Sara 1 Malaysia

baby_pingu

Sara 1Malaysia Guaranteed By Malaysian Development Holdings

KUALA LUMPUR, Jan 12 (Bernama) -- The newly launched Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia) will be managed by a special purpose vehicle (SPV), Malaysian Development Holdings Sdn Bhd, a wholly owned subsidiary of Finance Ministry Incorporated.

The SPV will provide guarantee for the investments in SARA 1Malaysia, a special scheme aimed at encouraging the lower income group to save and invest.

The scheme is a hybrid of a unit trust investment and loan product, capable of generating consistent cash flow or monthly incentives.

The President and Group Chief Executive of Permodalan Nasional Bhd (PNB), Tan Sri Hamad Kama Piah Che Othman, said the financing offered would amount to RM500 million with the targetted number of participants being 100,000 householders.

SARA 1Malaysia will be implemented by PNB.

The fund will be opened for application starting January 30.

Those with a gross income of between RM500 and RM3,000 a month qualify to apply for the investment and savings scheme.

The scheme was launched here today by Prime Minister Datuk Seri Najib Tun Razak. Also present at the event was Deputy Prime Minister Tan Sri Muhyiddin Yassin and PNB Chairman Tun Ahmad Sarji Abdul Hamid.

At a press conference later, Hamad Kama Piah said through SARA 1Malaysia, those who qualify would have the opportunity to apply for loans amounting to RM5,000 to also invest in the Amanah Saham 1Malaysia (AS 1Malaysia) fund and will receive attractive incentives on the investments they make.

Through the scheme, monthly incentives will be paid to participants in the form of additional AS 1Malaysia units and the investors would only have to ensure the payment of their minimum monthly payments for five years.

This will be unique as the SPV has been able to source the loans at a competitive rate from the participating financial institutions namely Maybank, CIMB, RHB Bank and Bank Simpanan Nasional.

As for the RM500 million financing, RM100 million will be provided by the government in the form of subsidy to SPV to pay the interest rates to the participating financial institutions.

Considering the competitive interest rates for loans and the government's subsidy, the SPV will be able to generate good income and dividends, said Hamad Kama Piah.

Malaysian Development Holdings will be chaired by Datuk Dr Mohd Irwan Serigar Abdullah, Deputy Secretary General of Treasury (Policy), Ministry of Finance.

--BERNAMA  http://www.bernama.com.my/bernama/v6/newsbusiness.php?id=639732

topik yg sama ada kat CI..
tp since CI kan selalu topik dia bergerak dgn skala yg sgt cepat..so aku bukak jugak satu kat sini utk discussion2..hehe

prettyuglybabe

nak buat, tapi cam tak ikhlas. ada pulak sapa cepat dia dapat. pastu dia offer kat individu atau pun isi rumah? kalau isi rumah, dah tentu-tentu ramai tak layak

niniewawaa

dengar berita leh apply kt bank...cam loan kan...salah satu bsn

kang g apply ade plak ckp xcukup syarat bagai...huhuhu

hanazz_88

macam-macam la..

muda_nerq

Apsal cliche jer product2 diorg ni? ASB, ASN, AS2020. Pastu profit sama dengan jer inflasi. Masuk habuk keluar habuk jugak.

Pendapat 2 kupang.

baby_pingu

FAQs bleh baca kat website dia http://www.sara1malaysia.com.my/subpg.php?id=fq&idctn=15

baby_pingu

so dividen dia sebenarnya dlm bentuk unit AS 1Malaysia...

unit AS 1Malaysia tuh camna lak scheme dia? ok ke?

sekayu

xfaham la dgn sara ni..bgus ke?dia bg deviden rm134 trus boleh ambik ke or nk tgu 5 thun dlu?

baby_pingu

information mcm tak berapa lengkap sekarang nih..
kena tunggu 30th january..kot2 ada yg dah pegi bank tanya2..

sapa2 yg ada info2 tuh share2 lah ye..

tuakang

Reply 9# baby_pingu


    apa apa pun pi ambil vaucher rm200 beli buku dulu .. esok i nak pi ambil .. kasi sara diri dulu ..

baby_pingu

Reply 10# tuakang


    bg ler voucher tuh kat budak2 yg memerlukan jek..
kalo student part time mcm kita nih, dah dpt pengecualian cukai pun dah cukup bagus

tuakang

Reply 11# baby_pingu


    ambil saja la.. sebab bayar income tax terlalu tinggi ..  kena claim balik juga la.. he,,he,,

dah la nak beli rumah 1 malaysia x dapat .. rumah nak full loan x dapat .. apply rumah murah x dapat , apply rumah kos sederhana pun x dapat .. he,,he,, i tergantung sekarang .. gaji x tinggi x rendah .. nak beli sara 1 malaysia pun x layak .. he,,he,,  susah ..

baby_pingu

Reply 12# tuakang


    i tak pegi ambik pun voucher tuh..cos takde keperluan utk beli buku this sem..
lgpun tak rasa cam tersepit utk beli buku..kalo ada duit beli brg2 lain, takkan utk ilmu nak berkira jugak..

lgpun tax i tak tinggi mana pun

tuakang

Reply 13# baby_pingu


    beli buku untuk anak buah pun blh juga ma..

tax i paling tinggi tahun lepas kena seribu lebih sebulan .. perrrrr.. sakit sungguh ..  ..macam kena pukul dengan kayu baseball ...

muda_nerq

Reply  baby_pingu


    beli buku untuk anak buah pun blh juga ma..

tax i paling tinggi tahu ...
tuakang Post at 17-1-2012 15:43

Tax mmg hampeh. Terduduk tgok pay slip potong tax x der belas kasihan.

tuakang

i kena tax hampir 22% daripada total basic i .. punya la banyak .. :@:@:@
personal incometax kalau x silap maximum 24% ..

orang kerja susah susah ..dia potong selumber saja ..

Dzulqarnain

Kapitalis bwh 'catalyst'.
'Godfather' nye 1MDB.
Penggerak ekonomi negara...~
Yg 1¢ pn nk dorg nk 'collect' ek?

baby_pingu

Reply 17# Dzulqarnain


    care to explain further?
1c collected tuh aper?

Dzulqarnain

Reply  Dzulqarnain


    care to explain further?  
1c collected tuh aper?
baby_pingu Post at 18-1-2012 08:38

Meaning: Makcik jual karipap...~

Kapitalis = The Company
Catalyst = Banks

Yg mana 'lowest-income-people',
yg kais pg mkn pg,
yg tdk tahu mengenai krisis USD 'fiat', gold, etc.
yg tdk menyumbang 'tax' atas pendapatannya...
so called, 'depositors' kpd kapital negara melalui SARA.

Ok?

baby_pingu

Reply 19# Dzulqarnain


    sebab invest thru the loans kah?
sbb dgn cara amik loan tuh, so bank still ada business, gitu? then gomen subsidi plak pegi ke bank tuh utk cover the interest..
bank dpt duit pree...

gomen just create a lifecycle utk ekonomi thru creating the 'loan chains'..
for at least 5 years...


gitu ker?