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Bonus & Kenaikan Gaji Anda...kat mana nak simpan?

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Post time 12-12-2011 11:12 AM | Show all posts |Read mode
salam 1 Malaysia

Sempena kenaikan gaji oleh staffs gomen, serta bonus2 yg di nikmati oleh private sector's staffs dan business yg semakin berkembang oleh para usahawan , sila vote.

sebarang maklumat lain juga amat di hargai

sekian terima kasih
Single Polls, Total 64 Users voted
25.00% (16)
1.56% (1)
7.81% (5)
3.12% (2)
46.88% (30)
3.12% (2)
0.00% (0)
1.56% (1)
10.94% (7)
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Post time 12-12-2011 12:48 PM | Show all posts
asb, yg tu je pelaburan yg ku tau.lain2 tu tau tp tak berani.hehehehe
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Post time 12-12-2011 01:42 PM | Show all posts
aku vote asb gakk..len2 aku x brani
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Post time 12-12-2011 02:00 PM | Show all posts
ak pn vote asb jgk..yg lain2 aku pn xbrani..
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Post time 12-12-2011 02:32 PM | Show all posts
aku vote Tabung Haji...yg tuh mostly aku punya main saving..

tapi bonus tahun nih tak masuk saving pun...abisku belanjakan
yg bonus2 bln 3 and bln 9 haritu plak abis aku rolling2 buat byr yuran blaja
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Post time 12-12-2011 02:33 PM | Show all posts
mod kete......hehehehehe
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Post time 12-12-2011 05:05 PM | Show all posts
Selalunya duit bonus or kgt nie, aku dah plan sesiap camana nak menghabeskan duit tue as reward for my hard work....

Cumanyer, aku xkan immediately belanja but invest elsewhere (short term). Selalunyer aku akan beli shares dulu (depends gak opportunity dan keadaan semasa tue) kasik rolling lps tue the earnings tue aku amek buat berjoli.so, duitku masih ada, joli pon dapat.

My money must be the mother goose to produce the golden eggs...,
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Post time 12-12-2011 08:44 PM | Show all posts
lock semua Bonus dalam property investment
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Post time 12-12-2011 10:13 PM | Show all posts
kalau ambil option SBPA ni lumayan gak la naik gaji tu
so plan utk ambil insuran medical + retirement..
itu jer utk thn depan, next next years dont know yet
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Post time 13-12-2011 11:53 AM | Show all posts
tak tahu lah nak invest kat mana....mungkin akan bahagi dua kot ASB n Tabung Haji.... lani mmg simpan dalam Tabung haji saja..... ASB aku dah zero dah asyik kuarkan..... tahun depan mmg plan nak saving baliklah..... {:4_243:}
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Post time 13-12-2011 12:34 PM | Show all posts
Interim bonus last year simpan dalam TH, wat daftar haji
Monthly salary lak, masuk 800++ ke ASB
kalau biar jer dalam akaun, macam bonus after company AGM...
banyak dapat, tapi tengok-tengok entah brape bulan dah habis licin... macam-macam dibelinya...
so biar lah dalam akaun-akaun lain yang bagi dividen, dari duduk dalam akaun gaji

nie pon bru jer nak berjinak dalam CIMB Islamic Equity Growth Dali
katanye bagus... test lah sikit-sikit...
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Post time 13-12-2011 09:28 PM | Show all posts
sape yg vote Cara Lain tu, ceciter arr sikit...

jgn cakap kat toto udah ler..
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Post time 14-12-2011 12:26 AM | Show all posts
byk tong utk diisi 1)family emercency 2) personal emergency -car/home loan/living cost for 6 month 3) saving short term 3) vacation 4) haji 5) saving yg ada 15% 7) saving  vvv 8) www 9) zzzz, setiap tong ada target jumlah wang diisi, wang yg telah penuhi target akan diisi ke tong lain. setiap tong ada kepentingan/keperluan tersendiri. ada tong x dibenarkan keluarkan duit, ada tong khas akan dihabiskan duitnya setelah setahun
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 Author| Post time 17-12-2011 10:30 AM | Show all posts
dah 13 org....13 13 votes menuju ke non unit trust...
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Post time 17-12-2011 10:49 AM | Show all posts
simpan ke thaji jek...mudah2an dpt gi haji cepat sket...asb x nak topup lg sbb dah buat asb loan...unit trust malas nk layan sbb yg masuk dulu pun x dpt nk kuarkan lg..asek rugi jek...
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Post time 17-12-2011 11:18 AM | Show all posts
Reply 12# system_failure


Simpan dalam SSPN....menang BMW

xpun simpan utrk beli tongkat ali power root...kot2 nti " saya menang moto"
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Post time 17-12-2011 04:19 PM | Show all posts
xde bonus n xde gaji..tp andaikata diberi pilihan, dah tentu masuk ke gold investment..skang ni antara masa terbaik utk membeli emas...
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Post time 17-12-2011 04:25 PM | Show all posts
dah 13 org....13 13 votes menuju ke non unit trust...
amirul_nazri Post at 17-12-2011 10:30



   duit tak banyak sgt so org takmo amik yg hi-risk la
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Post time 20-12-2011 09:18 AM | Show all posts
Reply 18# puccafan
start with low-risk...
xper, mulakan sebarang pelaburan dari usia muda
ASB tu permulaan yang baik
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Post time 21-12-2011 04:23 PM | Show all posts
tambah dlm stock... awal taun ni br start invest dlm stock market... rase cambes laks bile tgk stock naikk... tp taime stock market jatuh
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