insuran rumah (MRTA)

lynn_azka

salam..nk tanye pendapat forumr kt sini,masa beli umah dlu kita ade byr MRTA betul x?then klu umah tu dh abis bayar,incase ade ape2 berlaku macam kebakaran ke,insuran tu boleh cover lagi x?tq

tuah_r

insuran kebakaran mcm lain jer dari MRTA...MRTA cover kalau peminjam matiii masa tempoh loann...kalau dah abis byr..takde hal aku rasa...

maklang_airell

itu len..MRTA is solely in case of death of the houseowner..so xperlu la anak bini nak kene sambung bayar utang.. kalo terbakar ker per ke len nyer insurance la..tuh bergantung kepada kite as houseowner pasal premium kiter yang nak bayar..xgitu~ sekarang nih MRTA is not an option anymore, dulu yer..

jenglut

3# maklang_airell


a'ah..betul la tuuu

ibm632

Pilih yg menguntungkan pengguna...

MRTA - Murah tapi tarak return so tarak untung

MLTA - Mahal tapi ada return .... dah value coverage tak menurun ...

tira

sebagusnya ambil insuran hayat.... 5# ibm632

tanya

dulu aku beli rumah tak ambik MRTA..

ibm632

AKu pun rumah yg pertama ...tak tahu lagi , so ambik mrta... tapi umadah guna yg ke 2 ni dah guna MLTA(takafulink) ...

J

take life insurance (takaful) with the same amount as your house loan.. cheaper than paying lumpsum for MRTA... (especially for loans more than RM350k)

ibm632

Yang penting ambik masa muda lagi ... baru tak payah buat medikal check up

J

salam..nk tanye pendapat forumr kt sini,masa beli umah dlu kita ade byr MRTA betul x?then klu umah tu dh abis bayar,incase ade ape2 berlaku macam kebakaran ke,insuran tu boleh cover lagi x?tq
lynn_azka Post at 3-3-2010 09:57

if you want your house to be covered in case of  burglary, fire or something..
go to any insurance providers & ask for houseowner & householder insurance...
i do insure a few things i keep in my house (pc, fridge, AV system, musical instruments & stuffs).. the only thing is you are the one who has to do the listing & estimates.. they won't come to your house & value your possessions..