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View: 4020|Reply: 31
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nak beli keta..bank mana yg korang prefer nk buat loan
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salam..aku nk tnya korg,korang yg dah beli kreta,korang buat loan dgn bank mana?n bank mana yg bg rate rendah dan brapa rate nya.. |
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salam..aku nk tnya korg,korang yg dah beli kreta,korang buat loan dgn bank mana?n bank mana yg bg rate rendah dan brapa rate nya..
teddystar Post at 14-10-2009 19:05 
nak beli keta apa? teddy keja apa eh? Loan kat Maybank paling senang approve.. kalau nak tgk rate.. nak kena tau jugak nak beli keta apa..sbb lain kereta lain ratenya.. huhu |
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harus juga bertanyakan sting..sbb dia jual kereta  |
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teddy nak amik viva ja..hmm ari 2 dah g survey kat perodua. agent 2 ckp rate bank sama ja..btl ke??skrg yg tddy tau,eon bank,3.75%..then td bual2 ngn membr2 ofis,dia ckp da bank lagi dpt low dr 2...sbb adik dia leh dpt low than that...huhuhu now tddy confius...agent 2 tipu teddy ke,or apa.. |
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teddy nak amik viva ja..hmm ari 2 dah g survey kat perodua. agent 2 ckp rate bank sama ja..btl ke??skrg yg tddy tau,eon bank,3.75%..then td bual2 ngn membr2 ofis,dia ckp da bank lagi dpt low dr 2...sb ...
teddystar Post at 14-10-2009 19:15
yap..betul la tu.. tp gi try tanya Bank Islam.. boleh dapat rendah sikit dr tu... |
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yap..betul la tu.. tp gi try tanya Bank Islam.. boleh dapat rendah sikit dr tu...
missdiyana Post at 14-10-2009 20:17 
huhuhu...apa yg btl?? agen 2 ckp btl ke,membr ofis tddy ckp btl? |
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kena rajin survey n cll bank2 tu utk wat comparison... |
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kena rajin survey n cll bank2 tu utk wat comparison...
haneiy79 Post at 14-10-2009 21:02
mean apa yg agen 2 ckp xleh percaya n ikt je la eh?kena survey sndiri gak?huhu |
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mean apa yg agen 2 ckp xleh percaya n ikt je la eh?kena survey sndiri gak?huhu
teddystar Post at 14-10-2009 21:04
ntah laa.. hani wat survey sndiri.. call bank.. ada bank rate lain2 .. n tak sama utk semua jenis keter.. apa lagi antara import dgn local.. cuma kalau amik loan bank yg salesman tu bagi .. lagi senang kot.. sbb dah attached bank tu dgn kedai tu... kalau bank lain ..tah laa.. maybe procedure lain sikit.. tp cuba laa.. masa hani survey kebetulan bank yg attached dgn kedai tu lagi murah.. so proceed je laa dgn bank tu.. hani amik ambank... dah 4thn dah pun... |
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rasanyer nyer the best service for hire purchase is ambank.. |
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bangkok ... |
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rasanyer nyer the best service for hire purchase is ambank..
babycc Post at 14-10-2009 20:40
AmBank always provide the best service to our customers  |
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AmBank always provide the best service to our customers
missdiyana Post at 14-10-2009 22:00 
tp klu ko x bayar sebulan.. silap2 ada la org tarik keta ko nanti. ambank bab2 chase nie.. mmg terror. |
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ahkak yg dikatekan bkn tukang tarik keter/repo berkate...
1. ambank bank no. 1 dlm hire purchase trenseksion kt mesia...ni yg derang claim kalu cek kt website derang la....
2. rate interest hire purchase mmg laen2 ikut jenes keter/vehicle/class/jenes loan...generally loan interest keter local mahal sikit, dlm 3.75% pa up to period 108 month/9 years...non-local dlm 3.50% pa...
3. tgk jugek jenes loan...ade yg nk fixed...maknenyer die nk bulan2 same je instolmen smpi abes period loan...tp ade jugek jenes loan non-fixed interest...die ikut base lending rate (BLR)...kalu BLR tinggi mcm skangni 5.5% pa kalu x silap, tinggi la instolmen bulan2..kalu rendah, kot la rendah dlm bulan tu (which is olmos impossible)......mebi kene baya instolmen utk bulan tu dlm 1% pa je ker...
4. ade jenes loan konbensyenel, ade yg didakwa islamik...tp hakikat die, interest/bunge/kadar keuntungan loan tu same je maknenye...
5. mmg kene g survey tetiap beng utk tgk rate interest/jenes loan hire purchase...cek pablik beng/embeng/mebeng/bcf (cimb)....tp generally rate same mcm ahkak ckp di atas...viva/local car 3.75% pa...
6. mcm nonlocal car, ade (manufacturer) yg offer interest below 3% pa...sbb die ade dept. credit derang yg offer loan to hirer...contoh mcm honda/toyota/bmw credit...under these Credit interest keter honda/toyota dlm 2.7/8% pa, keter bm dlm 1.88% pa...tp period loan max. 7 years la...dan subject to T&C...
7. gaye2 citer mcm ahkak ni SA kat showrum la plaks...
8. ahkak sajest utk menjawab soklan TT, ko g serbei dulu psl loan keter kt sumer beng yg ahkak tulis td...x paham, tanye smpi paham...kot x puas ati ngan espllenesion credit opicer beng, tulis mende yg ko x puas ati/x paham, tanye dlm ni...ramai porumer bley tolong eksplen...
9. Sales Asisten perodua tu pon ko x bley pecaye bulat2...agak2 x paham/meragukan, bley cross refer ngan porumer dlm ni...x pyh nk terburu2 dlm beli keter...
10. tip paling penting...bile ko nk banjer ahkak lunch atas tip2 di atas yg bernas inniew?.. |
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aku ambik bank islammmm.... |
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affin bank.. senang lulus. pastu kalau pegi bayar tak payah que lama2, sb takde org |
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2. rate interest hire purchase mmg laen2 ikut jenes keter/vehicle/class/jenes loan...generally loan interest keter local mahal sikit, dlm 3.75% pa up to period 108 month/9 years...non-local dlm 3.50% pa...philipinoe2 Post at 15-10-2009 10:50
ni rate utk 7 tahun ek kak? |
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19# masnina
dlm quot tu da tules 108 bulan/9 years... |
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Category: Cinta & Perhubungan
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Post time 14-10-2009 08:05 PM
变色卡
Author
