Plan kewangan 2011

aarie

epf dividen 5.8% for 2010... alhamdulillah

anonymous

nak tambah income ..... mengikut keadaan semasa... smua naik.... gaji x mampu untuk menampung kesemua bebanan..... huhuhu

baby_pingu

plan 2011..

1) reduce expenses, increase saving..2010 byk beli benda2 merapu....
2) kurang ...
baby_pingu Post at 3-1-2011 12:39

    haku kena re-plan balik financial utk 2011...

1) still kena reduce xpenses...for first 3 month nmpak mcm berjaya kawal xpenses...
2) masih tak berjaya kurangkn makan mewah (diet apatah lagik )
3) AHB dah takleh topup
4) berjaya utk this semester..berusaha utk next2 semester..tabung haji deduction proceed as usual

kena tambah

5) kena start simpan utk cash reserve...takut emergency
6) simpan 50-100 per month separately from cash reserve..persediaan utk next asset..

wanitajelita

haku kena re-plan balik financial utk 2011...

1) still kena reduce xpenses...for first  ...
baby_pingu Post at 11-3-2011 15:50

    ahb ni minima berapa? maksima berapa

baby_pingu

Reply 166# wanitajelita

minimum 500...max 200K kalo tak silap...top up dlm gandaan 100...

aku sempat top up sket ja...dah abis dah unit dia

xpe la..duit yg aku nak allocate kat situ bleh masuk tabung utk next asset mak aku dah bising2 suruh beli at least 1

wanitajelita

Reply  wanitajelita

minimum 500...max 200K kalo tak silap...top up dlm gandaan 100...

aku sem ...
baby_pingu Post at 12-3-2011 09:36

    laaa dah habis ke? baru ingat nak beli

baby_pingu

Reply 168# wanitajelita


    kat board nih kan ada benang pasal ahb tuh..
ada org post kata dah abih...pegi la selak benang tuh

koken_7

AHB bknnya baguih mana....apa nak risau....byk lagi cara make money...search for it...like me...this year succesfully generate passive income 13K from source yg I never thought of...and working toward 50K passive income...but so long way to go....10 years projection plan...hopefully less.....no worries...

aarie

update.. hehehe...

1. tak jadi double..... dah quadruple last week.........    ( completed )
2. plan for FELDA and Carigali by year end.
3. tak jumpa lagi yg berkenan... yg dah beli pun siap next year jer...
4. masih mencari....
5. YTD slightly ahead of last year... the coming months look very promising  
aarie Post at 7-2-2011 18:00

update lagi...
1. ASW tinggal half.. found this nice hse, owner willing to reduce by 150k kalau bayar cash
    so sacrifice ASW laa kejap..
2. add Synergy jugak
3. change of plan.. tunggu yg nie siap jer laa
4. bought a new hse.. yg nie nak duduk laa.. (current hse maybe letgo laa later.. nak sewakan tak sanggup..)
5. alhamdulillah...

so for this yr most of my plan dah completed.. except for item 2 jer laa...

_mangifera_

Planning 2011
1. Pindahkan cash ASB ke ASB suami..buat loan ASB genapkan balik 200K
2. Dapatkan 15 ekar tanah, buka kebun sawit 10 ekar (masuk program MPOB). 5 ekar lagi buat tanaman kontan..

tu jer planning besar..

hiriko

Planning 2011
1. Pindahkan cash ASB ke ASB suami..buat loan ASB genapkan balik 200K
2. Dapatkan 15 ...
_mangifera_ Post at 2-4-2011 08:55 AM

    sgt2 kagum....
    walaupun saya mmg tak mampu nak penuh kan ASB..
    tapi sy kagum ngan mereka2 yang seperti anda...

_mangifera_

Reply 173# hiriko

Semua org boleh..saya pun bukan org senang. Selain simpan duit sendiri saya buat loan asb..memula sakit gak..skang dividen tu dah cover semua installment..


Yg penting bila kita buat planning kewangan jgn ikut bulat2 saranan org..kaji sesuai tak dengan kita..insyaallah boleh..

miss_maya

Reply 170# koken_7


    share how plzzzz

koken_7

Reply 175# miss_maya


    Baca buku rich dad company....understand...execute....

220796

now dh msuk 2nd quarter of year 2011.....duit dlm ASB x btambah.....baby pon still x bertambah .....emas ada le beli lg 40gram ++ tuk try kaedah manipulasi emas

amirul_nazri

posts forumers di sini menjadi sumber inspirasi utk aku gigih mengejar target...

MACD

Korang semua mmg inspirational!

Pr|nCeSS^M|cKeY

emas ada le beli lg 40gram ++ tuk try kaedah manipulasi emas
220796 Post at 14-4-2011 13:56

    sis...
kaedah manipulasi emas tu mcm mana?
sorry ya..
saya bdk baru belajar...

220796

Reply 180# Pr|nCeSS^M|cKeY

teknik multiply emas....beli -> pajak -> dpt cash beli emas lg -> then pajak lg....tp buat sebulan2....supaya smua pajakan tak stuck di bank....sy baru je attend seminar manipulasi emas ni last 2weeks for RM200 utk 3jam sahaja

Pr|nCeSS^M|cKeY

Reply  Pr|nCeSS^M|cKeY

teknik multiply emas....beli -> pajak -> dpt cash beli emas lg -> then pa ...
220796 Post at 18-4-2011 13:38

    mickey pernah juga dgr org buat mcm ni...
tp mcm mana sis..
blh terangkan tak?
sharing is caring
mickey ni ...nak pi pajak gadai pun tak tahu mcm mana?
kalau koin emas kijang tu blh pajak gadai tak?
kalau boleh..mcm mana nak buat?