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Flipping strategy tu biasa gak dengar... top flip nie camaner pulak ehh?..
aarie Post at 29-12-2010 11:37 
beb, beza flipping and top flip is:-
flipping is when purchaser acquire a property and jual balik at much higher price, which usually did it with new launch prop & bidding.
top flip nie lebe kurang flipping, but we only pay the surface costs, deposit shj then before paying the full amount dah jual at higher price.....us, bumiputera ada advantage 7% off tue, kalau beli rumah 450k for example, 7% discount dah RM31,500. itu kalau nak jual balik at cost price which is unlikely kalau dkt highly sought places........ tue belom masok kompeni discount (my company give 5% discount on top of bumiputera discount)...so, i should take advantage la kan....anyone should too. cha ya nun alip byk buat like this |
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Reply 62# jentayujingga
very risky.. |
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Reply jentayujingga
very risky..
koken_7 Post at 30-12-2010 21:59 
it is a calculated risk... |
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Reply 65# jentayujingga
yet it beyond control... |
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Help Me Planning Out My Future.
Salam semua,
Sy memerlukan buah fikiran & pandangan utk saya plan pembelian pertama aset hartanah (rumah).
My economic & personal backgrounds:
1. Currently serving the G, earning about 3K monthly which is likely to revolve around that for at least until 2012. Assuming to be upgraded to higher grade in 2013, i may earn around 4.2K, probably.
2. Currently single, assuming i'll remain single for another 3-4 years (will be 31-33 that time). Is unlikely to get married as i see myself every now & then.
3. To date, my liabilities are car & study loans, summed up to 0.8K monthly. the car loan will settle off in 2017.
4. My saving & investment tool is just ASB (i do conventional saving, didnt take the ASB loan from banks & will never intend to)
Buying a house:
1. In a crossroad to whether get myself an apartment or a landed property (terrace link). This is meant for living purpose (at the moment).
2. What is the best for me?
1)Buy an apartment using the bank loan, save the G loan for landed property in the future (if i were to get married someday?)
2)Buy an apartment using the G loan (i'd like to settle down in this if i remain a single guy)
3)Buy a landed house using the G loan? (the price is getting crazier nowadays, don't think i can afford the monthly repayments
as for now & the upcoming 1-2 years)
4)Sometimes i feel it's just cool to live in a bachelor pad, sometimes i feel the needing to get a landed house is undeniable. Sigh.
Help me figuring this out. Mucho Gracias!
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Reply 62# jentayujingga
tak pernah try lagi nie...
tq for the explanation  |
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lil plak...
1. nk kurangkan beli bnde2 yg xguna. duit tu boleh simpan tok travel
2.nk gigih cr side income (insurans)..beginner lg...
3. naik maintain saving dlm TH, ASB
4.xmo/kurang2 kan kegatalan tgn nih amek duit tok emergency |
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hihihi cfp cuti p obersea.. :-p |
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Reply 2# aarie
say it, i'm not into the wife thingy...at least in the near future (3-4 or even 5? yrs i mean).? just setting up my own single life...
well, thanks for responding. at least there's one rather than none!
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Reply 3# akumakanhati
life of the rich & famous!
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aku teringin sangat nak main saham tp xretiada geng? boleh join skali |
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plan tahun 2011, jgn gatal2 nak buat loan baru...cukup le loan yg ada sekarang ni....hehehe |
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Reply 64# tagas
tambah no bape tu?  |
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plan 2011..
1) reduce expenses, increase saving..2010 byk beli benda2 merapu.... 
2) kurangkn mknan mewah.hopefully bleh kurangkn expenses n berat badan...
3) increase AHB units...min 500 per bonus cycle, 100 p/month...
4) tamo usik TH saving utk study...save cash for study separately... |
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Back then when i was at ur age and earning that much, i went into IPO thingy to duplicate my money faster.
nak beli landed property masa tue tak mampu, so i bought an apartment yg seswai dgn kelayakan gaji. masa tue pon single....tadek intention nak kawin cepat. (tp jodoh sampai awal )
if i may ask, first u must identify what kind of investor are you? if u bought property for investment, what is your strategy? Do you intend to rent it out upon completion or sell it for capital gains?
if you ask me, i wud propose buat duit byk2 now and terus beli landed property bila dah mampu. apartment nie leceh nak jual balik. it took me 10months utk settle segala tok nenek unlike landed property which also provide better capital appreciation.
about taking government loan tue, kena buat homework baik2. i think government loan 4% kan? bank luar can offer flexi home loan where u can pay fortnightly, as & when u have extra money etc etc etc which can shorten the payment period. (sila buat homework bebaik).
at this juncture if u ask between apartment and landed, i will save money now and go for landed prop later. at this moment, i will duplicate money thru other investment tool. stock market, IPO....... |
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sy pn bcdang nk bli apartment utk buat aset(sewakan je)...skg tgh pning nk amek gov loan ke bnk len..or buat prsnal loan... |
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Salam semua,
Sy memerlukan buah fikiran & pandangan utk saya plan pembelian pertama aset hartanah (rumah).
My economic & personal backgrounds:
1. Currently serving the G, earning about 3K monthly which is likely to revolve around that for at least until 2012. Assuming to be upgraded to higher grade in 2013, i may earn around 4.2K, probably.
2. Currently single, assuming i'll remain single for another 3-4 years (will be 31-33 that time). Is unlikely to get married as i see myself every now & then.
3. To date, my liabilities are car & study loans, summed up to 0.8K monthly. the car loan will settle off in 2017.
4. My saving & investment tool is just ASB (i do conventional saving, didnt take the ASB loan from banks & will never intend to)
Buying a house:
1. In a crossroad to whether get myself an apartment or a landed property (terrace link). This is meant for living purpose (at the moment).
2. What is the best for me?
1)Buy an apartment using the bank loan, save the G loan for landed property in the future (if i were to get married someday?)
2)Buy an apartment using the G loan (i'd like to settle down in this if i remain a single guy)
3)Buy a landed house using the G loan? (the price is getting crazier nowadays, don't think i can afford the monthly repayments
as for now & the upcoming 1-2 years)
4)Sometimes i feel it's just cool to live in a bachelor pad, sometimes i feel the needing to get a landed house is undeniable. Sigh.
Help me figuring this out. Mucho Gracias!
if i am you...will buy an apartment at any strategic location..then sewakan 2 bilik yg lain ke other tenant pada kadar RM 1000 per month in total..at least still can make some savings ..The G loan...save for future landed property.
di KL, sewa satu bilik jer dah 400++...kalau 2 bilik..still ada untung |
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Category: Belia & Informasi
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Post time 30-12-2010 02:10 PM
Author
