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Originally posted by alovera at 15-9-2008 10:34 AM 
Dah habis story ker ada lagi sambung?
alovera, saya ada tampal my umrah trip as a guideline utk mereka yang ingin join..ada tips dan info , dan bahasa diedit dr sini mengikut kesusuaian group forummers..
http://forum.cari.com.my/viewthread.php?tid=362688&extra=page%3D1&page=79
Quotation menunaikan haji....
kata kata dr tukang tempek gambar ni kat Travel board...
Harga Pakej Mengerjakan Haji Tahun 2008 ni...
Ini cuma untuk 22 hari dan 16 hari.aje...
So.....( dengan izin pinjam cakap Ustaz )...
Fikir fikirkanlah dan renung renungkanlah...
Wasalam.... |
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- Asian equity technicals - Selling climax?
Asian stock markets probably witnessed a selling climax yesterday, followed by strong recoveries later in the day. Led by rebounds in Hong Kong and Singapore, other Asian markets including Malaysia, Indonesia and Thailand also recovered strongly. After a pronounced selling climax, markets usually experience a rebound for 5-10 trading days. We must see strong follow-through of the rebound of Asian equity markets over the next few days. If not, investors can expect weakness to continue once the rebound ends.
Our worry is not about Asian markets but rather the US equity market. We did not expect the DJIA to break the 11,000 support level this week but the index dropped below 10,600 on Wednesday. Although the DJIA rallied last night, we would turn positive only if it smashed its immediate resistance at 11,460. We would be very bearish if the DJIA broke below the Sep 08 lows in the coming weeks. |
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- Banking sector update - No US contagion
Our checks with Malaysian banks revealed that their exposure to the securities of US financial institutions is negligible. Only Maybank may have exposure to these instruments but the total value is estimated to be only US$10m, less than 0.3% of its shareholders' funds and 1% of net earnings. This is not a surprise as the operations of Malaysian banks are focused on Asia, primarily in the Asean region. On this score, we view Malaysian banks as a safe haven amidst the global financial turbulence. While we believe that the selldown of the banking stocks is overdone, we remain NEUTRAL on the sector in light of a potential slowdown in loan growth and uptick in NPL. Public Bank remains our top pick for its strong fundamentals and defensiveness to an industry downturn. |
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Tq Kirawang.  Saya reply kat sana.
[ Last edited by alovera at 19-9-2008 10:47 AM ] |
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Originally posted by frapamocha at 19-9-2008 10:35 AM 
- Banking sector update - No US contagion
Our checks with Malaysian banks revealed that their exposure to the securities of US financial institutions is negligible. Only Maybank may have exp ...
Wah siap font size besar kaler merah lagi...
Mmg agak risau bila tengok market sekarang ni,
moga source tu dapat terus meyakinkan pelabur. |
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Originally posted by kirawang at 19-9-2008 06:51 AM
Din, kau jangan layan any posting dr mereka yang jiwa kacau. Bulan puasa ni, syaitan semua tak de, tapi yang ada hanyalah manusia yang masih terikut terikut dengan perangai syaitan. Provoke s ...
"Untuk cina JB, sampai masih menjejaki us sampai ke sini, disini kami berbincang ttg U Trust, bukannya sibuk berbincang ketuanan melayu atau mana mana kaum pendatang. Jangan risau, dan kamu tidak dialu alukan.."
Ohhhh... Nak panggil JB pun kena sebut cina or India or Serani ker?
Bagaimana dengan melayu kirawang?
Dah buat sales jual unit trust pun takleh membuka minda, boss salesman konon.
Ehhh.... Boss UT, aku ada RM50k nak beli UT PM, nak tunggu bila masa yang sesuai? Sekarang ker?:re: :re: |
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komisyen dah masuuuukkkkkkkk , advance...
selamat shhopping untuk hari raya...
P/s..Raya paling happening utk tauke,,,,,
kereta baru..
semalam saya jadi tukang bawak beg dia, shopping sakan kat boutique Zara ......
[ Last edited by kirawang at 20-9-2008 03:06 PM ] |
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Bursa Asia kembali melonjak
HONG KONG 19 Sept. - Bursa saham Asia kembali melonjak hari ini selepas munculnya berita mengenai rancangan Kerajaan Amerika Syarikat (AS) untuk menyelamatkan bank negara itu daripada risiko hutang gadai janji, sekali gus membawa harapan kepada penyelesaian krisis kewangan yang terburuk dunia sejak sedekad lalu.
Indeks Hang Seng Hong Kong melonjak 9.6 peratus pada penutup naik 1,695.27 ke paras 19,327.73 mata dan Indeks Nikkei, Jepun meningkat 3.76 peratus pada paras 11,920.86 mata.
Indeks penanda aras bursa saham Shanghai, di China meningkat sehingga 9.46 peratus, peratusan kenaikan tertinggi dalam sehari, selepas pelabur membuat belian saham secara berterusan apabila kerajaan negara itu mengurangkan cukai bagi pembelian saham.
Aliran menaik juga berlaku dalam pasaran saham Taiwan, Korea Selatan dan Australia.
Selepas mengalami kejatuhan teruk dalam tempoh seminggu, pasaran serantau melonjak berikutan kenaikan semalaman di pasaran Wall Street, dengan Indeks Dow Jones meningkat sebanyak 410.03 mata atau 3.86 peratus kepada 11,019.69 mata, peratusan peningkatan terbesar sejak bulan Oktober 2002.
Minat pelabur juga didorong oleh laporan mengenai tindakan kerajaan AS yang akan menyelamatkan bank dengan membeli aset bermasalah ketika krisis kewangan semasa menumbangkan syarikat-syarikat gergasi di Wall Street seperti Lehman Brothers, Merrill Lynch dan Bear Stearns.
Maklumat lanjut berhubung cadangan penyelamatan itu masih diteliti, tetapi Setiausaha Perbendaharaan AS, Henry Paulson yang menghadiri mesyuarat di Capitol Hill berharap penyelesaian tepat dapat dicari terhadap masalah ini.
''Penyelesaian yang dibuat secara besar-besaran akan menyelesaikan masalah tersebut... Ia merupakan perkara yang penting pada masa ini, kerana ia menjadi fokus pasaran,'' kata pakar strategi dengan Macquarie Securities di Hong Kong, Daniel McCormack.
Apa yang paling penting dalam langkah kerajaan itu adalah membantu industri perbankan secara menyeluruh, kata Scott Fullman, Pengarah Strategi Pelaburan Derivatif, WJB Capital Group. Bagaimanapun, pada masa ini Kerajaan AS hanya membantu institusi yang dilihat sebagai berharga kepada negara itu.
''Pasaran kini berada dalam keadaan yang sangat sensitif dan jika dilihat pada skala, satu hingga 10, pasaran adalah 13,'' katanya.
Beliau berkata, ''Saya tidak mengatakan bahawa masalah besar itu telah dapat diselesaikan, tetapi pada waktu ini, semuanya nampak positif bergerak ke arah aliran menaik.''
Pengumuman itu menyaksikan pemulihan harga dalam pasaran hadapan AS. Pasaran hadapan Dow naik 106 mata atau satu peratus kepada 11,088 dan dagangan hadapan S&P 500 naik 27 mata atau 2.3 peratus kepada 1,230.40 malam pada Khamis lalu.
Dolar AS juga turut meningkat kepada 106.97 yen, manakala Euro jatuh kepada AS$1.4200.
Berita rancangan menyelamat itu juga membawa kepada peningkatan bursa saham di Asia terutamanya saham-saham di sektor kewangan.
Di Australia, harga saham Macquarie Group Ltd., bank pelaburan dan firma sekuriti terbesar di negara itu naik 44 peratus.
Di Hong Kong, pemberi pinjaman terbesar China, Industrial & Commercial Bank of China Ltd. meningkat u 14 peratus. Saham bank di Jepun dan Australia turut meningkat.
Pasaran saham China mengalami pantulan selepas kerajaan menghapuskan 0.1 peratus cukai pembelian saham, bermula hari ini, telah menyebabkan lonjakkan pasaran.
Kerajaan negara AS juga mengumumkan rancangan untuk menggunakan dana pelaburan untuk membeli saham dalam tiga bank utama negara itu bagi membantu menstabilkan harga saham mereka, yang telah jatuh akibat pengumuman |
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Bottom line KLCI belum confirm, buat apa gopoh nak celebrate? |
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After the Bailouts, Will This Be the Market Bottom?
Posted Sep 19, 2008 03:03pm EDT
by Aaron Task in Investing, Recession, Banking Related: MS, GS, ^DJI, ^GSPC, FHN, HBAN, XLF
Setting aside legitimate concerns about the ultimate costand the debate over whether free market capitalism has a future,investors are wondering if an unprecedented level of governmentintervention has put a floor under the stock market.
In other words: Was that the bottom?
The early returns are good (for those long). After buying the rumor Thursday of a government plan to bail out banks Thursday,traders bought the news of said plan Friday -- and scrambled to cover shorts as the SEC's temporary ban went into immediate effect.
Afterjumping 400 points on Thursday, the Dow was up 347 points, or 3.2% inrecent Friday afternoon trading, while the S&P was higher by 3.6%and the Nasdaq by 2.5%.
"It does feel -- and did feel yesterday -- like all the earmarks of a major bottom," are in place, says Tom Brown, chairman of Bankstocks.com.
Brownalso runs Second Curve Capital, a hedge fund that only invests infinancial stocks, has been net long for some time and was certainlyenjoying the benefits of Friday's robust rally in bank and related stocks.
Whether the government's action prove successful long term remain to be seen.
In the near term, the Dow's significant rally off Thursday's intraday low of 10,459.44"keeps the upper end of the trading range reachable," writes veterantechnician Richard Suttmeier. "This is the 200-week simple movingaverage at 11,750."
But not everyone is embracing this rally.
"Ihave never woken up to bigger gains in my portfolio and they have neverbeen less deserved," writes blogger and private equity investor Howard Lindzon.
Like many, myself included, Lindzon is concerned about the long-term implications of government interference in the financial markets on such a massive scale.
Finally, noting the Dow is on track for its biggest 2-day rally since 1929, Barry Ritholtz asks: "And how'd that work out for ya?" |
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Originally posted by jbtrader at 20-9-2008 09:04 AM
Bottom line KLCI belum confirm, buat apa gopoh nak celebrate?
apa celebrate?
kami.. muslim, now celebrating fasting month and another week, we going to celebrate hari raya..
we need klci at bottom level in order to get investors melabur masa harga rendah. |
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Reply #113 kirawang's post
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1000 point ini support level kah? |
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Dia keluar masa SBB sudahpun dikenali sebagai CIMB WA ke?
Originally posted by rebung at 18-9-2008 11:03 PM
kawan office aku dulu dia invest melalui agen SBB ->agen CIMB-A ... lepas tu Agen CIMB-WA tu masuk Ke PM...perempuan agen tu dan sudah dikira taraf berjaya masa dalam CIMB-WA...aku tak past ...
Itu yg paling penting ko kena buktikan. Satu lagi, aku takut ada unsur2 "twisting" kat sini, iaitu menghentikan inv. dari comp. lain untuk dibuat fresh inv. kat comp. baru agent tu ( PM ). Aku hanya takut perbuatan tidak beretika ni merugikan investors je, iaitu redeem inv. clients semasa belum break even lagi dan sebelum mendapat profit, jadi clients kena double loss, iaitu invesment mereka diredeem semasa belum break even or making profit, dan rugi pula masa kena charge untuk buat fresh inv. dengan PM. Sebab apa aku boleh buat knowledge-based assumption macam tu, sebab biasanya agents yg suka melompat ni tak berada lama kat satu2 company sebelum dia melompat, mungkin setahun je, jadi inv. clients yg dia jaga tu memang belum make profit lagi, sebab memang kita tau yg unit trust inv. ni perlukan at least 3 tahun untuk mendapat profit yang betul2 menguntungkan, tu pun dia nak redeem jugak untuk dibuat fresh inv. dengan comp. baru dia. Majority agent yg suka melompat katak macam ni samalah dengan politicians yang suka melompat parti kat Malaysia ni, hanya pentingkan diri sendiri tanpa memikirkan kepentingan investors. Mereka lupa, atau buat2 lupa yang kepentingan clients pun mereka kena jaga2 betul2 juga, sejajar seperti mana mereka menjaga kepentingan tembolok sendiri. Kalau tidak golongan agents seperti ini memang layak kita panggil sebagai golongan yang bacul dalam perniagaan.
Yang paling penting, agents yg suka melompat ni biasanya kurang keyakinan kepada diri sendiri dan tak banyak yang betul2 berjaya, kecuali consultant yang memang betul2 tulen dan berkaliber lah.
[ Last edited by Robertoz at 20-9-2008 10:08 PM ] |
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Originally posted by kirawang at 19-9-2008 06:51 AM
Din, kau jangan layan any posting dr mereka yang jiwa kacau. Bulan puasa ni, syaitan semua tak de, tapi yang ada hanyalah manusia yang masih terikut terikut dengan perangai syaitan. Provoke s ...
Kirawang, aku setuju dengan perjuangan mu untuk memajukan orang kita dalam perniagaan umumnya, dan industri unit trust khususnya.Yang tu aku memang menyokong sepenuhnya tanpa ragu2. Yang sangat aku kesalkan, mungkin ada sesetengah cara mu yang aku tak setuju, iaitu menegatifkan imej comp. yg mu lihat sebagai competitor dengan taktik menyerang menggunakan modal lama, iaitu menyerang CIMB WA semasa mereka dikenali sebagai SBB dulu. Tu pun banyak yg bercampur dengan fitnah, dan bukannya datang dari sumber third party yg tanpa ragu2 dapat kita pegang sebagai soundly reliable. Dah lah mu buat terang2 kat open forum macam ni, tak bagi muka langsung , manalah diorang tak bengang dengan mu. Dengan comp. lain mu tak buat lagu tu pulak, MAAKL ke, CMS ke, Apex ke, nampak sangat mu ada hidden agenda, ada udang di sebalik batu.
Orang yang normal memang mesti dapat bacalah apa niat mu. 
Yer lah, mungkin ni asam garam dunia ni yg mu terkutip dan dijadikan habit mu, mungkin tanpa sedar mu teramal habit ni dari upline mu dulu ke, segalanya mungkin mana kita tau kan. Cuma kalau boleh mu buanglah habit ni, mungkin buat masa ni ada kesannya dari segi keuntungan kpd mu, tapi aku jamin kesan buruk dia lagi banyak dari keuntungan sementara yg ko dapat. Dan kesan buruk tu sedikit sebanyak pasti akan datang balik kat ko dalam bentuk yg ko x jangka...Ko pun dah mature dalam bidang ni, ko mesti FAHAM maksud aku kan.
[ Last edited by Robertoz at 20-9-2008 09:58 PM ] |
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sudah2 la tu... market tgh low ni, baik ko pegi cari investor je dari nak buktikan tah hape2 tu... takde untungnya utk diri sendiri dan orang lain... nothing to prove here... bosan la perangai ala2 newbie ni (walaupun maybe ko dah lama jadi agent)... bukak pekung di dada je... dah lama aku dok baca tapi malas nak amik pot... tapi makin menjadi2 la... terpaksa la ckp....
byk lagi benda nak kena buat bro drp menyibuk kat sini... bosanlah... tolongla, ni thread PM yg byk dok participate kat sini mostly univest group... biarlah kirawang nak ego ke apa ke... ini thread dia, nak naikkan semangat kami... kami kenal dia, hati budi dia... so kitorang takde masalah pun ngan benda tu....
ko pegi thread cimb, pegi canang kat sana pulak cimb the best, agent PM lompat masuk CIMB ke apa ke... dan kalau ko rasa nak kutuk PM pun, kutuk la... takde sape nak kacau ko kat sana...
yg penting, sales kirawang juta2 sebulan... yg tu dia dah prove he is one of the best dan honestly dulu2 aku penah ikut dia buat sales, takde dia kutuk2 cimb ke apa ke depan clients.... be professional... usaha berkat dan konsisten... itulah kirawang... bukan aku taksub ngan dia... tapi itulah dia... orang yg cakap serupa bikin....
dahla... bulan puasa ni... tak elok bertekak2 tah hape2... dosa kering je... selamat berbuka semua... |
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Bush team, Congress negotiate $700B bailout
By JULIE HIRSCHFELD DAVIS and DEB RIECHMANN, Associated Press Writers
Sat Sep 20, 7:52 PM ET
WASHINGTON -
The Bush administrationasked Congress on Saturday for the power to buy $700 billion in toxicassets clogging the financial system and threatening the economy asnegotiations began on the largest bailout since the Great Depression.
The rescue plan would give Washington broad authority to purchase bad mortgage-related assets from U.S. financial institutionsfor the next two years. It does not specify which institutions qualifyor what, if anything, the government would get in return for theunprecedented infusion.
Democrats are pressing to require that the plan help more strappedborrowers stay in their homes and to condition the bailout on newlimits on executive compensation.
Congressional aides and administration officials are working throughthe weekend to fill in the details of the proposal. The White Househoped for a deal with Congress by the time markets opened Monday; toplawmakers say they would push to enact the plan as early as the comingweek.
"We're going to work with Congress to get a bill done quickly," President Bush said at the White House. Without discussing specifics, he said, "This is a big package because it was a big problem."
The proposal is a mere three pages long, but it gives sweepingpowers to the government to dispense gigantic sums of taxpayer dollarsin a program that would be sheltered from court review.
"It's a rather brief bill with a lot of money," said Sen. Chris Dodd,D-Conn., the Banking Committee chairman. "We understand the importanceof the anticipation in the markets, but we also know that what we'redoing is going to have consequences for decades to come. There's not asecond act to this — we've got to get this right."
Lawmakers digesting the eye-popping cost and searching for specificsvoiced concerns that the proposal offers no help for strugglinghomeowners or safeguards for taxpayers' money.
The government must bail out the financial system "because if wedon't, it will have a tremendous impact on American consumers,homeowners, taxpayers and the rest," House Speaker Nancy Pelosi,D-Calif., said in San Francisco.
But, she added, "We cannot deal with this unless this bailout helps families stay in their homes."
Senate Majority Leader Harry Reid,D-Nev. said "we cannot allow ourselves to be in denial about the threatnow facing the world economy. From all indications, that threat isreal, and the consequences of inaction could be catastrophic. Everysingle American has a stake in preventing a global financial meltdown."
The proposal would raise the statutory limit on the national debtfrom $10.6 trillion to $11.3 trillion to make room for the massiverescue.
"The American people are furious that we're in this situation, and so am I," the House's top Republican, Ohio Rep. John A. Boehner,said in a statement. "We need to do everything possible to protect thetaxpayers from the consequences of a broken Washington."
Signaling what could erupt into a brutal fight with Democrats overadd-on spending, Boehner said "efforts to exploit this crisis forpolitical leverage or partisan quid pro quo will only delay theeconomic stability that families, seniors, and small businessesdeserve."
Bush said he worried the financial troubles "could ripplethroughout" the economy and affect average citizens. "The risk of doingnothing far outweighs the risk of the package. ... Over time, we'regoing to get a lot of the money back."
He added, "People are beginning to doubt our system, people werelosing confidence and I understand it's important to have confidence inour financial system."
Neither presidential candidate took a position on the proposal. GOP nominee John McCain said he was awaiting specifics and any changes by Congress.
Democratic rival Barack Obama used the party's weekly radio address to call for help for Main Street as well as Wall Street.
Their language reflected a tricky balance that politicians in both parties are trying to strike, just six weeks before Election Day:Back a plan that doles out hundreds of billions to companies that madebad bets and still identify with the plight of middle-class voters.
Besides mortgage help and executive compensation limits,Democrats are considering attaching middle-class assistance to thelegislation despite a request from Bush to avoid adding items thatcould delay action. An expansion of jobless benefits was onepossibility.
Bush sidestepped questions about the chances of adding suchitems, saying that now was not the time for posturing. "I think mostleaders would understand we need to get this done quickly, and youknow, the cleaner the better," he said about legislation being drafted.
Treasury officials met congressional staff for about two hourson Capitol Hill on Saturday. Discussions centered on how the plan wouldwork, and Democrats proposed adding the executive compensation limitsand new foreclosure-prevention measures. Details of those changes werenot available Saturday. Bush and Treasury Secretary Henry Paulson conferred by phone for about 20 minutes in the afternoon, gauging how the negotiations were unfolding.
Among the key issues up for negotiation is which financial institutionswould be eligible for the help. The proposed legislation doesn't makeit clear, leaving open the question of whether hedge funds or pension funds could qualify.
On Saturday night, Treasury released a fact sheet stating that eligiblefinancial institutions "must have significant operations in the U.S."unless Paulson determines, after consulting with Federal Reserve Chairman Ben Bernanke, that "broader eligibility is necessary to effectively stabilize financial markets."
The proposal does not require that the government receive anything frombanks in return for unloading their bad assets. But it would allowTreasury to designate financial institutions as "agents of thegovernment," and mandate that they perform any "reasonable duties" thatmight entail.
The government could contract with private companies to manage the assets it purchased under the rescue.
Paulson says the government would in essence set up reverse auctions,putting up money for a class of distressed assets — such as loans thatare delinquent but not in default — and financial institutions wouldcompete for how little they would accept.
___
Associated Press Writer Terence Chea contributed to this report from San Francisco. |
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Category: Belia & Informasi
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Author
Post time 19-9-2008 10:33 AM
