Medical-card Insurance - Need advise

manisah

kalau umur 30 ambik pakej RM100 per month berbaloi ka?
yg RM150 tu camna pulak pakej dia?

pakej yg ada utk anak umur 4 tahun ada ke?

ibm632

Untuk umur 30 thn paling sesuai nyer RM 150...

kalau umur 4 thn education plan dgn medical kad nyer ialah RM 100 sebulan ...

PrinceOfNorth

KALO nak etiqa medical card pun ade gak manisahhhhhhhhh.. maniss nama tu.. teringat filem p ramlee la..

jenglut

Recent Elaun Hospital:





WANNA SEE MORE CLAIM?? PLS REFER -> HERE

ibm632

Din ,


Ko tengok yg kat bawah ni pulak ... staff telekom yg claim dgn prudential elaun duduk dalam wad .... fuh... RM 10,000 banyak tu ...







[ Last edited by  ibm632 at 12-6-2008 09:53 AM ]

jenglut

Originally posted by ibm632 at 12-6-2008 09:43 AM
Din ,


Ko tengok yg kat bawah ni pulak ... staff telekom yg claim dgn prudential elaun duduk dalam wad .... fuh... RM 10,000 banyak tu ...


http://img91.imageshack.us/img91/7293/claim10k2 ...

mmmm..byk nye dpt duit..tahniah ibm! ko dah berjaya tolong org di saat2 mereke memerlukannya..

Tahniah jg kpd pemegang policy Pru, kerana u've made a right choice!

ibm632

Mana post ko din , tak muncul2

jenglut

tu ada tuuuu..

ecomoda012

antara medical card PruBSN & medical card eTiQa mana yg lagi best??

ibm632

Originally posted by ecomoda012 at 24-6-2008 01:41 AM
antara medical card PruBSN & medical card eTiQa mana yg lagi best??

Nak tahu mana lagi besh.... jumpa kedua2 ejen dan tanya dia orang 1001 soalan dan bagi letih dia orang menjawab nyer... itu cara paling baik ... dan jgn lupa tgk sample claim ...


* Kalau PruBSN dah terbukti claim nya

jenglut

Originally posted by ecomoda012 at 24-6-2008 01:41 AM
antara medical card PruBSN & medical card eTiQa mana yg lagi best??

meh ejen PruBSN tolong jwb kan..kalau ko tanya aku, sure aku kata PruBSN lg beshhhh

kalau ko tanya ejen Etiqa, pun diorg akan kata diorg punya lg best..

Pada pendapat aku, semuanya kompeni beshhh..tp pilhan no. 1 rakyat Malaysia tetap PruBSN..

ini buktinya..




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p/s: so kalau org lain pilih yg 1st class, takkan kita nak pilih 2nd class plak kannn..

iena_kindaichi

hmmm setakat nie tak pernah pakai lagik medikal card prudential...hmmm premium rm 200 sebulan

hafizuka

yang 100 sebulan pun ada gak

hasribus

Originally posted by ecomoda012 at 24-6-2008 01:41 AM
antara medical card PruBSN & medical card eTiQa mana yg lagi best??

org ambik medical card sebab nak kurangkan beban kewangan kalo masuk hospital. kena nengok gak ciri ciri macam co-takaful di mana client bayar 90% of the treatment bill, company bayar 10%.

Kalo Prudential, minimum co-takaful is RM300, maksimum RM1000. Cuba try test tanya Etiqa nyer maksimum co-takaful berapa?

Prudential takde co-payment. So payment neh sesetengah company impose to client sekiranya the room and board limit dah exceed the medical card room and board limit. Cuba try test tanya Etiqa ada co-payment tak?

Lepas tuh, cuba try test bagi scenario kalo masuk hospital...caj room and board extra RM5 sehari dari limit room and board medical card....how much do u need to pay if your medical bill is RM20,000?

Gerun beb...

ibm632

Tanya dia orang , sama ada dia nak bayar bayar RM 70 ringgit utk admin fee dan tak dapat elaun harian atau pun nak bayar RM 300 ko takaful ataupun then dapat RM 400 utk elaun harian.

jenglut

sumber :UTUSAN MELAYSIA


.......................

Medical Card Etiqa detail, rujuk -> HERE

[ Last edited by  jenglut at 25-6-2008 08:03 PM ]

ecomoda012

Originally posted by hasribus at 25-6-2008 02:09 AM


org ambik medical card sebab nak kurangkan beban kewangan kalo masuk hospital. kena nengok gak ciri ciri macam co-takaful di mana client bayar 90% of the treatment bill, company bayar 10%.

...

jawapan drpd ejen:

Etiqa tiada minimum ko-takaful.

Kalau Pru,you kena caj bil RM250 you kena byr kat hospital RM300 coz minimum co-takaful RM300 Smile

jenglut

Originally posted by ecomoda012 at 26-6-2008 12:03 AM


jawapan drpd ejen:

Etiqa tiada minimum ko-takaful.

Kalau Pru,you kena caj bil RM250 you kena byr kat hospital RM300 coz minimum co-takaful RM300 Smile

betul la tu..dia 'tiada minimum' co-takaful..tp max. co-takaful pun no limit..

Jarang, kalau masuk hospital bil charges hanya RM250..paling busuk pun RM2,500..In Pru, kita sediakan warded elaun..so u can cover the co-insurance with elaun..


Biasa bil hospital yg bwh RM1000 sbb outpatient treatment (eg. rawatan follow-up & consultation)
Contoh kalau bil tu RM250..maka co-insuran 10% drp RM250..Awak byr pdhospital RM25 je..while the baki RM225, Pru byr pd hospital..antara contoh bil. begini spt di bwh:



[ Last edited by  jenglut at 6-7-2008 09:57 AM ]

ecomoda012

still blom decide nak amik mana

hasribus

Originally posted by ecomoda012 at 26-6-2008 12:03 AM


jawapan drpd ejen:

Etiqa tiada minimum ko-takaful.

Kalau Pru,you kena caj bil RM250 you kena byr kat hospital RM300 coz minimum co-takaful RM300 Smile

Oh ye ke? Cakap kat ejen Etiqa, ejen Pru gelak jer kat contoh camnih kalo compare ngan limit co-takaful dia yg RM3,000 and co-payment tuh...