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Author: CARI-MAL

[Tempatan] Perit Bayar Insurans? Tukar Konsep 'Jom Kita Kongsi', Tak Sampai RM50 Sebulan!

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Post time 13-9-2019 08:20 AM | Show all posts
lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?

bazir gilaaa
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Post time 13-9-2019 08:47 AM | Show all posts
icyd replied at 12-9-2019 10:23 PM
in my opinion la, investment dlm insurans ni x berbaloi pon...better cari jalan lain yg betul2 fok ...

mmg tak berbaloi sgt pun pd min.. cumanya boleh la tlg sikit2 kalau terdesak ..hehe.. lebih baik amik plan yg boleh cover medical as much as possible  sbb nowadays medical bill mmg mahal gilaaa... msuk sehari pun dh 3k++.. byg kn nk kena byr cash selepuk.. mmg berpeluh gak la..
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Post time 13-9-2019 08:53 AM | Show all posts
minahmanja replied at 13-9-2019 08:47 AM
mmg tak berbaloi sgt pun pd min.. cumanya boleh la tlg sikit2 kalau terdesak ..hehe.. lebih baik a ...

program life engineering tu tgk offer rm1 juta medical.x sure utk every year atau lifetime limit
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Post time 13-9-2019 09:03 AM | Show all posts
icyd replied at 13-9-2019 08:53 AM
program life engineering tu tgk offer rm1 juta medical.x sure utk every year atau lifetime limit

rasa nye lifetime la kot.. min pun tk sure.. belum terbuka lg hati nk join..hehe.. smalam ade gak bukak website nye..just go thru mcm tu je..
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Post time 13-9-2019 09:12 AM | Show all posts
terjumpa ni dlm website.dlm ni ada sebut sejuta setahun.menarik jugak konsepnye

https://www.lifeengineering.my/w ... 19/08/Canvas-bm.pdf
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Post time 13-9-2019 11:12 AM | Show all posts
lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?

membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest, biar fokus dgn investment betul2. Spend utk ASB, Tabung Haji, Emas, AHB. Kalau pandai beli saham yg ada dividen.  

aku sendiri tak suka bayar insurance mahal2, dulu penah amik personal insurance, jatuh tangga patah kaki. Socso bagi tiap2 bulan cheque 80% dari gaji bulanan selama 6 bulan MC, then dpt another RM11k utk temporary disablement (exact term aku tak ingat, tapi disbbkan tulang kaki aku patah aku tak bleh mencangkung lagik dah). Insurance yg aku amik? takat dpt RM1500 itu pun bole claim hanya selepas dah naik kerja. Terus aku stop bayar insurance. Now amik PA special for lady under etiqa maybank bawah RM25 sebulan. This amount burn pun aku tak sakit hati.




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Post time 13-9-2019 08:03 PM From the mobile phone | Show all posts
meow_tompok replied at 13-9-2019 11:12 AM
membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest,  ...

Macam mana nak apply etiqa Maybank tu chuols?
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Post time 13-9-2019 08:24 PM From the mobile phone | Show all posts
meow_tompok replied at 13-9-2019 11:12 AM
membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest,  ...


Etiqa lady tu life insurance ke? Takde medical coverage?
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Post time 14-9-2019 10:27 AM From the mobile phone | Show all posts
catwoman91 replied at 13-9-2019 08:03 PM
Macam mana nak apply etiqa Maybank tu chuols?

masa tu walk in ada urusan dgn maybank, officer maybank yg promote back in 2014
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Post time 14-9-2019 10:44 AM From the mobile phone | Show all posts
Edited by meow_tompok at 14-9-2019 10:49 AM
moonbug replied at 13-9-2019 08:24 PM
Etiqa lady tu life insurance ke? Takde medical coverage?


ini manfaat dia. start amik since 2014



utk lelaki pun ada tapi susah la nak attach. lagik satu dia ada premier saver.

rasanya LE ni program yg bagus ganti med card, knowing critical illness hospital bill tak murah



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Post time 18-9-2019 06:27 AM From the mobile phone | Show all posts
Mmg berbaloi gila.. Insurans lain mhl
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Post time 18-9-2019 03:23 PM | Show all posts
dari website life engineering;

RM1 Million Sharing Limit
A sharer can put forth up to RM1 million medical costs for sharing in the first year of joining. Additional RM200,000 limit for each subsequent year. This limit will refresh annually.

So setiap thn bertambah 200k? lps 5 thn coverage 2 juta dah
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Post time 18-9-2019 03:26 PM From the mobile phone | Show all posts
Yg murah meme ramai yg nak tp tgk dia cover brapa. Penyakit apa yg dia cover. Jgn tgk asal murah ok la tp tgk apa yg dia cover
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Post time 19-9-2019 03:51 PM From the mobile phone | Show all posts
chicozinn replied at 11-9-2019 11:48 AM
macam bagus..wat masa ni aku tengah nak cari insurans bwah rm60 agak2 ade x?so far aku nampak axa me ...

Ada yg murah.. Medical card.. Under great eastern.. Contact 019-9841407 Hazirah
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Post time 19-9-2019 04:03 PM From the mobile phone | Show all posts
lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?

Depend pada benefit yg cik dpt.. Kalu murah.. Sum cover banyak.. Lagipun depend on umur jgk
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Post time 19-9-2019 04:08 PM From the mobile phone | Show all posts
lilacomot replied at 11-9-2019 04:44 PM
utk diri sendiri je.. cover medical & investment

Banyak benefit tak??
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Post time 19-9-2019 04:09 PM From the mobile phone | Show all posts
Life engineering, konsep u pakai mcm khairat kematian, sama mcm konsep dlm takaful jugak. Correct me if i am wrong ya. Soalan , u sykt takaful or not? And bank negara allow u untuk fund such as big money kalau jota jota org kongsi? Kalau u act as sykt insuran/takaful. Siapa u punya underwriter? Kindy share
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Post time 19-9-2019 04:13 PM From the mobile phone | Show all posts
lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?

Kalau awak gaji 20k, 400 tu ciput jer lah hahaha. I suspek u amik investment link punya produck. As a consultant usually utk med + life boleh dapat sub 200 kalau tak tua sangat la hahahaha. Important to know exactly what you want
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Post time 20-9-2019 06:18 PM From the mobile phone | Show all posts
meow_tompok replied at 14-9-2019 10:44 AM
ini manfaat dia. start amik since 2014



Ye murah. Tapi kan awak kne byr bil hospital tu dulu.. Bru boleh claim.. Tu pun awak yg kne uruskn sndri claim tu..
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Post time 20-9-2019 06:24 PM From the mobile phone | Show all posts
meow_tompok replied at 14-9-2019 10:44 AM
ini manfaat dia. start amik since 2014



Etiqa lady ni berkaitan kemalangan and female cancer kan??  So.. Dia x cover kalu sakit kritikal yg bukan cancer ke??
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