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UNIT TRUST PUBLIC MUTUAL; MACAMANA NAK UNTUNG CEPAT DAN BANYAK?
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salam
sblm ni saya switch from equity kpd bond fund.
soalan saya: dgn suasana skrg, adakah berbaloi utk switch semula ke fund equity? dan apakah fund yg elok skrg? |
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Originally posted by azzahra83 at 20-5-2009 14:50 
salam
sblm ni saya switch from equity kpd bond fund.
soalan saya: dgn suasana skrg, adakah berbaloi utk switch semula ke fund equity? dan apakah fund yg elok skrg?
bebenornya, tunggu index turun lebih rendah dpd paras u switch dulu utk dpt more units. dan initial investment yg tinggi..walau apa pun, buat kira2 dulu before u decide becoz KLCI terus rally skang nie.
Fund yg elok...investor should heavyweight on equity type funds now. PIEF saya paling suka... |
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Originally posted by amirul_nazri at 20-5-2009 16:12 
bebenornya, tunggu index turun lebih rendah dpd paras u switch dulu utk dpt more units. dan initial investment yg tinggi..walau apa pun, buat kira2 dulu before u decide becoz KLCI terus rally ...
adoiii PIEF..PIEF....CI turun 2-3 ari mggu lps pun ko naik jugak ...apatah lagi klu CI naik 19 mata arini....lagi la ko mloncat....
alangkah indahnya klu aku tk jual dulu......dah mcm gila talak plak dah!
FBMemas naik 100 mata lebih......
ish..ish delilama..delilama..... |
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Originally posted by mytrade at 20-5-2009 17:14
adoiii PIEF..PIEF....CI turun 2-3 ari mggu lps pun ko naik jugak ...apatah lagi klu CI naik 19 mata arini....lagi la ko mloncat....
alangkah indahnya klu aku tk jual dulu......dah mcm gila t ...
itu komen aku la...
apa2 pun, aku suka nk dengar komen TT (Tuan tanah  ) ttg kes switchback bile KLCI terus rally nie...
mungkin pendekatan dia lain kot. |
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Jenuh baca...tapi tak khatam2 lagi.. |
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Originally posted by amirul_nazri at 16-1-2009 15:14 
kalau hanya lock profit dan biarkan balance exposed to flunctuate is not a good idea..lama kelamaan, if market keep downward, total investment value akan jadi lesser ..even lesser...
swict ...
ermm..apa yg saya paham mengikut kata bro amirul ni, kite boleh switch profit + capital ke money market/bond.
bro..mengikut agent saya..dia akan lock profit sahaja dan switch ke money market/bond..jd..dgn pelaburan epf yg belom sampai 5k pun..saya tak boleh lock profit 14% yg ada skrg kerana pada dia hanya profit sahaja yg akan di switch..
apa pendapat pakar2 di sini pula? |
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wakakak....aku raser agent haku tak tau nak buat haper...naik atau turun market tetap takder paper suggestion...aku rasa diernyer target nak orang join PM niejer...tapi tak raser nak cater..... |
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nk tnye, klu invest dlm ekenomi mrosot ni, untung ke???
unng sket ke byk? |
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Originally posted by linsyah at 7-6-2009 11:30
ermm..apa yg saya paham mengikut kata bro amirul ni, kite boleh switch profit + capital ke money market/bond.
bro..mengikut agent saya..dia akan lock profit sahaja dan switch ke money mark ...
whatever approach, as long as bring benefit to fundholder, is good enough already..
dlm kes ko, agent tue bley buat camtue...no problem..
agent yg lain plak...ada yg agresif main switching, ada jugak yg main long term trading dan tak tergesa2 switch becoz they tke action based on technical indicator they referred
Soalan ko nie subjecktif..yg penting, ko untung sudah la |
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Originally posted by mysaza89 at 8-6-2009 01:26
nk tnye, klu invest dlm ekenomi mrosot ni, untung ke???
unng sket ke byk?
imagine ko buy investment dlm PCIF pada harga terendah 12 sen seunit..time tue ekonomi mmg in worse la..
now NAV dah 17sen... dah berapa gross return?
plus dgn potential nak naik lagi in the future.. berapa banyak prospek return ko in the future?
nie tak termasuk if ko buat cost averaging, dan kalau ko dpt agent yg agresif cam TT... |
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Originally posted by linsyah at 7-6-2009 11:30
bro..mengikut agent saya..dia akan lock profit sahaja dan switch ke money mark ...
mungkin dia expect klse buat correction up to 980 mata jer or a few more tapi tak melepasi 800 mata sehingga akhir tahun ni.
Rasanya ramai expect camni kot thats why the best action now just secure the profit not the capital sebab next year market dah recover so takyah susah susah switch all. But, ada yang cakap we r in wave 4 EW. Maknanya market perlu melepasi wave 5 sebelum recover. Pening gak kan tapi ini realiti investment game, tak kira lar main stock ke, UT ke, forex ke, lebih kureng jer. Apa yang penting,
apa objektif pelaburan anda?
apa target pelaburan anda?
Katakan epf bagi 5% per year dan UT epf anda dah return 10% utk tahun ni dan objektif pelaburan anda ialah at least 10% per year.
then tunggu apalagi switch lar, tinggalkan 1000 unit jer. Next year main lagi  |
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Originally posted by putragold at 8-6-2009 11:10
mungkin dia expect klse buat correction up to 980 mata jer or a few more tapi tak melepasi 800 mata sehingga akhir tahun ni.
Rasanya ramai expect camni kot thats why the best action now just ...
wave 5 baru recover? 
ker wave 4 baru recover..?
mengikut pemahaman aku la..situasi wave 5 is like market tahun 2007....pastue merudum..
wallahualam...tanya yg pakar EW |
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nak tanya kat pakar2 UT kat sini...
aku ni br start beli (thru EPF) bout 4 yrs la...
sebelom ni mls amek pot..coz agen kata ni long term inv..biaq je inv tu berkembang sendiri...
lately bila price merudum..I'm kinda worried...
skang nie my portfolio ada : PITTIKAL, PFES, PIDF, PAIF. yg 1st two tu mmg la performing...
PIDF ngan PAIF tu sendu la cket...
PIDF aku ader dlm 108,054 units, PAIF ader 27,785 units..
any suggestion utk aku switch ke better fund ke..tunggu lagi ka...
la nie aku stop PM ..park EPF aku kat ASW lak...
tolong eh...
[ Last edited by monreyes at 8-6-2009 19:44 ] |
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Originally posted by monreyes at 8-6-2009 19:42
nak tanya kat pakar2 UT kat sini...
aku ni br start beli (thru EPF) bout 4 yrs la...
sebelom ni mls amek pot..coz agen kata ni long term inv..biaq je inv tu berkembang sendiri...
lately bila p ...
4 thn lepas bro...meaning 2006....
takkan masa 2007 market bull dan peak 15xx masa Jan2008 agent ko tk buat apa2...
UT ni pada pendapat aku la bukan just invest dan biar jerk macam saham amanah PNB tapi kena monitoring gak sbb dia ikut market ....saham2 PNB lain la sbb dia bagi dividen tapi price jual beli dia lock mcm ASB pada RM1....
ko beli dari UT sales atau UT consultant.....tgk dari fund2 ko tu byk gak ko labur ni.....ish..ish...rugi kalu gain yg depan mata tk lock dulu......
senang cakap la...UT ni nav dia naik turun...ikut market....masa naik kita lock profit (ada cara2 dia) dan masa turun kita beli atau masuk smula....
nk tanya la agent ko tu wat sales jer ker...... |
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beselah agen busy..travel PP-KL...
bila dtg cnie cbok soh sign borang EPF kosong semata2..
or sms minta EPF balance...
sebenarnya aku ada dua ajen..tapi dua2 mcm kambeng...
arituh aku g PM branch...
sajer nak tanya pasal fund switching...
dia soh aku tny ejen aku...tu tak yah ckp pun aku tau...
boss aku blh explain UT nie lagi bagus dari ejen aku....
n the 1st q is always..ur agent tak advise ke....
btw how to lock the profit...? |
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Category: Belia & Informasi
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Post time 20-5-2009 02:50 PM
Author
