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yerp, me too...tapi kat Mesia ni,ada ke restoran yg kasi bayar pakai CC? |
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hai.. kiter baru kat forum nie.. nak tnya skit.. baru je pakai cc nie.. setahun lebih jer.. tak byk pengalaman.. so nak tnya skit..
a) macamana nak kira minimum payment tu?..
B) macamana nak tau balance cc tu ader baper.. i mean baper yang boleh pakai...
terima ksih kepada sesiapa yang sudi menjawab.. saya budak baru belajar... :bodek: :bodek: :nyorok: |
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HI, welcome...
a) ada dlm terms n condition...atau alternative lain bole call customer sevce n tanya
b) boleh tanya jugak 
hope this helps.. |
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Originally posted by hiriko at 22-2-2007 10:26
hai.. kiter baru kat forum nie.. nak tnya skit.. baru je pakai cc nie.. setahun lebih jer.. tak byk pengalaman.. so nak tnya skit..
a) macamana nak kira minimum payment tu?..
B) macamana na ...
aku check kat maybank2u jerr... |
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Sapa kat sini yg ada DEGREE HOLDER? and jugak pendpatan more than RM2000 sebulan termasuk elaun? Nak apply credit card FREE for LIFE tak? No string attached...takde hidden fee...memang FREE anual fee. Nak buat flexi payment boleh sampai 3 thn 0% interest...Customer service superb...Siapa nak buat, PM me...I can help insyaAllah...
wslm... |
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Satu lagi, sapa urgent nak duit daripada credit card? Urgent nak guna duit, and nak kuar duit dari crdit card? JGN BUAT CASH ADVANCE, mahal rate dia...siapa nak, saya ada kenal satu kedai ni, yg boleh kasi u slide ur crdit card kat kedai dia, then dia kasi u cash, kena caj 4.5% ...sapa nak, pm me
wslm |
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tiada sapa yg berminat ya utk apply credit card... |
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Reply #87 abgzan's post
abg zan jual CC lak ke..??? he he he...gurau jer...
btw mcmna CC bank islam yg abgzan apply ituhari...ok ka..??
citer ah skit CC bank islam ni...??? |
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Originally posted by abgzan at 27-2-2007 02:35 PM
tiada sapa yg berminat ya utk apply credit card...
may be semua kat sini dah ade CC ni.. |
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Originally posted by t@t at 28-2-2007 12:40 AM
abg zan jual CC lak ke..??? he he he...gurau jer...
btw mcmna CC bank islam yg abgzan apply ituhari...ok ka..??
citer ah skit CC bank islam ni...???
aik pulak daa...hehe...takde masa nak jual....saya takde kaitan langsung dgn bank atau mana2 credit card...inikan pula nak jadi agent ke salesman ke, takde kerja...tapi kalau sesiapa yg berminat saya boleh tolong la sikit2...itu aja, kalau berminat pm, tak berminat sudah ;) |
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Originally posted by mat403 at 28-2-2007 12:54 PM
may be semua kat sini dah ade CC ni..
maybe kot, hehe...bagus aa camtu hehe |
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Saya rasa ada beberapa forummers yg tak baca lagi thread ni, so bole la baca dan memahami
wslm |
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Originally posted by abgzan at 15-2-2007 06:04 PM
yerp, me too...tapi kat Mesia ni,ada ke restoran yg kasi bayar pakai CC?
banyakkk.. Pizza hut.. The Ship.. hehehe |
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Pizzahut, etc tu semua memang la bole paki credit card, sbb tu semua yg mahal2.. hehe..iwas talking about the cheap one...hehe... |
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Mmg takde restoran murah2 atau gerai pakai CC. Tu pasal saya guna CC utk beli lauk .. balik masak. Lagi untung |
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Start this year dah tak guna credit card, dah settle semua hutang credit card. So, credit card debt free now and cuma guna bila nak gi travel holiday especially di oversea, itupun insyallah akan bayar full, no more minimum payment. Kat sini pergi mana2 bayar cash aje, credit card letak kat rumah, end of the month tak payah fikir nak bayar hutang.  |
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Originally posted by Nisda_ at 26-3-2007 11:14 AM
Start this year dah tak guna credit card, dah settle semua hutang credit card. So, credit card debt free now and cuma guna bila nak gi travel holiday especially di oversea, itupun insyallah akan ...
It depends on you. Kalau u rasa u jenis yg sukar kawal diri, maka, better guna cash. Kalau u rasa u jenis yg "pandai" kawal diri, maka guna credit card utk semua jenis transaksi --> boleh collect points = redeem...juga, tkayah penat2 nak carry duit byk2, hehe....tapi just for ur knowledge, POINTS yg kita collect tu, valuenya hanya about 0.5% drpd amoount yg kita spent so pandai2 la kira, berbaloi ke tak, jgn disbbkan nak colllect point punya pasal, anda sanggup spend beratus2...hehe... |
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Reply #97 abgzan's post
betul tu..
Insyallah i masih boleh kawal diri, even citibank upgrade my card to gold due to good payment. Tapi macam mana kita kawal diri, kalau carry cards kemana2 especially ke shopping complex dari window shopping mesti terbeli something. Itulah salah satu cara nak kurangkan perbelanjaan yang tak perlu. So, far nis dah redem dlm 100k from credit cards yang nis pakai, puas hati. Cuma tahun nis dah janji nak kurangkan kepuasan dgn berbelanja cash sahaja.
Setiap orang ada cara masing2 kan. |
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aku ada bad history ngan citibank. memang offer bagus, tapi bab payment, susah nak bayar.. so terperangkap dengan banyak interest..
sekarang ni pakai hsbc n maybank.
hsbc dah 3 thn, every year kene call utk waive annual fee, alhamdulillah dapat (sebab guna lebih drp 750/yr). maybank pulak baru setahun.
nak tanya 1 benda
aku ada cc maybank american express. tak pakai langsung.. better kensel jer ker.. atau start guna (ada thread lepas kata amex maybank bagi 2x treatpoints)?
my situation, insya ALlah boleh bayar full everymonth. |
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Category: Belia & Informasi
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Author
Post time 22-2-2007 10:26 AM
