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hari ni dengar kat radio, bank nak naikkan interest housing loan dan no more zero moving cost sbb katanya economy is showing a positive trend. |
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Nasib baik sempat wat refinancing bulan Ogos lepas, tgh tunggu lebihan tunai entah bila tak tau lagi.... |
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fuh..nasib baik sempat buat refinance bulan 3 aritu...dlm bulan 7 baru settle |
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hari ni dengar kat radio, bank nak naikkan interest housing loan dan no more zero moving cost sbb katanya economy is showing a positive trend.
sribayu Post at 4-11-2009 12:49 
pandai bank tu yerrrr nak upkan sales
fakta sebenar bukan ramai pun orang yg nak refinance, beli rumah baru
so dikata lar naik itu ini next year, bijak bijak.... |
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ari tu dpt flyer dari affinbank on housing loan.. interest menariklah, repayment leh sampai bangka - 75 yrs old.. tah ada umur tah idak.. tapi mmg tak de zero entry cost lagi dah... |
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nak tnye,if bank kasik sampai 80% je kan,leh appeal utk dptkan 90% kan?
la ni tgh appeal,katenye seminggu.katenye laaaa
alasan kasik 80%,sbb die kate sy mampu byr deposit
hoh ini budus punye org pun ada ka.org nak kasik die kaye,die lak takmo
or should i find another bank? |
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nak tnye,if bank kasik sampai 80% je kan,leh appeal utk dptkan 90% kan?
la ni tgh appeal,katenye seminggu.katenye laaaa
alasan kasik 80%,sbb die kate sy mampu byr deposit
hoh ini budus punye ...
damiqula Post at 11-11-2009 15:52
Merepek je alasan tu. Biasanya 80% dp ni utk commercial properties je.
Cari bank lain lagi bagus.
P/S: Bank apa yer... |
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Merepek je alasan tu. Biasanya 80% dp ni utk commercial properties je.
Cari bank lain lagi bagus.
P/S: Bank apa yer...
MACD Post at 11-11-2009 22:13
cimb(hoh terus terang betul aku neh)
die memang kate bukan isu komitmen,repayment every month tak sampai pun 30% of salary
tgh appeal,kalo tak dapat gak,harus aku ban bank ni n cari lain |
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cimb(hoh terus terang betul aku neh)
die memang kate bukan isu komitmen,repayment every month tak sampai pun 30% of salary
tgh appeal,kalo tak dapat gak,harus aku ban bank ni n cari lain
damiqula Post at 12-11-2009 14:46
CIMB ni kerek gak la.
Nak apply loan rumah dah nak jadi cam pengemis pun ade. |
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CIMB ni kerek gak la.
Nak apply loan rumah dah nak jadi cam pengemis pun ade.
MACD Post at 12-11-2009 22:03
hoh memang betul.haku plak kene tepon urge kasik cepat sket
nampak sgt mcm pengemis hoh.patut die yang treat kite sbb customer,ampeh |
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try rhb lah.. aku ada geng kat situ.. kl sekitar kl, leh je tolong ... |
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Post Last Edit by allyhasana at 13-11-2009 13:54
86# damiqula
cuba hsbc.. interest rate dia pun mantap lagi dr cimb.
umah below 100k pun offer cantik. BLR -2.10.
cimb -1.7 eon bank,public,ambank -1.4
mmg cimb kerek skit.. banyak songeh.. |
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Post Last Edit by allyhasana at 13-11-2009 13:54
86# damiqula
cuba hsbc.. interest rate dia pun mantap lagi dr cimb.
umah below 100k pun offer cantik. BLR -2.10.
cimb -1.7 eon bank,public, ...
allyhasana Post at 13-11-2009 13:51
nak pg hsbc,tapi end financier mase tu cimb,terpaksa la ambik
ni start november kene byr ape tah legal fee bagai,cimb je extend until mid of november.
bank lain sume start 1st november,once bank negara umum
terpaksa nye kes |
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rasanya tak semestinya amik semata mata dia end financier kan? |
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89# damiqula beli rumah harga above 100k kan? since u mention about zero moving cost, mmg skrg byk bank dah tak offer since last monday tapi hsbc masih ada offer ni... option la if u want free fees.. interest tinggi skit but still lagi mantap dr bank lain (hsbc -1.9 others 1.8) kalau legal fees u nak byr sendiri, interest dia lg cantik -2.++
cuba jer... i rasa takde masalah pun if u nak apply bank lain since cimb boleh offer u 80% jer..i plak menyesal sbb apply loan kat satu bank jer ari tuh, but then bila ada problem, banyak songeh plus lembab giler dah buang masa banyak sampai sebulan end up nothing
now i apply cimb, hsbc, public bank sekaligus! tgk mana offer n feedback bagus |
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89# damiqula beli rumah harga above 100k kan? since u mention about zero moving cost, mmg skrg byk bank dah tak offer since last monday tapi hsbc masih ada offer ni... option la if u want free fees.. ...
allyhasana Post at 14-11-2009 01:59
tu la,menyesal apply kat satu bank je
ni dok try eon bank,rate cantek sket.harap2 lepas cepat la,mls dah dok tggu2 ni |
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nak tanya since my fren ada mslh sikit
dia nak refinance umah dia from gov ke any bank..tapi bole ker nak refinance since hutang ngan gov tu baru aje dia bayar dlm 4 bulan..dia nak refinance cause dia berhenti from gov? |
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salam.. nak tanya.. b4 this i guna conventional loan utk housin loan.
Now nak tukar la ke islamic. Camne yer.
Rumah murah jer ard rm80k+ ... agak2 depa layan tak? huhu |
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takde sapa leh bagi idea? |
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Category: Belia & Informasi
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Post time 4-11-2009 12:49 PM
walaupun aku dh lmbt skit utk catch up BLR -2.00 offer awal tahun, loan yg aku apply bln lepas dgn BLR - 1.40 masih lg rendah berbanding tahun2 sblm ni tapi aku ambik fixed rate 4.15 hehe... plus minus kalau aku amik conventional, rate masih sama tapi fluctuate so aku decide amik fixed.
berbaloi2. rumah seken yg aku beli tu pun mmg dh ada org dok sewa so dh tak susah hati nk bayaq kt bank nanti.
hmy3:
