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Originally posted by honeybee1802 at 13-5-2008 11:48 AM 
aku nak tanya pasal FD..bank mana yg offer keuntungan bulanan ek?mcm member aku ckp citibank ader..4%..but at rm50k ler plakk....bank lain2?
rasa bank pertanian/ agro bank pun ok tapi kena ingat... whatever rate yg kita baca... all per annum basis... bukan per month basis.... jgn salah faham... utk tempoh dia... terserah pada kita berapa bulan... buat auto renewal with interest...
[ Last edited by Andak at 6-7-2008 12:51 AM ] |
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FD oleh bank is totally secure punya so = no risk. Tapi kalo nak invest jgn harap lah nak dapat kaya.
kalo bank bagi 5% pun cuba lah u kira ( RM100,000 x 5% = RM5000) so kalo gitu RM5000/12 = RM416.xx
u hanya dpt RM416 sebulan so kalo kerja kat Tesco pun ada basic RM500. Bezanya ialah satu tak payah modal RM100,000
Ingat "a no risk investment is not really an investment" |
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Utk letak sum of money buat sementara (short term) tak pakai cash sgt, Fix deposit ni better sket la return dr regular saving akaun yg biasa..let say parking 3-6 bulan dpt la sekian & sekian..
tp kalau kita nak parking amount duit yg byk..aku suggest, amik plan endowment sbb return more or less like fix deposit..cuma advantages kat endowment, anything 'happened'..senang nak withdraw duit..
Unlike FD, nih bila kita simpan duit yg byk..then suddenly mati..tedious sket keje nak kuar duit tuhhh.. |
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bank apa yang fd rate paling tinggi buat masa ini? disember 2008... |
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bsn offer higest rate in town at the moment for islamic fd... but again flactioating la... 4.20 for 12mths... xbad... |
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Originally posted by balwr at 11-12-2008 10:47 PM 
bsn offer higest rate in town at the moment for islamic fd... but again flactioating la... 4.20 for 12mths... xbad...
4.2 utk 12 bulan tu.. return dia boleh amik bulanan ke? or kene tunggu setahun? tak brapa faham la.. |
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Originally posted by masnina at 12-12-2008 06:27 AM 
4.2 utk 12 bulan tu.. return dia boleh amik bulanan ke? or kene tunggu setahun? tak brapa faham la..
int dia kira bulanan tapi after 1 tahun je dia bayar... int dia naik turn punya every 2 weeks.... |
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4.2% sebulan or 4.2% setahun?
konfius ni... |
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aku ada wat dkt ambank.
dapat la gak tak silap aku 4% ..
dia bagi sijil nanti,kena simpan.
genap setahun dapat la interest,nanti dia
bagi pilihan interest yg kita dapat tu,
nak transfer gi acc saving yg ada dalam ambank atau pun
biar bertambah dalam fix deposite tu. |
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Originally posted by masnina at 12-12-2008 06:27 AM 
4.2 utk 12 bulan tu.. return dia boleh amik bulanan ke? or kene tunggu setahun? tak brapa faham la..
mana buleh kak ..
mesti nak genap setahun. |
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Reply 30# stfunewbiez
klu staf monthly 3% dibayar bulan2....to bear in mind 3% tu bahagi 12bulan tau...3% setaun...bukan sebulan....ramai org yg silap paham....whatever it is ASB/ASN/ASW/ASD dsb is the best....sbb dividen 5.00% - 8.00% per year.....pada bumiputra nape x buh dlm tu je ek? |
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rhb bank fd 14 persen..macam menarik
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Category: Belia & Informasi
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Post time 6-7-2008 12:49 AM
