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aku start amek ASB loan max in June 2009...
with monthly pymt of RM1.3K..aku byr inst RM9K
2010 dp ...
monreyes Post at 29-11-2011 21:09 
Hi Monreyes...bole tau loan berapa K dan utk berapa tahun dan dari bank mana..?  |
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Reply 141# llisamaisarah
amek RM200K from Maybank...
tenure belas2 thn jugak la..
byr 1st year je RM12K++ dpt return RM200K++ |
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Reply 139# monreyes
langkah baik yg patut dicontohi ramai........  |
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Reply 140# monreyes
unit trust tu tak tahu laa....
tapi ASB, ASW etc tu memang dah tepat....
diversify laa sket kat property pulak.......  |
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aku start amek ASB loan max in June 2009...
with monthly pymt of RM1.3K..aku byr inst RM9K
2010 dp ...
monreyes Post at 29-11-2011 21:09 
ada consider bayar zakat tak? .... zakat pendapatan masih terpakai rasanya... |
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so agak2 brape percent eh dividen kita akan dpt?? xsabar nk tahu... |
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Post Last Edit by monreyes at 1-12-2011 12:40
Reply 145# KopiMocha
of coz le...
my monthly zakat mmg sentiasa terlebih bayar...
more than double than what I should pay...
coz aku ikut potongan PCB...
as PCB increased..aku increase zakat...
yg lebih tu halal je...
bayar zakat lebih..dapat lebih rebate...
kalau byr zakat kurang..kena bayar tax lebih...
sori la.... |
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Reply monreyes
unit trust tu tak tahu laa....
tapi ASB, ASW etc tu memang dah tepat....
di ...
aarie Post at 1/12/2011 10:31
tq...
pelaburan yg tak payah kluar modal....
dan demi keselamatan EPF ku...
cuba bayangkan nasib pekerja MISC yg kena retrench tu...
bukan shj ilang income...yg paling penting ilang caruman majikan....
kalau trus dpt keje ok lah...
ari tua nnt seciput je EPF... |
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aku noob skit pasal ekonomi , tp tgh belaja
aku ada ASB tp x aktif sangat ,
skang dah ada umah ... so portion utk simpan dalam ASB x leh besar sangat
tp mcm mana nk maximise ASB ?? (dah baca tp mcm pening2 lalat lagik)
aku kene disiplin simpan bulan2 ? |
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aku noob skit pasal ekonomi , tp tgh belaja
aku ada ASB tp x aktif sangat ,
skang dah ada umah . ...
outcast Post at 6-12-2011 15:12 
buat je loan ASB. confirm terpaksa disiplinkan diri.. hehe. |
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buat je loan ASB. confirm terpaksa disiplinkan diri.. hehe.
missdirector Post at 6-12-2011 16:24
huuhhu sbb baca g kat awal mcm x galakkan je...
ermm , tgk aa mcm mana |
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huuhhu sbb baca g kat awal mcm x galakkan je...
ermm , tgk aa mcm mana
outcast Post at 6-12-2011 16:49
rasa2 nye dulu pernah buat survey yang sama.. mmg ramai yang kata tak digalakkan. tapi ni kesimpulan yang saya dapat utk diri sendiri.
kalau boleh disiplinkan diri menyimpan. - tak payah ambik loan ASB ( lagi untung )
kalau tak boleh disiplinkan diri. - ambik loan ( dari tk simpan langsung )
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rasa2 nye dulu pernah buat survey yang sama.. mmg ramai yang kata tak digalakkan. tapi ni kesimp ...
missdirector Post at 6-12-2011 17:19
ok... kalo mcm tuh... buat auto debit je trus .. malas nk buat loan aa |
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agak2 berapa % bonus tahun ni ye |
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Reply 153# outcast
bagus jugak idea tuh |
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Bole advise..actually how much perlu ade dlm akaun ASB utk consider "dah full"? |
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Reply 156# tupai
rasanya leh top up dalam ASB sampai 200k jerk..tp bila campur dividen ngn bonus lebih 200k laa ko leh dapt.. {:4_503:} |
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ASB nih bila2 masa jer bleh bukak kan?
ahah..soklan naif dr org yg tade akaun asb  |
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dpt duit kwsp nak tmbh loan lg rm100k....
xbley nak enjoy.... |
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Reply 158# baby_pingu
u can open it at anytime..it won't take so much time |
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Category: Belia & Informasi
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Post time 30-11-2011 09:53 PM
