USAHAWAN UNIT TRUST PUBLIC MUTUAL

tempoyakmanis · Post time 17-10-2008 02:50 PM

saya dh lama nak join unit trust public bank. cuma kewangan xmgizinkan. so kalo nak mcarum saham jenis ape yg mguntungkan dan kurang risiko?

saya berminat dengan saham china ittikal dan jenis bond? so bole terangkan x...

wolfrin · Post time 17-10-2008 07:47 PM

Originally posted by tempoyakmanis at 17-10-2008 02:50 PM
saya dh lama nak join unit trust public bank. cuma kewangan xmgizinkan. so kalo nak mcarum saham jenis ape yg mguntungkan dan kurang risiko?

saya berminat dengan saham china ittikal dan jenis ...

saya tolong jawabkan tapi kalau kurang nanti saya harap kirawang atau otai2 univest leh tambah.

saham jenis ape yg menguntungkan dan kurang risiko?

dah tentu anda moderate person jadi di sini saya rasa P.Ittikal antara saham moderate yang bagus dan menguntungkan,saham nie antara favorite agen introduce to client coz good performance track record.

saya berminat dengan saham china ittikal

kalau kite nengok sekarang macam2 berlaku kat china tapi kalau anda antara yang percaya 2,3 tahun akan datang market china akan stabil.fund nie adalah fund yang bagus untuk anda.untuk penerangan lanjut anda bolehlah jumpe dengan mana2 agen Public Mutual di kawasan anda, kerana dengan perjumpaan dua hala macam2 soalan anda leh tanye.pemahaman tentang saham amanah penting untuk mengelakkan kekeliruan apabila anda melabur kelak.:victory:

[ Last edited by wolfrin at 17-10-2008 08:11 PM ]

skywalker107 · Post time 17-10-2008 09:49 PM

china market very volatile skang nih
pe kate awak invest local market je dulu
kalau nak moderate, try pidf utk epf
n ittikal kalau cash mcm yg wolfrin ckp

[ Last edited by skywalker107 at 17-10-2008 09:53 PM ]

lantis · Post time 18-10-2008 12:36 PM

kedantangan jbtrader di post nie telah menjejaskan kemeriahan thread nie..aku harap dia tak muncul lagi..

mat_macho · Post time 18-10-2008 11:12 PM

dh ok kut skrg??

aku nak tanya soklan ni...

aku masuk web Public Bank..kt tepi2 tu ada satu option utk invest ke PM ni..so, leh guna x mende tu??
aku pun baru niat nak invest bulan ni ...

pada otai2 PM dlm ni la..dana apa yg sesui aku nak labur??lg satu kt mana aku nak tgk harga2 terkini tu??

frapamocha · Post time 18-10-2008 11:37 PM

chkout www.publicmutual.com.my utk semua info mengenai Public Mutual
Harga terkini boleh click kat Latest Fund Prices. Chk kat newspaper pun boleh juga.
Info dana2 PM pun boleh chk kat situ.

Skrg invest local funds, avoid global and regional funds.
Sis rekomen PIDF/PIEF/PIOGF/PIttikal

kirawang · Post time 19-10-2008 06:09 PM

salam..

kami semua barada di dalam hutan di hokaido,,,
mmg best gila, resort kami yang semuaya 100 percent sampai bilik hotel kena ikut style jepun yg tak de katil...

pemandangan kat sini lawaaaaaa gila, semua tempat macam dalam calender..
mesti favourite tam99 dan sis frapamocha...

makanan hari hari sedap...yang mentah kami ada dapur satu sorang , boleh masak..

jel,,,sedap gila.....yum...yum....

frapamocha · Post time 19-10-2008 07:29 PM

Jealous gilaaaaaaaaaaaa

Boss & Amran, kalau makan sashimi tu ingat2 lah kat Sis. Makan sashimi tuna belly yg mahal tu sure best.
Ingat, jgn pakai telan je.......mesti makan slow2 dan menikmati every bite. Hmmmmmmm....jeles, jeles.

tauke · Post time 19-10-2008 08:32 PM

Second Report.......

Jel......Makan kat sini best giler. aku belasah cukup2 tau, gambar nanti aku bg kat kau. lepas ni aku makan jipunnn punya food je.

Abe Tam....aku ada ambik gambar public phone. nanti aku bg kat mu

Abe Lat....kalau join kitaorang, mesti best. ramai orang Bangsar sini.

Sayonara...........................

[ Last edited by tauke at 19-10-2008 08:37 PM ]

tam99 · Post time 20-10-2008 09:14 AM

Wah! Amran San!
Lu suda sampai Hokkaido ka?
watashiwa akan pergi nanti
lu jangan kacau aweks Japan
lu kacau kalu, kapara potong

[ Last edited by tam99 at 20-10-2008 10:35 AM ]

Jelita · Post time 20-10-2008 09:27 AM

muningggg

jelessssssssssssssssssssssss nyaaaaaaaaaaaaaaaaaaaaaaaaaaaa

amran...siap aaa ko balik....aku pancit tyr kete ko

boss....takpe....takpe....sekrg gak nak g wat sales juta2

tam99 · Post time 20-10-2008 10:39 AM

Amran san,
ogenki deska?
lu suda makanka?
nanti kasi sama watashi itu gamba telephone booth
watashi kasi lu sushi king
domo arigato gozaimas!

LAT · Post time 21-10-2008 01:44 PM

Mungkin boleh jadi panduan untuk semua...Sam Walton 10 Rules of Building a Business

Sam Walton - The greatest merchant of all time. On money wise, If he were still alive today, he will be richer than bill gates - TWICE as much the wealth.

But that’s not the point we feature him here. We have the greatest respect to what he had achieved, and how he achieved it.
For fellow Malaysians who have never heard of Wal-Mart, it’s just like TESCO, GIANT or CARREFOUR. But Wal-Mart is the biggest in the world. Just that it has not any presence in Malaysia, yet, at this time of publication.

Sam Walton is regarded as one of the greatest merchant of all time, and I think all of us, especially the online/offline/hybrid(multi-channel) retailers can learn a great deal from him. Sam Walton is to Retailing of what Bill Gates is to Software. We recommend the book “Made in America” for every merchants or would be merchants. Just check out his 10 RULES for building a business.
Rule 1 - Commit to your business.
Believe in it more than anybody else. I think I overcame every single one of my personal shortcomings by the sheer passion I brought to my work. I don’t know if you’re born with this kind of passion, or if you can learn it. But I do know you need it. If you love your work, you’ll be out there every day trying to do it the best you possibly can, and pretty soon everybody around will catch the passion from you — like a fever.
Rule 2 - Share your profits with all your associates, and treat them as partners.
In turn, they will treat you as a partner, and together you will all perform beyond your wildest expectations. Remain a corporation and retain control if you like, but behave as a servant leader in a partnership. Encourage your associates to hold a stake in the company. Offer discounted stock, and grant them stock for their retirement. It’s the single best thing we ever did.
Rule 3 - Motivate your partners.
Money and ownership alone aren’t enough. Constantly, day-by-day, think of new and more interesting ways to motivate and challenge your partners. Set high goals, encourage competition, and then keep score. Make bets with outrageous payoffs. If things get stale, cross-pollinate; have managers switch jobs with one another to stay challenged. Keep everybody guessing as to what your next trick is going to be. Don’t become too predictable.
Rule 4 - Communicate everything you possibly can to your partners.
The more they know, the more they’ll understand. The more they understand, the more they’ll care. Once they care, there’s no stopping them. If you don’t trust your associates to know what’s going on, they’ll know you don’t really consider them partners. Information is power, and the gain you get from empowering your associates more than offsets the risk of informing your competitors.
Rule 5 - Appreciate everything your associates do for the business.
A paycheck and a stock option will buy one kind of loyalty. But all of us like to be told how much somebody appreciates what we do for them. We like to hear it often, and especially when we have done something we’re really proud of. Nothing else can quite substitute for a few well-chosen, well-timed, sincere words of praise. They’re absolutely free — and worth a fortune.
Rule 6 - Celebrate your successes.
Find some humor in your failures. Don’t take yourself so seriously. Loosen up, and everybody around you will loosen up. Have fun. Show enthusiasm - always. When all else fails, put on a costume and sing a silly song. Then make everybody else sing with you. Don’t do a hula on Wall Street. It’s been done. Think up your own stunt. All of this is more important, and more fun, than you think, and it really fools the competition. “Why should we take those cornballs at Wal-Mart seriously?”
Rule 7 - Listen to everyone in your company.
And figure out ways to get them talking. The folks on the front lines — the ones who actually talk to the customer — are the only ones who really know what’s going on out there. You’d better find out what they know. This really is what total quality is all about. To push responsibility down in your organization, and to force good ideas to bubble up within it, you must listen to what your associates are trying to tell you.
Rule 8 - Exceed your customers’ expectations.
If you do, they’ll come back over and over. Give them what they want — and a little more. Let them know you appreciate them. Make good on all your mistakes, and don’t make excuses…apologize. Stand behind everything you do. The two most important words I ever wrote were on that first Wal-Mart sign, “Satisfaction Guaranteed.” They’re still up there, and they have made all the difference.
Rule 9 - Control your expenses better than your competition.
This is where you can always find the competitive advantage. For 25 years running — long before Wal-Mart was known as the nation’s largest retailer — we ranked No. 1 in our industry for the lowest ratio of expenses to sales. You can make a lot of different mistakes and still recover if you run an efficient operation. Or you can be brilliant and still go out of business if you’re too inefficient.
Rule 10 - Swim upstream.
Go the other way. Ignore the conventional wisdom. If everybody else is doing it one way, there’s a good chance you can find your niche by going in exactly the opposite direction. But be prepared for a lot of folks to wave you down and tell you you’re headed the wrong way. I guess in all my years, what I heard more often than anything was: A town of less than 50,000 population cannot support a discount store for very long.

LAT · Post time 22-10-2008 10:23 AM

muningggg..

mana ko jell

utk semua

"All receive advice. Only the wise profit from it."

LAT · Post time 22-10-2008 11:15 AM

awat forum ni lengang jee ari ni?

something to share

taken from fazliYusof.com

Meningkatkan Motivasi Diri: Bagaimana?September 7th, 2008 | by Fadzli Yusof | Kadang-kadang kita terasa lemah dan tidak bersemangat. Ada bermacam cara yang dibuat untuk meningkatkkan semangat. Qiyamullail, bertahajud, berdoa, bermunajat, membaca al Quran, berzikir, meluahkan perasaan, berjumpa kaunselor, bersama dengan keluarga, dan bermacam lagi.
Semalam pergi ke blog Sdr Irfan Khairi. Tertarik dengan ulasan beliau tentang 憈rigger

edypublicmutual · Post time 22-10-2008 11:49 AM

Originally posted by LAT at 22-10-2008 11:15 AM
awat forum ni lengang jee ari ni?

something to share

taken from fazliYusof.com

Meningkatkan Motivasi Diri: Bagaimana?September 7th, 2008 | by Fadzli Yusof | Kadang-kadang kita terasa lem ...

Dah ganti Abg Tam ke?

LAT · Post time 22-10-2008 11:53 AM

dari fazliYusof.com

10 Pepatah Tentang Masa: Mari Kita Menghayatinya
August 12th, 2008
1. Demi masa, sesungguhnya manusia kerugian. Kecuali mereka yang beriman dan beramal soleh. Mereka menyeru kepada kebenaran dan menyeru kepada kesabaran. (al-Qur抋n)

2. Bila anda menguasai masa, anda akan memahami kebenaran bahawa kebanyakan orang terlebih jangkaan terhadap apa yang mereka mampu capai dalam setahun dan juga apa yang mereka mampu capai dalam sedekad! (Anthony Robbins)

3. Anda tidak akan berjumpa masa untuk sesuatu. Jika anda mahukan masa, anda mesti mencipta masa. (Charles Buxton)

4. Mereka yang teruk dalam mengurus masa sentiasa mengeluh bahawa mereka kesuntukan masa. (La Bruyere)

5. Tiada apa milik kita kecuali masa. (Geothe)

6. Mereka yang memiliki masa memilii segalanya. (Benjamin Disraeli)

7. Semua bunga yang bakal berkembang pada hari esok adalah benih pada hari ini. (Pepatah Cina)

8. Masa ibarat pedang! Jika kita tidak menggunakan untuk memotong, ia akan memotong kita (Dalam peperangan) (Pepatah Arab)

9. Anda sentiasa menangguh, tetapi masa tidak berbuat demikian. (Benjamin Franklin)

10. Masa yang hilang tidak akan ditemui lagi. (Benjamin Franklin)