betul ke apa yg ditulis kat atas tu?
So, jangan invest kat fund yg nak declare dividend?
patut tunggu lepas dividend declared?
mekaseh kat yg tolong bagi pencerahan...

Madura1

salam...

The best time to invest is just before the dividends or bonus distributions are declared.
Not true. If your unit trusts agent advises you to invest in unit trusts funds due to its upcoming bonus or dividends payments and that you will make profit quickly.
Swift Post at 3-7-2011 19:16

yeppp... klu UTC pujuk utk cepat kaya dalam masa yg singkat ...