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[Tempatan]
Perit Bayar Insurans? Tukar Konsep 'Jom Kita Kongsi', Tak Sampai RM50 Sebulan!
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mmg tak berbaloi sgt pun pd min.. cumanya boleh la tlg sikit2 kalau terdesak ..hehe.. lebih baik amik plan yg boleh cover medical as much as possible sbb nowadays medical bill mmg mahal gilaaa... msuk sehari pun dh 3k++.. byg kn nk kena byr cash selepuk.. mmg berpeluh gak la.. |
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program life engineering tu tgk offer rm1 juta medical.x sure utk every year atau lifetime limit
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rasa nye lifetime la kot.. min pun tk sure.. belum terbuka lg hati nk join..hehe.. smalam ade gak bukak website nye..just go thru mcm tu je.. |
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membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest, biar fokus dgn investment betul2. Spend utk ASB, Tabung Haji, Emas, AHB. Kalau pandai beli saham yg ada dividen.
aku sendiri tak suka bayar insurance mahal2, dulu penah amik personal insurance, jatuh tangga patah kaki. Socso bagi tiap2 bulan cheque 80% dari gaji bulanan selama 6 bulan MC, then dpt another RM11k utk temporary disablement (exact term aku tak ingat, tapi disbbkan tulang kaki aku patah aku tak bleh mencangkung lagik dah). Insurance yg aku amik? takat dpt RM1500 itu pun bole claim hanya selepas dah naik kerja. Terus aku stop bayar insurance. Now amik PA special for lady under etiqa maybank bawah RM25 sebulan. This amount burn pun aku tak sakit hati.
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meow_tompok replied at 13-9-2019 11:12 AM
membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest, ...
Macam mana nak apply etiqa Maybank tu chuols? |
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meow_tompok replied at 13-9-2019 11:12 AM
membazir, kalau pakai... kalau tak pakai.. burn mcm tu je
rm400x12 = rm4800
kalau nak invest, ...
Etiqa lady tu life insurance ke? Takde medical coverage? |
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catwoman91 replied at 13-9-2019 08:03 PM
Macam mana nak apply etiqa Maybank tu chuols?
masa tu walk in ada urusan dgn maybank, officer maybank yg promote back in 2014 |
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Edited by meow_tompok at 14-9-2019 10:49 AM
moonbug replied at 13-9-2019 08:24 PM
Etiqa lady tu life insurance ke? Takde medical coverage?
ini manfaat dia. start amik since 2014
utk lelaki pun ada tapi susah la nak attach. lagik satu dia ada premier saver.
rasanya LE ni program yg bagus ganti med card, knowing critical illness hospital bill tak murah
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Mmg berbaloi gila.. Insurans lain mhl |
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dari website life engineering;
RM1 Million Sharing Limit
A sharer can put forth up to RM1 million medical costs for sharing in the first year of joining. Additional RM200,000 limit for each subsequent year. This limit will refresh annually.
So setiap thn bertambah 200k? lps 5 thn coverage 2 juta dah |
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Yg murah meme ramai yg nak tp tgk dia cover brapa. Penyakit apa yg dia cover. Jgn tgk asal murah ok la tp tgk apa yg dia cover |
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chicozinn replied at 11-9-2019 11:48 AM
macam bagus..wat masa ni aku tengah nak cari insurans bwah rm60 agak2 ade x?so far aku nampak axa me ...
Ada yg murah.. Medical card.. Under great eastern.. Contact 019-9841407 Hazirah |
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lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?
Depend pada benefit yg cik dpt.. Kalu murah.. Sum cover banyak.. Lagipun depend on umur jgk |
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lilacomot replied at 11-9-2019 04:44 PM
utk diri sendiri je.. cover medical & investment
Banyak benefit tak?? |
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Life engineering, konsep u pakai mcm khairat kematian, sama mcm konsep dlm takaful jugak. Correct me if i am wrong ya. Soalan , u sykt takaful or not? And bank negara allow u untuk fund such as big money kalau jota jota org kongsi? Kalau u act as sykt insuran/takaful. Siapa u punya underwriter? Kindy share |
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lilacomot replied at 11-9-2019 02:13 PM
Korg rsa membazir x byr insurans dlm rm400 monthly?
Kalau awak gaji 20k, 400 tu ciput jer lah hahaha. I suspek u amik investment link punya produck. As a consultant usually utk med + life boleh dapat sub 200 kalau tak tua sangat la hahahaha. Important to know exactly what you want |
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meow_tompok replied at 14-9-2019 10:44 AM
ini manfaat dia. start amik since 2014
Ye murah. Tapi kan awak kne byr bil hospital tu dulu.. Bru boleh claim.. Tu pun awak yg kne uruskn sndri claim tu.. |
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meow_tompok replied at 14-9-2019 10:44 AM
ini manfaat dia. start amik since 2014
Etiqa lady ni berkaitan kemalangan and female cancer kan?? So.. Dia x cover kalu sakit kritikal yg bukan cancer ke?? |
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Post time 13-9-2019 08:20 AM
