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Author: batu kikir

Waiting For Property Bubble To Burst

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Post time 18-12-2012 02:02 AM | Show all posts
cmf_premierleag posted on 6-12-2012 08:03 AM
for 625sq ft + superb location, can get RM1300 for rental (padehal medium cost apartment jek - ken ...

tu unit kosong?
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Post time 18-12-2012 02:04 AM | Show all posts
@cmf_premierleag sengal laa ko nie.....! aku baru check kat mudah.my....... kenari court tu saiz 1,000kps++
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Post time 18-12-2012 02:06 AM | Show all posts
cmf_Juju posted on 6-12-2012 12:54 PM
nak kata x de shoparea - Jaya Jusco Rawang depan rumah i je. Pastu nak buat Shopping Complex sebel ...

next year 2013 ekonomi bakal terlingkup cam 1998.........
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Post time 18-12-2012 07:27 AM | Show all posts
Acong posted on 18-12-2012 02:06 AM
next year 2013 ekonomi bakal terlingkup cam 1998.........

1998 - i just start working after grad. So tak merasa pun ekonomi terlingkup tu camna Inflation & etc - alhamdulillah - i manage to gone through that year .

Biasa ekonomi terlingkup - harga rumah jatuh & the best time le to buy the house - i guess
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Post time 18-12-2012 09:29 AM | Show all posts
Laki aku nak jual umah apt dia kat KL punya la susah...5..6..bulan tak laku2..
lokasi : kat area pandan indah apt 4 tingkat...luas umah 650sft..
lokasi: area jln klang lama..mutiara apt..luas umah 750sft

lokasi tgh KL pun tak der org nak beli...ke tak mampu nak beli sbb bank susah nak release loan..?
for sure la kita nak jual umah dgn price yg kita fikirkan sepatutnya..
tapi bila submit ke bank..value yg ditetapkan tak spt yg seller nak jual...

tak mudah mana pun nak jual umah ni...walo lokasi cantek
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Post time 18-12-2012 10:45 AM | Show all posts
koko2 posted on 18-12-2012 09:29 AM
Laki aku nak jual umah apt dia kat KL punya la susah...5..6..bulan tak laku2..
lokasi : kat area pa ...

rumah tuh condition cantek ka?
kalo location dah superb tapi value rendah, most probably keadaan umah tuh sendiri yg buat dia drop value..

jual move-in condition ka? or original unit?


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Post time 18-12-2012 10:50 AM | Show all posts
baby_pingu posted on 18-12-2012 10:45 AM
rumah tuh condition cantek ka?
kalo location dah superb tapi value rendah, most probably keadaan  ...

jual original unit la..
ni kes beli peram then juai...
ada 3 biji umah yg tak bole nak juai...buyer nak beli..tapi kena top up loan byk kat bank..

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Post time 18-12-2012 10:56 AM | Show all posts
koko2 posted on 18-12-2012 10:50 AM
jual original unit la..
ni kes beli peram then juai...
ada 3 biji umah yg tak bole nak juai...bu ...

umah2 lain yg kat situ depa jual berapa?
value rendah2 jugak ka?

or perhaps u better attract buyer yg with better income/cash value?


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Post time 18-12-2012 11:01 AM | Show all posts
baby_pingu posted on 18-12-2012 10:56 AM
umah2 lain yg kat situ depa jual berapa?
value rendah2 jugak ka?

area mutiara apt 750sft b4 ni bole sell up to 140K (thn 2010)...
aku rasa now ni org ramai yg jobless..@ gaji tak cukup...nak adakan D/Payment...
bank plak susah nak bagi 100% loan

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Post time 18-12-2012 02:50 PM | Show all posts
tina^^ posted on 18-12-2012 02:42 PM
apartment mmg leceh + susah nak jual. it took us 1 year ++ to complete the deal. lecehhhh giler. i ...

sebab landed property bleh dpt buyer2 yg dah matured financial status.
yg apartment nih kadang2 buyer ada yg baru kerja 2-3 tahun, ada yg baru nak start family, newly wed..
tuh yg jadik kes nak cari umah murah and kalo bleh nak cari yg takya byr d/p or 100% bank loan
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Post time 19-12-2012 02:15 AM | Show all posts
koko2 posted on 18-12-2012 09:29 AM
Laki aku nak jual umah apt dia kat KL punya la susah...5..6..bulan tak laku2..
lokasi : kat area pa ...

ada iklan kat mudah.my???
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 Author| Post time 23-12-2012 11:53 PM | Show all posts
See............

Aku dah cakap, yang buat rumah mahal ni adalah speculators. Dia bukan nak duduk pon. Beli (pinjam bank) ............. create market, manipulate market, create more demand (apa taknya seorang dah ada 10 rumah) over supply .............. To the real house buyers, dok gelisah..........nak tak nak beli satu at the top side. Takut rumah akan naik lagi. Seumur hidup jadi beban bayar loan dan interest. Kebanyakkannya orang biasa-biasa je.

So sifirnya ................. speculators buat untung RM 300 - 500 K untuk satu rumah teres 2 tkt. Dan cuba darabkan dengan 4-5 biji rumah dia orang ada dan nak jual. RM 1million ++ untung. Tapi yang suffer ialah pembeli yang sebenar.............deduct dekat 50% of salary. Terpaksa catu makan, pakai keta murah, tak yah pegi cuti, kerja cam kuli ................. sebab nak bagi speculators untung dan makan banyak. Di segi ekonomi tak menguntungkan...........bila ramai orang tak dapat berbelanja untuk beli barang2 lain disebabkan ikat perot nak bayar rumah. Industri lain mungkin tersungkur sebab dah kurang pembeli.  Disegi moral/ethics ............... sangat tidak berperikemanusiaan. And these are the people who shout loud on increase RPGT by Gomen or to tighten property financing by banks.

Solution.
The real power in this money game is still the Government. Gomen boleh buat macam-macam to soften the market, contoh: syarat2 baru pembiayaan Bank2 diketatkan, Income Tax - to consider personal income tax on property gains bukan setakat RPGT je, statutory declaration untuk membuktikan tidak pernah ada rumah termasuk anak isteri. Perumahan 1Malaysia yang kerajaan Najib nak buat  mungkin salah satu cara nak soften the market. Banyak lagi Gomen bolih buat ............... kalau Gomen nak lah.

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Post time 24-12-2012 01:53 AM | Show all posts
alahai.......ada satu area dkt tropicana where the land belongs to JAIS and JAIS JV sama DRB utk build residential property dkt situ sampai skang byk unit belom terjual. itu mau salahkan siapa pulak?

walhal that residential property is only limited to muslim + bumi buyer. JAIS had restricted the market buyer to be as such. bumi buyer pulak ada reduction of 7% discount from the developer price and that area almost speculator-free sbb speculator tak masuk eh kws2 malay rezab nie, the price offered is way much cheaper than its surrounding area, tp bumi lot ttp tak abes jual aper kes???
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Post time 24-12-2012 01:54 AM | Show all posts
untung laa beli property utk buat sewa.... lagi untung drpd buat loan ASB.......


beli masa undercon, RM200K, sudah siap, jual RM400K.......
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Post time 24-12-2012 01:57 AM | Show all posts
Acong posted on 24-12-2012 01:54 AM
untung laa beli property utk buat sewa.... lagi untung drpd buat loan ASB.......

memang  pon.....

sesiapa boleh buat loan rumah lebe baik buat loan rumah dari buat asb loan....

realiti pahit (manis actually) tapi benar......




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Post time 24-12-2012 02:07 AM | Show all posts
tina^^ posted on 24-12-2012 01:57 AM
memang  pon.....

sesiapa boleh buat loan rumah lebe baik buat loan rumah dari buat asb loan.... ...

bank akan ambil kira ASB loan tu sbg commitment..... jika gaji ko RM3K, loan ASB bulanan RM500, ko tinggal RM2.5K saja...... biarpun bulanan ko tak perlu bayar loan ASB tu sbb bayar guna dividen.....

utk jenis malas nak uruskan rumah sewa, elok beli rumah utk kediaman sendiri sblm buat loan ASB.
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Post time 24-12-2012 02:10 AM | Show all posts
aku rasa property bubble nak burst cam ambil masa lagi....... mostly owner yg jual dgn keuntungan RM100K-200K nie upgrade beli yg lagi mahal.......
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Post time 24-12-2012 02:30 AM | Show all posts
lagipon,bila bank dah ketatkan syarat2 pembiayaan ie. based on net salary (previously based on gross salary), puak puak yg merana adalah........

bila kerajaan come out with idea perumahan skim rumah pertamaku, tiba tiba rega property sekitar makin naik mendadak, puak puak yang merana adalah.....

bila kerajaan impose RPGT up to 15%, puak puak yg merana bukanlah dari pihak speculator tapi.....

so ???

kalau naktunggu kerajaan yg bela naseb kita alamatnya.......
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Post time 24-12-2012 09:40 AM | Show all posts
tina^^ posted on 24-12-2012 01:53 AM
alahai.......ada satu area dkt tropicana where the land belongs to JAIS and JAIS JV sama DRB utk bui ...

sayangnya unit tak terjual..

adakah sebab tak ramai yg mampu? gaji kecik? or sebab dah ambik byk sgt loan2 lain, pastu komitment tinggi sgt sampai takleh dpt housing loan



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Post time 24-12-2012 09:41 AM | Show all posts
Acong posted on 24-12-2012 02:10 AM
aku rasa property bubble nak burst cam ambil masa lagi....... mostly owner yg jual dgn keuntungan RM ...

tahun depan mmg tak ler kot..

kat penang depa siap kata akan increase 5-10% lagik next year
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