budget pindah rumah baru

nazha

adusss..dah makin dekat ngn completion date..fulus xcukup lg nih..huhuu...
wkx5406 Post at 14-10-2009 00:49

salam....
hmm samalaa...tapi nazha mcm lambat lagi..paling2 awal thn depan..tapi fulus harammmmm
main pakai sembronojek..manalaaaa nk korek buat yg basic2 pun takdok...harap ada keajaiban{:2_64:}

Nisda_

haku pun skrg pening kepala mana nak cari duit ni oiii
itu ini basic2 pun dah belas2 ribu..

rimbun1

nak pindah rumah baru juga next week. duit dah abih kat renovatio rumah... so now dapat rumah besar tp mcm padang bola kekeke. kena angkut skit2 ikut bajet ler nampaknya dr furniture shop nii...
so far katil n almari dah ada. tp tecit sgt, kat rumah sewa ni ada tambahan almari sbb ada built in wardrobe. bilik anak ku itew pon kena ada katil jugak ni.... ngan wardrobe jugak. sofa takde lg, yg ada just sofa bed jer... plan nak letak kat family area... apa pon beli ikut bajet, no hutang hutang...

pinksarah

kalau rumah condo budget 100k ok tak?

ni termasuk dgn kitchen cabinet,wall paper,grilling and few other things plus basic stuff like washing machine,beddings and etc..

bvsf06

Kalau ikut expert, rule of thumb utk renovation work (xtermasuk loose furniture and appliances) mesti spend xlebih dari 30% dari nilai rumah. Kalau more than that considered as unprofitable. Elakkan dari terlalu banyak buat built-in carpentry works dalam rumah especially kalau ada possibility untuk pindah in the future.

Satu daripada banyak artikel kat Internet untuk dibaca:

Cost, Budget, and Value

How do you figure out what your renovation will cost? How much should it cost? How do you set an appropriate budget? What is the likely payback at resale? How can you maximize your return on investment?

This section lays out the main factors that influence the economics of your renovation.

Cost
Renovation Cost Will Vary By...

    * Type of renovation
    * Materials used
    * Geographic market
    * Finishes used
    * Resources used
    * Cost of permits
    * Cost of cleanup
    * Contingencies/unexpected
    * Move or stay/storage
    * Your time invested
    * Eating out or ordering in

At its simplest, cost is a function of materials, time and labor, and local market conditions.

Get multiple estimates. This will give you a good idea of what to expect. But, a good rule of thumb is this - whatever amount you’re zeroing in on – multiply it by a factor of 1.5 to cover changes, contingencies, and Murphy’s Law. Seasoned remodelers know that the unexpected always occurs. So just go ahead and plan for it.

While not explicitly for renovations, www.building-cost.net can help with cost estimates. Also, check out www.letsrenovate.com which has a handy calculator for monthly financing.

Budget

If you’re like most of us, your list of needs and wants will exceed your ability to foot the bill. While the actual cost of renovation varies tremendously, you still need to establish a budget.

If you’re renovating for yourself or your family, a bank can help you figure out how much you can afford to spend, and how much you can borrow.

Generally, 20% to 30% of the value of your home is an acceptable amount to invest. For example, if your house is appraised at $200,000, it’s reasonable to invest another $40,000 to $60,000 in improvements.

Factor in

    * What you may have set aside
    * What you can borrow and the interest rate you can get
    * What is a reasonable monthly payment?
    * How long you plan to live in the home

Maximizing the Return On Your Investment

How do you know if your investment is going to pay off? You may not be planning to sell any time soon, but you want some idea if you’ll recoup your remodeling dollars.

If you are looking at resale soon, do consider renovations that give you the most bang for your buck.

What do the experts say about the best value for your renovation dollar?

Remodeling Magazine produces an annual Cost versus Value report, surveying some 60 markets across the U.S. When it comes to payback, these renovations have the highest return on investment:

    * Kitchen
    * Bathroom  
    * Re-siding (for curb appeal)
    * Master suite additions
    * Attic bedrooms.

bvsf06

kalau rumah condo budget 100k ok tak?

ni termasuk dgn kitchen cabinet,wall paper,grilling and few other things plus basic stuff like washing machine,beddings and etc..
pinksarah Post at 14-10-2009 18:47

Kalau ada duit 100k, it's better to engage with an ID. Trust me, value for money.
Ramai yg takut nak guna ID sebab nampak mcm mahal, tapi sebenarnya tak.
Macam saya, duit yg ada saya takut nak lebur mcm tu jer dengan limited knowledge pasal renovation work, so saya appoint an ID untuk buat 3D design for my house. Masa nak hasilkan design tu, memang bincang betul2 konsep, macam mana nak fully utilise space, pro&con konsep & material used bersesuaian dengan budget. Kalau nak upah ID, pastikan design yg dibuat unik dan kena inovatif sebab ramai ID recycle idea and sudahnya walaupun rumah cantik, tapi sama macam rumah org lain. In my case, I just pay for the design and upah org lain buat berdasarkan design sbb dapat quotation lain yg lebih murah. Bila dah ada design memang memudahkan kerja dan mmg akan strictly follow budget yg ada. Xderla kejap2 nak tambah itu ini and pecah sana sini. Kos untuk renovation work (everything exclude appliances) rumah saya lebih kurang 50k for a double storey 22x75 + extension. Masih belum siap sepenuhnya, harap semua dipermudahkan.

rimbun1

Our houses:
Hse1= price RM175k, Renovation & Fitting cost etc = less than 10k = for rental only=location KL
Hse2 = price RM155k, Reno & Fitting cost etc = less than 5k = so called vacation home=location Kuching
Hse3 = price RM240k, Reno & fitting cost etc = almost RM100k = for living=Location KL
Hse4 to be = price RM140k, estimated Reno & Fitting = RM2k to RM3k = for rental only=Location KL

do no whether ok ke idok our investment plan a.k.a pension plan ni. hopefully ok lerrr...

rimbun1

Kalau ada duit 100k, it's better to engage with an ID. Trust me, value for money.
Ramai yg takut nak guna ID sebab nampak mcm mahal, tapi sebenarnya tak.
Macam saya, duit yg ada saya takut nak l ...
bvsf06 Post at 14-10-2009 20:35

apa yg masuk dlm 50 k ni eks.. bole detailkn skit tak?

damiqula

mntk pendapat forumers2 kt cni ttg nk pindah umah..sbb aku nk pindah insyaAllah dlm ujung taun ni..so nk budget n nk plan apa yg perlu dahulu n apa yg perlu kemudian..mntk tlg bg pendapat ttg plan yg  ...
wkx5406 Post at 29-1-2009 19:32

hoh bagusnye ko ni.bujang2 umur 24 dh mampu beli umah 2100sqft

untung bini/laki ko.masuk cuci kaki jer

bvsf06

apa yg masuk dlm 50 k ni eks.. bole detailkn skit tak?
rimbun1 Post at 15-10-2009 08:52

32000+ (carpentry works):

• Dry kitchen-3g door+ aluminium edges+ solid surface+glass backsplash
• wet kitchen-concrete tiles + melamine abs+ stainless steel backsplash
• Wardrobes
• Feature wall for living and entertainment area
• Bay window seat
• Divider for dining and entertainment area (tv console with feature panel)
• Mirrors (wall size x 2 )
• Bed frame+side table+dressing area for master
• Divider for master bedroom (tv console with feature panel)
• Bathroom accessories(complimentary)
• Appliances installation (complimentary)
• Sink and kitchen accessories (complimentary)

20000 (kontraktor):

• Extension + drawing + kelulusan PBT
• Wooden door
• Bathroom renovation
• Cat luar dalam
• Plaster ceiling & cornice
• Wiring
• Light/fan, electrical point, astro point and telephone point fixture
• Grille
• Tiling work untuk front yard
• Piping and plumbing work
• Cleaning service

Kalau sampai habis renovate still within budget baru pikir nak buat benda lain mcm alarm, raised platform for tv area dll

rimbun1

1130# bvsf06

emmm what i can say.. berbaloi ler for that amt of money. murah pon... kalau KC jer kalau 3G tuh dh 10k++ rasanya kan..

TQ for sharing... rasanya now kena engage ID ler untuk interior rumah ku itew.... langsung no idea nak wat camna. dah ler kitorg ni tak kreatip

Ariys21

rimbun, for a start. if cannot afford a designer, you can start beli ID magazines..byk designer recommend kita baca all those mags first, then decide what concept..
trust me..dlm masa setahun, if every month kita dok belek satu magazine, then dpt la idea at least nak tau concept apa..
then, satu lagi..gi la round segala show house...at least dpt some ideas..
don't copy sebijik2...itu yg bvfs06 kata recycled idea..
you just nak familiarize yourself ngan concept mana u nak...before u implement it..
as for me, sbb takde budget byk sgt..buat sikit2..kumpul duit sikit2..but stick to the same concept..

Ariys21

Post Last Edit by bvsf06 at 14-10-2009 20:09

Post Last Edit by bvsf06 at 14-10-2009 20:09 Kalau ikut expert, rule of thumb utk renovation work (xtermasuk loose furniture and appliances) mesti spend xlebih dari 30% dari nilai rumah. Kalau more than that considered as unprofitable. Elakkan dari terlalu banyak buat built-in carpentry works dalam rumah especially kalau ada possibility untuk pindah in the future.

bvsf06 Post at 14-10-2009 20:02

wa...bagus ni...sbb hari tu i spend about 10% of the house value..so boleh tambah lagi 20% ni..hehehhehe
cuma kena kumpul duit la..

honeybee1802

1130# bvsf06
ID feenya sajerk baper ek?my hubby got fren yg keje ID..initially b4 msk umah dia ada mintak pandangan..ado drawing gak..but tak ikut sepenuhnya..mana taknyer..hubby jek juper dia..akunyer idea dia tak cekup..sudahnyer biler dia mai umah aku dia kata, konsep dah cacamarba...mana taknyer time tuh konon konsep nak moden, kipas ada lampu bunga2 plak...hahha..funny tul. then malu punyer pasal hubby tukar ler kipas lain.terpaksa carik floor light.ni satu hal jugak.baper kali ntah dia beli.sib baik setel with rm45..kan fulush asik kuar jek kan..tu pun hubby ada ati nak tukar decor light.aku ckp tak yah..pakai jek  dulu lgk 5 taun ka, br tukar...next time kalo nak dicuss aku kene joint la..aku takleh, particular with colors, furnitures pada aku kene functional, takleh sajer berhias kat situ..
ni aku igt nak buat built in kat master bedroom yg comel itu..aku rs mencabar gak nih, sbb saiznyer yg kecik..

rimbun1

1132# Ariys21

Thanks for advice...ada jugak beli majalah deco niii.. tp citarasa kitorg nii mmg lain skit. agaknya kena talk face to face ngan ID baru bole diorg bg idea kut. pastu dah banyak dah g jln2 kat kedai perabut,,, nak cari sofa tp tak jumpa jugak. basically kitog ni suka yg simple jer. sofa tuh nak "kurus" jer... sbb nak nampak ruang tamu luas. tp sofa jenis kayu but ada tempat duduk yg ada kusyen dah tak banyak keluar. semlm jumpa satu... RM2900, harga asal RM5980, tp huby kata takmo yg 1+1+2.. nak cari 1+2+3... fuh susah betul.

lymie

saya ade rumah..x de renovation pon...tgh nk buat PL utk beli brang basic...dok ngan MIL ..ade beli barang..tapi x kan nk angkut plak.....
nk masuk umah baru .. byk nk kena belanja....huwaaaaaaaaaa

meya

1132# Ariys21  

Thanks for advice...ada jugak beli majalah deco niii.. tp citarasa kitorg nii mmg lain skit. agaknya kena talk face to face ngan ID baru bole diorg bg idea kut. pastu dah banyak da ...
rimbun1 Post at 19-10-2009 13:05

Wow sampai half price sofa tuh ..kat mana ek?  Ker sekarang nih memang banyak kedai buat sale.

Tenkiu.

meya

bvsf06,

Banyak gak yang u dapat dengan spend sebanyak tuh...grille sekali pulak tuh...berbaloi2 rasanya.

Semoga semua elok dan menjadi seperti yang u inginkan.

gals2

kunci rumah dah hampir2 nak dpt neh..budget mmg takde..wakaka.. sbb uit dah byk abis tuk baya 10% ngan lawyer.. duit budget2 je tuk  grill ngan wiring lampu kipas... set bilik tido dulu2 masa kawen ada.. yang lain2 bio kan je la rumah kosong..ekeke..

membe aku sanggup pinjam uit sana sini nak buat KC..

aku takut plak nak berhutang byk2 sgt..huhu.. duit oo duit...

lymie

betol ..tu saya pon pk nk buat PL..tapi kengkawan CF x galakkan..
betol gak ckp derang.. rumah byk barang.. tapi pikiran x senang..sana sini utg baik kosong ..baru2 memang x de barang..pelan2lah kita kayuh sama2 erk...hik.