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hani, boleh tak bagi location rumah u & berapa value rumah u sekarang. I boleh check untuk u. Th ...
Dynz Post at 11-11-2010 09:52 
Dynz,
Brp value rumah tu skrg sy pun tak tau Mcmana nak tau yea??? kena call bank ke?? ...rumah tu kat puncak alam. Berdekatan dgn Uitm yg baru.
Masa beli RM 168,000.00 ( 2004) - 22 x 70 . |
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Dynz,
Brp value rumah tu skrg sy pun tak tau Mcmana nak tau yea??? kena call bank ke?? .. ...
hani2103 Post at 11-11-2010 15:14 
actually I blh check dgn mortgage dept. tapi lambat sket la. ataupun kalau u survey2 area situ ada yg letak rumah untuk dijual, u just call tanya brapa harga dia nak jual...biasanya dia akan ikut market price.
Just nak confirm location dia, puncak alam or puncak perdana, if puncak alam AIA tak cover |
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actually I blh check dgn mortgage dept. tapi lambat sket la. ataupun kalau u survey2 area situ ...
Dynz Post at 11-11-2010 15:51
Dynz,
Memang area puncak alam bukan puncak perdana.
Ada rumah yg nak jual area situ harganya lebih kurang 250,000.
AIA tak cover puncak alam??? ermm.... |
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Dynz,
Memang area puncak alam bukan puncak perdana.
Ada rumah yg nak jual area situ harga ...
hani2103 Post at 11-11-2010 16:16
boleh bagi details address tak? I will confirm dgn mortgage dept. |
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boleh bagi details address tak? I will confirm dgn mortgage dept.
Dynz Post at 11-11-2010 16:34
nanti i pm u. |
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Next January sesapa yg menepati kriteria boleh amik housing loan 100% plus discount duty stamp (refer budget 2011). AIA pun nanti boleh apply 100% loan ke? |
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Next January sesapa yg menepati kriteria boleh amik housing loan 100% plus discount duty stamp (refe ...
sri_lanang Post at 21-11-2010 11:47
so far, i belum lagi dpt any news/changes for mortgage loan from mortgage dept for this new regulations. once I dah dpt memo i will update here. Thanks for asking. |
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[Product Info] Home Loan Packages
Post Last Edit by danie_sid at 23-11-2010 15:49
Salam  |
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Baru dapat memo dari agency
new rate 4.85% fixed rate from AIA with daily interest rate |
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Reply 58# Dynz
i baru byr earnest deposit. Now tgh prepare draft S&P.
Plan nak buat loan balance RM187,200.
I nak buat joint loan, klu boleh nak ZEC, installment dlm rm900-950..
Boleh bg best package tak?
pls pm me k..
Thanks. |
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Reply 59# danie_sid
check pm |
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Post Last Edit by Dynz at 23-11-2010 11:59
Daily rest and Monthly rest which one is better?
Daily rest Interest will be calculated based on the previous day’s outstanding balance. The advantage for daily rest is that you have a chance to save more if you like to make lots of pre-payments on top of your regular installments.
Monthly rest Your loan interest for the current month will be calculated based on the previous month’s outstanding balance.
Simple calculation to compare this 2.
Let’s say, Loan amount = $100,000 Interest rate = 6%
Amount of interest that will be charged; Daily rest = 100,000 x 6% x 30/365 = $493.15 Monthly rest = 100,000 x 6% x 1/12 = $500.00 => Interest for Daily rest is lower than Monthly rest…you save $6.85 for that month.
If your monthly installment is $644, for Daily rest, paid for principal(pokok) is $150.85, while with Monthly rest, you paid $144. This means, with Daily rest, you’re paying more on your principal. This is how you can settle your loan early.
Sharing is caring.
ps: en mode naper pulak tiba2 thread hilang....pening2 lalat aku kejap. |
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Combine 2 thread, harap pening lalat sekejap je  |
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aku pon terpening lalat sekejap....
nasib baek dah mamam panadol menstrual.... hee hee  |
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Daily rest and Monthly rest which one is better?
Daily rest Interest will be calculated based on ...
Dynz Post at 23-11-2010 11:55 
sangat informatif...
bubble market tgh nak pop nie...
 |
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Reply 65# genie2522
yup, boleh mula dari sekarang kalau ada yg yg restructure balik loan rumah sekarang, atau pada yg nak beli rumah baru atau yg nak beli rumah ke2 atau ke3 atau yg nak buat investment.
4.85% with fixed rate up to 30 yrs
flexibility to settle, pre-pay at any time with no penalty (no lock in period)
with daily interest computation |
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Reply 66# Dynz
paperwork banyak rencah tak? |
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Reply Dynz
paperwork banyak rencah tak?
genie2522 Post at 1-12-2010 15:53
just normal procedure je...sama macam bank jugak, kalau suma document lengkap dlm masa 3 hari dah boleh dpt result. |
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first time dengar interest rate below 4% n fixed! wow... boleh bg contact number tak....? |
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first time dengar interest rate below 4% n fixed! wow... boleh bg contact number tak....?
fairiza Post at 1-12-2010 16:57
fairizi 4.85% fixed below 4% ker... atau I ada salah taip masa pening2 lalat tu...
anything call me 012-9700274..thanks |
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Category: Belia & Informasi
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Post time 11-11-2010 03:14 PM
