Saya nampak, Pelbagai alasan2 diberi bila tidak berupaya buat sales,tidak achieve target, gagal attend and conduct training, dll denganpelbagai masalah bila dpt ujian dr Tuhan dan sekaligus gagalmelaksanakan t/jawab akan memakan diri kita sendiri secara kita sedaratau tudak..ianya virus yg boleh merosakkan daya pemikiran danmenyebabkan kita semakin lemah...lagi worst, bila kita menundingjari dengan mencari kesalahan org lain....
itu lah attitude yang perlu dibaiki bila kita nak maju kehadapan dlm any business..
kirawang Post at 15-10-2009 09:04
Wah! Motivated bila aku baca quote hang ni...ambik vc ni untuk bekalan semua stay motivated
Morgan Stanley raises 2010 ringgit forecast
Published: 2009/10/16
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Malaysia’s ringgit will likely strengthen to 3.20 per dollar by the end of next year, Morgan Stanley said, revising an earlier estimate of 3.35 to reflect an improved outlook for the economy and its balance of payments.
“Despite the extensive gains in recent weeks, the Malaysian ringgit still remains moderately undervalued in our view,” analysts Stewart Newnham and Yee Wai Chong wrote in a research report sent to clients today.
The ringgit recently traded at 3.3591 per dollar in Kuala Lumpur, having strengthened 6.2 percent in the past three months. -- Bloomberg
Next year's national budget, to be tabled in Parliament on October 23, will likely be smaller than this year's, Second Finance Minister Datuk Seri Ahmad Husni Hanadzlah said.
Budget 2009 amounted to RM207.9 billion, excluding the two stimulus packages worth another RM67 billion in total.
One of the focuses for next year's spending is to spur private investment, the minister said.
"We want the private sector to play a bigger role. Private investment has stagnated, we want to spur that for our economic growth in the future," Ahmad Husni told reporters after opening the National Accountants Conference 2009 yesterday.
He also said development expenditure would take up the remaining allocation planned under the Ninth Malaysia Plan since it is the final year of the blueprint's period.
He reiterated that the government plans to cut operating expenditure to keep the widening budget deficit in check, while trying to find ways to boost revenue.
"The government will cut costs by buying less new equipment and trimming travelling expenses by sending fewer officials on trips overseas," he said.
tak reti macamana nak tempek youtube,,,,
kirawang Post at 16-10-2009 10:36
Senang je sahabat...buka vc pilihan ko kat Youtube..ambik address dia..contoh
http://www.youtube.com/watch?v=6tWLqFmaNdQ
ko juz copy code jer..contoh address atas code dia 6tWLqFmaNdQ....klik youtube ikon kat msg reply then paste code kat situ.....walla!
Assalamualaikum...
jez nak tanya beberapa soalan....aku ada sorang kawan ni, buat CIMB...tapi disebabkan ada sikit isu (personal isu), dier takmo buat CIMB. aku pun approach dier and dier interested.my question is:
1. kalo Public punya agent nak join group lain, kena resign and then tunggu 6 bulan before rejoining back. utk CIMB ke public, still guna pakai syarat yg sama ker?
2. kalo guna pakai syarat di atas, mcm sekarang kalo dier resign than + 6 bulan dah jadi next year. so biler next year, adakah dier perlu amik xm lain or just bayar renewal fee to FMUTM in order to become public agent? pls advice...
ur kindly attention is much appreciated and hanya Allah Taala sahaja yg bole balas budi baik korang...
KUALA TERENGGANU: Ekonomi negara dijangka pulih dan mencatat pertumbuhan positif mulai tahun depan dengan menyandarkan kepada angka tunjuk ekonomi global yang dalam arah aliran pemulihan.
Timbalan Menteri Kewangan, Datuk Awang Adek Husin, berkata pemulihan ekonomi akan membawa kemakmuran kepada negara yang turut diterjemahkan menerusi peningkatan peluang pekerjaan untuk rakyat.
“Dalam suku pertama dan kedua tahun ini, ekonomi negara menguncup seiring dengan situasi global. Bagaimanapun, pengucupan pada suku kedua lebih kecil iaitu 3.9 peratus berbanding enam hingga tujuh peratus pada suku pertama,” katanya.
Beliau berkata demikian selepas merasmikan majlis Konvokesyen Kolej Islam Sains dan Teknologi (KIST) kedua di sini, semalam.
Seramai 568 graduan yang mengikuti pengajian tiga tahun di KIST Induk di Bachok menerima diploma masing-masing.
Awang Adek berkata, tidak dinafikan dalam keadaan ekonomi yang lembap, ramai yang berhadapan dengan masalah diberhentikan kerja, namun keadaan itu hanya bersifat sementara.
“Apabila ekonomi pulih, pelaburan bertambah, sudah tentu peluang pekerjaan akan wujud. Mereka yang diberhentikan itu akan diambil semula bekerja," katanya.
Katanya, negara mengalami kekurangan eksport yang agak ketara iaitu kira-kira 20 peratus dan apabila kilang-kilang ini kembali beroperasi tahun depan, majikan akan kembali mengambil pekerja.
Beliau berkata, kerajaan juga banyak mengadakan program latihan dan kemahiran untuk mereka yang diberhentikan kerja.
"Sebenarnya di negara ini kerja memang banyak, cuma ada antara kita yang suka memilih kerja.
“Peluang kerja begitu banyak di sektor perladangan dan restoran tetapi kebanyakannya tidak diminati pekerja kita," katanya
Assalamualaikum...
jez nak tanya beberapa soalan....aku ada sorang kawan ni, buat CIMB...tapi disebabkan ada sikit isu (personal isu), dier takmo buat CIMB. aku pun approach dier and dier interested. ...
goal_hunter Post at 19-10-2009 01:23
1. syarat yg sama.
2. Tak perlu ambik exam. Exam sekali je seumur hidup. Regardless the years of rejoin.., bayar fmutm fee je.
1. syarat yg sama.
2. Tak perlu ambik exam. Exam sekali je seumur hidup. Regardless the years of rejoin.., bayar fmutm fee je.
kirawang Post at 19-10-2009 08:20
lama tak lepak sini...thanks pada semua Consultant yg menjayakan majlis perjumpaan hari raya(?)...sedap2 betul makanan malam tadi
tam99 Post at 20-10-2009 22:51
ye tam..
terimakasih semua ..jel, tauke, tam,,lat, leukoplast, nik, tuan jenal dgn buah2 dia,
yang bawak makanan semuanya...
yg suruh isteri masak. macam whomyd, brader azmi.., dan edy (walopon isteri tak sihat..)
terimaksih ...
Telah bersabda Rasululah SAW.. " sesungguhnya Allah Ta'ala menggandakan dikalangan kamu (pahala derma) sebiji korma atau sesuap makanan, sebagaimana digandakan dikalangan kamu ternakan anak kuda ayau anak unta, sehingga derma itu menjadi sebesar Gunung Uhud.."
btw..mmg best....dan meriah,....
nanti kita tempek gambar kat our website,,,
nest week training tak de, kita rehat, masing2 teramat busy..kita focus dengan sales..
jatuh la byk lg... bg investor saya masuk byk2 dulu...
whomyd Post at 23-10-2009 00:34
tak de masa nak turung dah...dah masuk hujung tahun ni..
Saham dijangka tinggi minggu iniKUALA LUMPUR 25 Okt. - Bursa Malaysia dijangka tinggi minggu ini disokong oleh cadangan positif yang terkandung dalam pembentangan Bajet 2010 pada Jumaat.
Pendekatan pengukuhan fiskal kerajaan untuk mengurangkan bajet defisit melonjakkan keyakinan pasaran dan keputusan kerajaan untuk mengurangkan bajet defisit kepada 5.6 peratus pada 2010, daripada 7.4 peratus tahun ini, juga membawa keceriaan kepada pelabur.
Menyifatkan pengurangan bajet defisit sebagai satu 'langkah yang baik', para peniaga berkata, bajet mesra rakyat itu dijangka dapat mengekalkan momentum pasaran bagi minggu depan.
Mereka berkata, penekanan Bajet 2010 kepada pengurusan fiskal berhemat dan penggalakan 'nilai bagi wang' akan menjadikan negara sebagai ekonomi pendapatan tinggi.
Bagaimanapun, peniaga itu berkata, kenaikan itu mungkin terhad memandangkan faktor-faktor luar lain yang masih kritikal kepada pasaran seperti pergerakan Wall Street dan pasaran serantau serta pendapatan korporat tempatan.
Seorang penganalisis menjangkakan bajet itu mencukupi untuk membantu mengekalkan Indeks Komposit Kuala Lumpur FTSE Bursa Malaysia (FBM KLCI) pada paras semasa tetapi jumlah dagangan mungkin kekal kecil ketika pasaran menjalani sedikit pembetulan.
Bajet itu akan memberi faedah kepada beberapa sektor secara langsung dan juga tidak secara langsung seperti hartanah, pembinaan, perlombongan, telekomunikasi dan teknologi, kata Ketua Inter-Pacific Research, Anthony Dass.
"Beberapa langkah dalam bajet itu tepat pada masa untuk merangsang pasaran kekal menaik," kata Dass.
Pada Jumaat, FBM KLCI mencecah paras tertinggi baharu bagi tahun ini pada 1,267.1 apabila pasaran memberi reaksi positif kepada kekukuhan pasaran Amerika Syarikat (AS) dan pengumuman Bajet 2010.
Indeks penanda aras itu naik 10.33 mata kepada 1,267.1, Indeks FBM Emas meningkat 55.72 mata kepada 8,515.58, Indeks FBM Top 100 menokok 60.17 mata kepada 8,302.55, FBM70 menambah 31.39 mata kepada 8,384.73 tetapi
Profit-taking correction for KL stocks likely
Trading interest should switch to stocks such as IRCB, Vastalux, LFE Corp, Malaysia Steel and Notion VTEC to highlight retailers' participation, says a research head
DESPITE persistent overbought technical conditions, share prices on Bursa Malaysia managed to extend gains for a third straight week, with the blue-chip benchmark FTSE Bursa Malaysia Kuala Lumpur Composite Index (FBM KLCI) reaching a near 17-month high. However, buying momentum moderated as investors moved to the sidelines due to uncertainty over the contents of Budget 2010.
The FBM KLCI added 10.33 points, or 0.8 per cent, last week to close at 1,267.10, with Sime Darby (+32 sen) and CIMB (+40 sen) dominating gains as they represented most of the index's weekly rise. Average daily traded volume and value decreased slightly to 1.009 billion shares worth RM1.286 billion respectively, compared with 1.069 billion shares and RM1.235 billion in the previous week.
The man-in-the-street has reasons to cheer the 2010 Budget as for the first time in many years they get to enjoy some direct incentives that were only enjoyed by businesses and the low income group in the prior years. The lower tax rate of 15 per cent for Malaysians and foreigners working in Iskandar Malaysia is a boon but should have been extended to other economic corridors in remote locations that are facing difficulty in attracting human capital.
The budget deficit will be lowered to 5.6 per cent of gross domestic product from 7.4 per cent this year. The private sector will pick up the slack from the public sector next year and the 2010 Budget has just laid the foundation for that by introducing measures that will increase the disposable income, reduce government red tape, provide higher mobility for foreign human capital, accommodate business operations and enhance partnership with private sector.
The expansionary budget is aimed at boosting domestic demand through various private and public sector initiatives that are carefully crafted to embark on a transformation towards a new economic model that emphasises on the services sector. The huge RM30 billion allocation for the education sector and the leeway given to institutes of higher learning are in the right direction to boost creativity and educational excellence.
This column is positive on the 2010 Budget's implication on the broader economy as the total allocation of RM191.5 billion was higher than expected.
Nonetheless, the impact on the equity market is likely to be muted in the immediate term as the FBM KLCI has been in overbought territory for an extended period and should be due for a mild correction. It is trading at a 2010 price-to-earnings (PER) multiple of 16.5x, which is a premium to 2000-2008 average PER of 15.5x.
Nonetheless, taking the cue from the fact that we are still in the early stage of an economic and earnings recovery cycle, it is common for the PER multiple to expand faster than the historical mean in anticipation of earnings upgrades.
Thus, this column is still bullish on domestic equity market prospects and advises investors to continue to scout for buying opportunities in high beta stocks that have good business fundamental and able management to seize the opportunities in a economic recovery cycle.
Do not shun the small and mid-cap stocks that have good business model and visionary management as well as their share prices tend to outdo the larger cap stocks in an earnings upcycle. Since most big-cap stocks have run ahead and the smaller plays are still trading below their peak PER multiples, it would be wise to search for alpha among the latter.
Technical outlook
Bursa Malaysia shares extended gains from the previous week on Monday, sustained by increased rotational plays on low-priced and low quality lower liners which attracted keen retail participation. However, early gains the next day encouraged by the overnight rally on the US stock benchmark Dow Jones Industrial Average above the 10,000 mark failed to overcome profit-taking and selling from market players cashing out short-term profits.
Mid-week saw stocks falling into a more significant correction, closing at session lows in sympathy with a two-day correction in the region. Nonetheless, local institutional support managed to lift stocks off early lows on Thursday, with the benchmark index propped up by strong gains on key heavyweights Sime Darby, Hong Leong Bank and Genting Bhd. On Friday, the market climbed further aided by optimism from the external front after the Dow Jones average rallied 132 points or 1.3 per cent to climb back above 10,000, but the broader market breadth was negative due to profit-taking pressure ahead of the weekend.
The KLCI rose from intra-week low of 1,255.63 early Monday and traded up to a near 17-month high of 1,270.44 early Wednesday, shrinking to a 14.8-point trading range last week, against the 25.41 points trading range the previous week.
A sell signal was triggered on the daily slow stochastics indicator for the FBM KLCI in the overbought zone on Wednesday, but the weekly indicator levelled to remain at the highly overbought zone. The 14-day Relative Strength Index (RSI) indicator re-hooked upwards again for a reading of 76.9 due to the shallow profit-taking dip followed by Friday's strong rebound, while the 14-week RSI has a higher overbought reading of 77.71.
On trend indicators, the daily Moving Average Convergence Divergence (MACD) managed to sustain its bullish signal with the trigger line expanding higher, while the weekly MACD signal line reinforced the positive daily signal. The ADX line on the 14-day Directional Movement Index (DMI) trend indicator has recovered on expanding +DI and -DI lines, suggesting a stronger trend going forward.
Conclusion
With a daily stochastics sell signal and daily and weekly RSI indicators for the FBM KLCI sustaining their overbought signals, a profit-taking correction is very likely this week.
Moreover, the correction on Wall Street last Friday, coupled with disappointment over the lack of concrete market boosting measures in the Budget 2010 will encourage investors and market players to take some profits off the table. Going forward, however, trend indicators remain bullish to signal the medium-term uptrend is intact.
Chart-wise, investors are advised to buy on dip Genting Bhd and Genting Malaysia for further medium-term upside given their defensive gaming earnings, but on the other hand, maintain sell on rally Maybank, Public Bank and Sime Darby as more overbought conditions will encourage profit-taking and selling at higher levels. Meantime, as blue chips correct, rotational play on lower liners should sustain with trading interest switching to stocks such as IRCB, Vastalux, LFE Corp, Malaysia Steel and Notion VTEC to highlight retailers' participation.
As for the FBM KLCI, downside should be checked by progressively stronger retracement supports at 1,254, 1,243 and 1,235, the respective 23.6 per cent, 38.2 per cent and 50 per cent retracements of the breakout rally from 1,200.65 low of September 30 to the recent pivot high of 1,270.44. The immediate resistance will be at 1,271, an important pivot low on May 5 2008 which mirrors last week's pivot high, and then 1,305, the April 29 pivot high.
The subject expressed above is based purely on technical analysis and opinions of the writer. It is not a solicitation to buy or sell.
Post time 15-10-2009 10:47 PM
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