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Seorang Individu Perlu Ada Simpanan RM3.9 Juta Untuk Bersara Dengan Selesa
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itu la my azam after my hajj ... alhamdulillah .. dapat la juga except masa covid 2 years tak pi.. semoga Allah mempermudahkan segalanya . |
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airisa replied at 8-11-2023 11:10 AM
hahaha ... sama mcm my friend .. mana2 mesti MAS or oneworld, sebab dah enrich gold. i suka je men ...
Husband i platinum, so for spouse program, i pun dpt platinum.. kitorg beli je tix economy basic, pastu diorg auto upgrade ke biz class or biz suite kalo ada kosong...
Kat klia ada 1st class lounge.. cantik betol lounge dia... biz class lounge too crowded.. tp ok je dpt makan2 free and rilex2 kan |
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airisa replied at 8-11-2023 11:11 AM
itu la my azam after my hajj ... alhamdulillah .. dapat la juga except masa covid 2 years tak pi.. ...
U gi haji dengan mak ke...
I & husband dah queue for hajj.. maybe lepas husband settle down kat this company setahun dua, boleh laa apply for hajj leave... nak kena buat rayuan kitorg ni sbb masa queue dulu tu dpt tahun 2060 hahahah |
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ya, arwah mak temankan .. itu hajat dia
insya Allah, semoga dipermudahkan urusan u utk menunaikan haji
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airisa replied at 8-11-2023 11:28 AM
ya, arwah mak temankan .. itu hajat dia
insya Allah, semoga dipermudahkan urusan u utk menunaikan ...
Oh yaa.. since u dah plan annually umrah... buleh le masuk dalam bajet sesiap retirement plan....
Yes maybe i should target yearly umrah ni lepas dah haji tu... i target buat haji dulu... cost dah 60-90k per pax.. tp yes kena pejam mata je bayar.. mana boleh berkira... |
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yea, masuk dah dlm yearly budget after retirement. dok kira2, based on current spending boleh tahan berapa tahun my EPF + savings tu. at certain point, i mungkin kena cash out property jugak la. Now since still bergaji, i continue buat monthly savings kat tabung haji for umrah.
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itu la.musykil pulak..tapi sbb duit kita rendah kot
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acik gomen jugak huntunggg..tak payah sibuk2 menabung,.gomen bela sampai masuk liang
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sorang doa mati cepat..sorang kata nak kena bunuh diri..adoiii..pecah perut baca
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gratuity dapat, pencen pun dapat..bercukurrrr laaa dari private nanhado
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samaaaa...input kaka greenti mmg membantu tapi idakla sampai banyak mcm tu..sbb kite keja company tak terpaling mcm kaka green keje..hihhi
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thanks for sharing cuols...nanti kalu meols ada rezeki nak gi england lagi, will try pergi starford-upon-avon tu...
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Tak guna jugak u..kalau rumah tu awak duduk. Tak mendatangkan hasil pun..Kecuali u jual rumah tu bila naik harga ..downgrade ke rumah yang lebih murah 
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Mil I pun sama la..Dia dapat pencen dia dan arwah suami dia jugak. Lps tu ada banyak rumah sewa lagi. Sekarang duduk goyang kaki menikmati hari tua tanpa perlu memikirkan pasal duit.
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green~tea replied at 8-11-2023 10:22 AM
Why do i miss this posting from u.... yesss!!!! Come sis.. i dah dpt tonedown my skin care and mak ...
Bab skincare i mmg tak blh downgrade coz i pakai medical grade skincare..kena beli kat clinic..masa i mula2 balik msia dulu my skin meragam..sampai i kena jumpa dermatologist..
Alhamdulillah my skin dh elok sangat skrg..so mmg takkan tukar yg lain dah...yg lain i can sacrifice...branded handbags ke apa i mmg x kesah.. |
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baru je beli sbb last minute plan juga ni. mahal namati...iols tutup mata je live life the fullest kaedahnya. harap2 ada jejeki lain menggantikan duit terbang ke eropah ni. kalau berdua ok lg, bila bawa anak2 cuti sekolah ni mmg budget kelaut. tp depa dh lama x travel together sbb cuti masing2 berbeda2...so pejam je la mata. bab lain iols cuba budget , dok airbnb je uols & masak la utk dinner nanti.
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nw111 replied at 8-11-2023 03:01 PM
Bab skincare i mmg tak blh downgrade coz i pakai medical grade skincare..kena beli kat clinic..mas ...
Ooooo begitu kisah nya... ye lah just follow through whats best suits u...
I plak dpt tonedown part lain, gi jolly tang lain... 
Handbag pun i dah tak beli sgt... setahun seketul aje... |
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midori888 replied at 8-11-2023 12:46 PM
thanks for sharing cuols...nanti kalu meols ada rezeki nak gi england lagi, will try pergi starfor ...
Driving kat sana better, kecuali masuk London je sbb payah parking... |
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true indeed...buat masa nie meols blum nak pergi england lagi sbb dulu masa adik meols 5 tahun kat sana,dah kerap pergi...nak gi negara lain pulak..
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juruterra replied at 8-11-2023 03:10 PM
baru je beli sbb last minute plan juga ni. mahal namati...iols tutup mata je live life the fulles ...
Tu la kagum gak ingat u dpt follow plan awal2... moments and bonding tu yang best.. ingat sampai bebila |
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Post time 8-11-2023 11:11 AM
![[MBC/Netflix 2024] DOUBT - Han Suk Kyu, Chae Won Bin, Han Ye Ri ~ 11 October 2024](https://uf.cari.com.my/forumx/mforum/block/f0/f06011dc76c706b67eb2cb605c116387.jpg)
