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Author: louiswaw6363

ASB vs Saving Plan

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Post time 20-4-2009 10:59 AM | Show all posts

Reply #16 monreyes's post

cam aku lak... aku tak sajes pun owg amik loan asb sekali dgn insuran...

wat apa bayar lebih..

amik yg takder insuran laa... KALAU kita MATI pun bukannya kena bayar pun... Bank akan jual sijil asb tu... dan bahagian kita akan dipulangkan kepada waris... sama jer kan
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Post time 20-4-2009 04:56 PM | Show all posts

Balas #21 kipas_y2k\ catat

saja nak reply... normally kan bila mati, segala process akan ambik masa jugak...then sapa yg nak serve loan tu sementara bank jual ASB kita...
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Post time 20-4-2009 04:59 PM | Show all posts

Balas #16 monreyes\ catat

good info, ni cara nak dapat duit paling senang, just sakit utk setahun jea.. . cara ni sesuai utk mereka yg tak de disiplin tapi nak dapat duit mudah.
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Post time 20-4-2009 05:25 PM | Show all posts

Reply #22 mat403's post

jadi saper nak bayar sementara nak tunggu insuran...
amik masa jugak kan... hehehehe

2 kali 5
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Post time 20-4-2009 07:28 PM | Show all posts

Balas #24 kipas_y2k\ catat

tu la, nak citer pun, tak de pengalaman mati lagi... , nak tanya yg dah mati pun tak leh...
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Post time 21-4-2009 01:33 AM | Show all posts

Reply #25 mat403's post

boleh tanya kat ejen2 wasiyyah shoppe......mrk dah berdepan dgn byk kematian.
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Post time 28-4-2009 07:54 PM | Show all posts
Originally posted by mat403 at 14-4-2009 00:56
insuance hanya utk protection n bukan utk saving n investment...


i'm talking bout that product la
3 in 1..insurans(protection)+saving+investment

[ Last edited by  nakedeyes9 at 28-4-2009 20:03 ]
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Post time 28-4-2009 08:03 PM | Show all posts

Reply #10 kipas_y2k's post

u da ade prod knowledge utk takaful mesra plan?
study about dat product dl..
pastu,baru fair if u nak wat conclusion

ins co ade offer wide range of products
tak sume same
each one ade different features...plus
the new product selalunye better dr yg lps..
modify supaya suit dgn demand,needs

if really nak invest dgn plan2 ni sume..kena byk wat research on product/plan
baru  leh wat wise choice

mmg..its depend pade needs & wants masing2..kemampuan seseorg
but klo da ade pakej lengkap utk protection,saving,investment..y not?

same la mcm kte gune syampu..conditioner..whatever
if ade syampu 3 in 1..da complete sume nutrient n conditioner..
sesuai dgn rambut dan kemampuan membeli..y not kte gune?
...all depends...

one more, investment ape yg low risk high return?tell me..
nak invest gak klo ade camtu..

but..ya..
ASB is low risk consistent return investment..its good la

[ Last edited by  nakedeyes9 at 28-4-2009 20:17 ]
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Post time 28-4-2009 08:20 PM | Show all posts

Reply #12 cekaro's post

prima is prima
mesra is mesra
ade differences...
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Post time 28-4-2009 08:25 PM | Show all posts

Reply #21 kipas_y2k's post

x same..

ble mati...AUTOMATIC sijil tu jd milik waris

x pyh ssh waris nak serve loan tu lg
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Post time 29-4-2009 01:52 PM | Show all posts

Reply #28 nakedeyes9's post

so dah tau low return... baik simpan asb... lagi tinggi return dia dari insuran
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Post time 29-4-2009 01:55 PM | Show all posts

Reply #30 nakedeyes9's post

saper kata kalau mati loan tu waris kena sambung...

boleh buktikan?
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Post time 29-4-2009 02:21 PM | Show all posts

Reply #31 kipas_y2k's post

adoi....penin aku
asb2 la..tu saving+investment
consistent return..low risk
insurans tu protection
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Post time 29-4-2009 02:27 PM | Show all posts

Reply #32 kipas_y2k's post

siape yg kate?
aku takde ckp pn waris kene sambung
sijil jd hak milik waris trusla..x payah serve balance dia
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Post time 29-4-2009 02:34 PM | Show all posts

Reply #34 nakedeyes9's post

aku silap paham ekekeekk

dah ko kata tak sama
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Post time 29-4-2009 02:39 PM | Show all posts

Reply #33 nakedeyes9's post

sebenarnya aku mmg bangkang gegiler owg amik insuran utk inversment laa... pelajaran laa dan segala macam yg berkaitan dgn pelaburan...

tapi aku sokong owg yg amik insuran utk melindungi mereka dari malapetaka... without inverstment...


kalau nak buat utk pendidikan anak... apa salahnya simpan jer duit tu dalam ASB.. sebulan cthnya  200
setahun dah 2400
18 thn dah 43200... cukupkan utk pelajaran anak nanti.. tu lom masuk dividen lagi tu...
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Post time 29-4-2009 06:43 PM | Show all posts

Reply #36 kipas_y2k's post

org ambik insurans utk protection...
n if diorang nak plus with saving or investment..
tu pilihan masing2
some product would be match with their interest

tapi kau mmg suke sgt asb eh..
asb mmgla bgs
cume aku rase its conservative  investment..for low risk taker
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Post time 29-4-2009 06:44 PM | Show all posts

Reply #35 kipas_y2k's post

ko bace balik ar btul2 posting aku tu
kasi paham k
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Post time 29-4-2009 11:26 PM | Show all posts

Reply #37 nakedeyes9's post

tu yang aku bangkang... owg buat protection+simpanan..
tunjukkan laa investment nie mendatangkan keuntungan...

dari segi dividen kompem laa out... cuma ada tempoh matang jer bezanya...
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Post time 30-4-2009 04:58 PM | Show all posts

Balas #36 kipas_y2k\ catat

or boleh letak kat SSPN, dah la buleh tolak income tax....
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