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Author: kayujati2016

Nafkah isteri.....adekah aku tak bertanggungjawab? (Update : kisah sebenar )

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 Author| Post time 10-6-2016 09:58 AM From the mobile phone | Show all posts
krustykrab replied at 10-6-2016 09:27 AM
mmmm banyak jugak tt tanggung..keta wife pun tt bayorkan...

kalau ye, mmmg dah betu;l2 bertangg ...

Kereta wife byr sendiri. Sbb beli sebelum kawin. Bukan nak berkira, sbb kete sy pun x hbs byr lagi. Monthly sy lagi tinggi dari wife.
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Post time 10-6-2016 09:59 AM | Show all posts
beznye laki bini gaji besar, 4 kali setahun travel... untung keluarga ni...
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 Author| Post time 10-6-2016 10:00 AM From the mobile phone | Show all posts
fifie_olin replied at 10-6-2016 09:28 AM
maksud aku ..ko sorg je pki CC...wife ko x perlu
ckp kt dia...kalo dia nk gak pki CC...suruh dia  ...

Wife kena guna cc sbb ade urusan bisnes. Itu pun dah turun kan kredit limit to min. Kalau x, lagi nyawa ikan nak byr.
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 Author| Post time 10-6-2016 10:02 AM From the mobile phone | Show all posts
zulka replied at 10-6-2016 09:29 AM
pada aku tak timbul soal tidak bertanggungjawab dlm kes ko ni..
semuanya in track, semua dah betul  ...

Saya pun rasa mcm tu. Baru2 ni plak wife ungkit pasal nafkah. Terkejut gak bila wife bersuara. Bila sy explain pasal bayaran cc tu, dia ckp x sama.

Sy boleh jer bagi cash lagi senang. Fix allowance bulan2. Tapi wife ni mmg cuai nk byr cc.
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Post time 10-6-2016 10:03 AM | Show all posts
xde apela ni simple je
bincang balik cane nak bg nafkah samada cash/bank in
pasal cc tu rasanya sendiri belanja sendiri bayar xperlu nk pening kepala
lagi bagus buang jauh2 cc tu cuba hidup tanpa cc
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Post time 10-6-2016 10:03 AM | Show all posts
dah cukup bagus dah tu..
sy pun setuju klu cancelkan credit card, apply debit card..
debit card pun dapat point..
plus tak berhutang sebab hanya boleh belanja ikut brp yang ada dlm bank...
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 Author| Post time 10-6-2016 10:06 AM From the mobile phone | Show all posts
nuryakmal replied at 10-6-2016 09:53 AM
thats the right thing to do tt. so dont feel bad. my husband pun settled my cc monthly, so to me tha ...

Nampak gaya nyer mmg kena bg cash by hand ( transfer to ac). Takut nanti cc plak di buat2 lupa. Dulu pun tiap2 bulan nak kena ingat. Sampai kan sy bukak online banking dia untuk byr cc. Bila sy buat mcm tu, wife x suka. Sbb dia punye bil cc biar dia yang byr ikut ape yg dia nak byr.
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 Author| Post time 10-6-2016 10:08 AM From the mobile phone | Show all posts
epis replied at 10-6-2016 09:59 AM
beznye laki bini gaji besar, 4 kali setahun travel... untung keluarga ni...

Travel light2 jer. Ikut kemampuan. Tapi mmg x pernah mis sejak kawin dulu. Lagi pun dua2 mmg suka travel.
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 Author| Post time 10-6-2016 10:14 AM From the mobile phone | Show all posts
mdhelmi replied at 10-6-2016 10:03 AM
xde apela ni simple je
bincang balik cane nak bg nafkah samada cash/bank in
pasal cc tu rasanya se ...

Saya suka bank in. Ade bukti.

Dulu mmg sy bagi 1k monthly. Bila bila cc dia lebih dari tu, sy rasa kesian. Sbb wife kena top up. Kalau kurang dari 1k, ok lah sbb wife ade dpt cash lg.

Pada  sy cc ni penting. Sbb tu x pernah advice wife untuk cancel cc ni. Tapi bila wife dah  bersuara, kena buat sesuatu jugak.
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 Author| Post time 10-6-2016 10:17 AM From the mobile phone | Show all posts
prettyuglybabe replied at 10-6-2016 10:03 AM
dah cukup bagus dah tu..
sy pun setuju klu cancelkan credit card, apply debit card..
debit card pu ...

Debit card ni boleh guna kat oversea ke?

Maaf tanya soalan kurang cerdik.

Kadang2 fikir cc ni penting.
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Post time 10-6-2016 10:18 AM | Show all posts
Edited by nuryakmal at 10-6-2016 10:23 AM
kayujati2016 replied at 10-6-2016 10:06 AM
Nampak gaya nyer mmg kena bg cash by hand ( transfer to ac). Takut nanti cc plak di buat2 lupa. Du ...

she thinks she is right.. but she is not..she doesnt like to be told yang dia da overspend, itu sj..she has her own ego jugak.. request dia pakai debit card pun takpe. fungsi sama lebih kurang cc jugak, just u can really limit/ adjust the spending..debit card can be used oversea, tapi mostly macam international banks like ocbc ke, provided u have enough cash, note the rate overseas and informed the bank

kalau tak if let say tak sure, u also have ur own cc right. so kalau travel overseas, pakai cc u saja



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Post time 10-6-2016 10:20 AM | Show all posts
asal TT tak pakai debit card jer,CC rasa saya mcm agak bahaya la akan dtg boleh timbul byk hall , rasa yer caya TT uruskan financial, nafkah semua dah ok kot,  

cuma TT kena beringat la, waktu skrg ni TT sedang sihat dpt untuk uruskan semua, dan bayarkan semua, kita tak tahu takdir kita akan dtg mcm mana lak..

bila gaji pun besar keinginan pun besar.. jadi TT refresh balik financial, dan mana perlu di bawak bincang bawak bincang baik2..

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Post time 10-6-2016 10:29 AM | Show all posts
untungnyer wife awak...
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 Author| Post time 10-6-2016 10:36 AM From the mobile phone | Show all posts
nuryakmal replied at 10-6-2016 10:18 AM
she thinks she is right.. but she is not..she doesnt like to be told yang dia da overspend, itu sj ...

Insyaallah...  Nasihat yg baik.

Wife saya mula bersuara pasal nafkah ni sbb saya x byr hbs cc dia. Untuk perbelanjaan biasa mcm petrol, shopping semua mmg sy byr.

Dalam beberapa bulan ni, wife ade beli eo. Eo ni bukan nyer murah. Sebotol 10ml pun dah 200++. Itu yg sy x setuju. Bagi saya orang mcm kami ni x layak n mampu guna eo ni. Kadang2 untuk bil eo sahaja hampir 700++. Untuk bil eo ni mmg sy x byr. Bg sy membazir sahaja. So bila bil cc sy byr yg kebiasaan, dan abaikan bil eo ni, tu yg wife marah. Sy pun kadang2 x faham dgn kehendak dia.
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Post time 10-6-2016 10:36 AM | Show all posts
kayujati2016 replied at 10-6-2016 10:17 AM
Debit card ni boleh guna kat oversea ke?

Maaf tanya soalan kurang cerdik.

boleh.. debit card tu pun ada cop visa jugak..
asalkan ada cukup duit boleh guna..
sama mcm kad atm jugak..
kena advise bank bila gi oversea klu nak guna..

or else, bagi je la nafkah mcm biasa..
but stop bayarkan cc beliau..
biar dia pikul tanggungjawap dia pulak..
coz dia kata, cc dia, suka hati dia nak bayar mcm mana kan?
kadang-kadang, orang macam ni kita kena bagi dia dpt pengajaran..
kalau dimanja dilemak, sampai bila pun takkan sedar..
so pilihan di tangan tt sendiri..
nak biar wife terus lemak berkrim atau nak bagi dia taste her own medicine..
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 Author| Post time 10-6-2016 10:40 AM From the mobile phone | Show all posts
loveocean replied at 10-6-2016 10:20 AM
asal TT tak pakai debit card jer,CC rasa saya mcm agak bahaya la akan dtg boleh timbul byk hall , ra ...

Debit card mng ade. Tapi mmg x pernah guna. Rugi jer bayar rm20 tahunan.

Nanti nak try bincang kalau sy bank in dlm debit card wife. Tapi kesian plak nanti sbb wife kena byr sendiri cc dia. Adooiiiii......
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Post time 10-6-2016 10:44 AM From the mobile phone | Show all posts
Bg cash lah bro..cc tu biar wife settle sendiri..nafkah pon biar dia tentukan sendiri mcm mana nk manage...tp u make it clear to her lah...u x suka dia x disiplin byr cc dan u tak akan campur hal cc dia..
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 Author| Post time 10-6-2016 10:47 AM From the mobile phone | Show all posts
prettyuglybabe replied at 10-6-2016 10:36 AM
boleh.. debit card tu pun ada cop visa jugak..
asalkan ada cukup duit boleh guna..
sama mcm kad  ...

Insyaallah nak bincang nanti.

Tapi sy plak x senang hati kalau tgk bil cc tertunggak.

Ape2 pun terima kasih bg pandangan. Sy cuba yg terbaik nanti.
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Post time 10-6-2016 10:49 AM | Show all posts
kayujati2016 replied at 10-6-2016 10:40 AM
Debit card mng ade. Tapi mmg x pernah guna. Rugi jer bayar rm20 tahunan.

Nanti nak try bincang  ...

kalo dia guna untuk beli barang kesukaan dia biarla dia bayar sendiri, bukan tak boleh TT bayarkan, belikan, mmg boleh mmg baik pun..
cuma tak nak lah nanti jadi manja lak.. takut lak nanti ikut nafsu sgt, itu nak beli, nmpak kat online cantik beli, sampai overlimit lak.. TT gak nak membayo nazak lak..

kita bukan nak lokek atau kedekut atau tak ingat nafkah, tapi ada baik nyer perpada lah.. mcm sya cakap, gaji besar keingian pun besar, duit byk benda mahal nmpak murah..

walaupun kita mampu untuk ada kan semua, tapi sebaik nyer berpada2 lah..
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 Author| Post time 10-6-2016 10:50 AM From the mobile phone | Show all posts
yoohana replied at 10-6-2016 10:44 AM
Bg cash lah bro..cc tu biar wife settle sendiri..nafkah pon biar dia tentukan sendiri mcm mana nk ma ...

Tu lah.....nampak gaya nyer kena bagi cash balik. Harap wife faham lah. Jangan sebulan dua jer byr sendiri cc, lepas tu buat2 lupa. Saya ni bab hutang mmg rase takut jer.
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